For sale

$169,999

195 Treasure St #A4-105, Merritt Island, FL 32952

3beds

882sqft

$1,803/mo

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Stock Cooperative

Built in 1964

-- sqft lot

$164,400 Zestimate^®

$193/sqft

$783/mo HOA

What's special

Assigned carportNewly tiled floorsFirst floor end unitLarge walk in closet

Resort style living under 200k with this 3 bedroom 2 bathroom co-op. Block unit is a rare one, first floor end unit. Pool views out of every window. Newly tiled floors, large walk in closet/ unit comes with its assigned carport & newer shed for all your beach items. Beach is five miles away. Full time management & maintenance crew make this property a top notch retirement, starter, or vacation home. The carrying fee of $690 per month covers water, sewer, property taxes, insurance, & exterior work on building including A/C. Hugh beautiful heated renovated pool area to enjoy. Electricity, internet, & cable are owner responsibility. Buyer must submit to a co-op application, credit check, & board application. May only be used as a primary home or secondary residence. CANNOT BE RENTED OR USED AS AN AIRBNB. CASH ONLY Private Remarks: This is a CASH ONLY listing, no investors. No rentals only a primary & secondary home. For more information about CO-OP visit michafl.org easy to show

4 days
154
3

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Electric Range, Refrigerator
Laundry: Lower Level

Features

Ceiling Fan(s), Primary Bathroom - Tub with Shower, Walk-In Closet(s)
Flooring: Tile
Has fireplace: No

Interior area

Total interior livable area: 882 sqft

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Property

Parking

Total spaces: 1
Parking features: Carport
Carport spaces: 1

Features

Stories: 1
Exterior features: Courtyard
Fencing: Vinyl

Lot

Size: 2,178 Square Feet
Features: Many Trees, Sprinklers In Front

Details

Additional parcels included: 2438701
Parcel number: 2437310000040.Z0000.00
Special conditions: Standard

Construction

Type & style

Home type: Cooperative
Property subtype: Stock Cooperative

Materials

Block
Roof: Concrete,Tar/Gravel

Condition

New construction: No
Year built: 1964

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected

Community & HOA

Community

Subdivision: Merritt Island Co-Op Apts Inc

HOA

Has HOA: Yes
Amenities included: Basketball Court, Clubhouse, Laundry, Maintenance Grounds, Maintenance Structure, Management - Full Time, Pickleball, Playground, Pool, RV/Boat Storage, Trash, Water
Services included: Maintenance Grounds, Pest Control, Sewer, Trash, Water
HOA fee: $783 monthly
HOA name: Merritt Island Cooperative Housing Association
HOA phone: 321-453-1772

Location

Region: Merritt Island

Financial & listing details

Price per square foot: $193/sqft
Tax assessed value: $107,440
Annual tax amount: $1,754
Date on market: 9/3/2026
Listing terms: Cash
Road surface type: Asphalt

Estimated market value

$164,400

$156,000 - $173,000

$1,967/mo

Price history

Date	Event	Price
9/3/2026	Listed for sale	$169,9990%$193/sqft
Source: Space Coast AOR #1086685 Report a problem
3/2/2026	Listing removed	$170,000$193/sqft
Source: Space Coast AOR #1053485 Report a problem
12/15/2025	Price change	$170,000-8.1%$193/sqft
Source: Space Coast AOR #1053485 Report a problem
11/13/2025	Price change	$185,000-7.5%$210/sqft
Source: Space Coast AOR #1053485 Report a problem
8/2/2025	Listed for sale	$199,999+37.9%$227/sqft
Source: Space Coast AOR #1053485 Report a problem
2/13/2024	Sold	$145,000-9.4%$164/sqft
Source: Space Coast AOR #976847 Report a problem
2/8/2024	Pending sale	$160,000$181/sqft
Source: Space Coast AOR #976847 Report a problem
10/4/2023	Listed for sale	$160,000-89.3%$181/sqft
Source: Space Coast AOR #976847 Report a problem
6/26/2002	Sold	$1,500,000$1,701/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,755 +254.2%	$107,440 +204.7%
2024	$495 +3.9%	$35,260 +3%
2023	$477 +5.9%	$34,240 +3%
2022	$450 +3.2%	$33,250 +3%
2021	$436 +8.6%	$32,290
2020	$401 +11.3%	$32,290
2019	$360	$32,290
2018	$360 +0.6%	$32,290
2017	$358 +1.5%	$32,290
2016	$353 +0.2%	$32,290
2015	$352 -2.1%	$32,290 +5.1%
2014	$360	$30,730 -10%
2013	--	$34,150
2012	$163 -0.1%	--
2011	$163 +8.7%	--
2010	$150 -44.8%	--
2009	$271 -58.7%	--
2008	$657 +1.2%	--
2007	$650 -15.7%	--
2005	$771 -4.1%	--
2004	$803 +410.3%	--
2001	$157 +4.8%	--
2000	$150	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 32952

Getting around

53 / 100

Somewhat Walkable

37 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Audubon Elementary School
Grades: PK-6Distance: 1.3 mi
7/10
Thomas Jefferson Middle School
Grades: 7-8Distance: 2.1 mi
5/10
Merritt Island High School
Grades: PK,9-12Distance: 2.5 mi

Schools provided by the listing agent

Elementary: Audubon
Middle: Jefferson
High: Merritt Island

Source: Space Coast AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.