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For sale
  • Price cut: $25K (9/30)
    $625,000

    20 Palm Dr, Key Largo, FL 33037

    3beds
    1,136sqft
    : 
    $3,997/mo
    Get pre-qualified
    Single Family Residence
    Built in 1959
    6,534 Square Feet Lot
    $-- Zestimate®
    $550/sqft
    $13/mo HOA

    What's special

    New lightingElegant quartz countertopsNew soffitsBrand-new blinds throughoutDurable cbs constructionFully redesigned kitchenFreshly renovated screened-in porch
    COMPLETELY RENOVATED FROM TOP TO BOTTOM! Experience the ultimate turnkey Florida Keys lifestyle in this stunning 3 bed / 2 bath home tucked away in a peaceful Key Largo neighborhood. Built with durable CBS construction and topped with a 2023 metal roof, this property was flawlessly updated in 2026--including a brand-new A/C system--offering dependable comfort and modern luxury. Step inside to discover gorgeous new porcelain tile floors and brand-new blinds throughout. The stunning, fully redesigned kitchen boasts elegant quartz countertops and sleek stainless steel appliances. Both bathrooms have been completely modernized with beautiful, high-end finishes. The home's versatile layout includes a highly desirable 1 bed / 1 bath lockout suite! This bedroom features its own private exterior entrance and a convenient kitchenette, creating the perfect space for visitors, extended family, or flexible use with added privacy and independence. Outdoor living has been completely reimagined! Entertain effortlessly in the freshly renovated screened-in porch, or relax in the backyard under the brand-new insulated aluminum patio cover. The exterior also features fresh paint, new lighting, new soffits, and a brand-new gate entrance for enhanced privacy and curb appeal. Residents enjoy access to a highly desirable voluntary oceanfront homeowners park featuring a chickee hut, dock, and a boat ramp. The boat ramp is currently undergoing permitted renovations, and the assessment has already been completely paid in full by the seller! Perfectly situated for convenience, you get the quiet Keys lifestyle while remaining close to everyday essentials. You are just one hour from Miami and MIA Airport, 3 miles to Aldi, 4 miles to Key Largo School, and 9 miles to Ocean Reef. Don't miss this rare opportunity to own a flawless, move-in ready home in the Florida Keys!
    23 days
    1,846
    188

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Aryl Robison 305-781-7506,

    RE/MAX All Keys Real Estate

    Source: FLKMLS,MLS#: 621322MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Dryer, Refrigerator, Range, Microwave, Stainless Steel Appliance(s)
      Features
      • Quartz Countertops
      • Flooring: Tile
      Interior area
      • Total structure area: 1,136
      • Total interior livable area: 1,136 sqft

      Property

      Parking
      • Parking features: Open
      • Has uncovered spaces: Yes
      Features
      • Levels: Ground Level
      • Patio & porch: Screened Patio
      • Fencing: Fenced
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 63 X 100
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00565750000000
      • Zoning: IS - Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1959

      Utilities & green energy

      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Community Boat Ramp, Other
      • Subdivision: Gulfstream Shores (KL) (905.0)
      HOA
      • Has HOA: No
      • Services included: Other
      • HOA fee: $160 annually
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $550/sqft
      • Tax assessed value: $430,506
      • Annual tax amount: $4,040
      • Date on market: 9/17/2026
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/30/2026Price change$625,000-3.8%$550/sqft
        Source: FLKMLS #621322 Report a problem
        9/17/2026Listed for sale$650,000+8.7%$572/sqft
        Source: FLKMLS #621322 Report a problem
        12/24/2025Sold$598,000$526/sqft
        Source: FLKMLS #617368 Report a problem
        11/28/2025Contingent$598,000$526/sqft
        Source: FLKMLS #617368 Report a problem
        11/19/2025Listed for sale$598,000+16.1%$526/sqft
        Source: Key West AOR #617368 Report a problem
        4/1/2024Sold$515,000-3.7%$453/sqft
        Source: Public Record Report a problem
        3/25/2024Pending sale$535,000$471/sqft
        Source: FLKMLS #608368 Report a problem
        2/28/2024Contingent$535,000$471/sqft
        Source: Key West AOR #608368 Report a problem
        2/16/2024Listed for sale$535,000$471/sqft
        Source: Key West AOR #608368 Report a problem
        2/2/2024Contingent$535,000$471/sqft
        Source: Key West AOR #608368 Report a problem
        1/26/2024Listed for sale$535,000-14.4%$471/sqft
        Source: Key West AOR #608368 Report a problem
        9/6/2023Sold$625,000-3.1%$550/sqft
        Source: Public Record Report a problem
        8/22/2023Pending sale$645,000$568/sqft
        Source: FLKMLS #605967 Report a problem
        7/19/2023Contingent$645,000$568/sqft
        Source: FLKMLS #605967 Report a problem
        7/13/2023Listed for sale$645,000+108.1%$568/sqft
        Source: MIAMI #A11419003 Report a problem
        7/6/2009Sold$310,000-20.5%$273/sqft
        Source: Public Record Report a problem
        10/28/2005Sold$390,000+312.7%$343/sqft
        Source: Public Record Report a problem
        3/19/1997Sold$94,500$83/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,040 +3%$430,506 +0.6%
        2024$3,922 +2.9%$427,979 +33.4%
        2023$3,813 +15.5%$320,786 +10%
        2022$3,302 +28.8%$291,624 +10%
        2021$2,564 -0.9%$265,113 -0.7%
        2020$2,588 $266,977 -0.9%
        2019$2,588 -0.5%$269,494 +10.6%
        2018$2,600 +7%$243,715 -0.8%
        2017$2,430 -0.3%$245,781 +8.5%
        2016$2,436 +3.8%$226,615 +5.2%
        2015$2,347 $215,418
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33037

        Getting around

        0 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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