New Roof Installed June 2026 and New Carpet Throughout May 2026! This spacious waterfront home offers one of the largest floor plans in Adams Lake and is perfect for a growing family or multigenerational living. Featuring 7 bedrooms, 3 full baths, and flexible living spaces, the main floor includes the owner's suite, a second bedroom, and a private office. Upstairs offers five additional bedrooms, a large laundry room, and an oversized bonus room ideal for a media room, playroom, or second living area.
The kitchen features 42'' maple cabinets, granite countertops, and a large island. Enjoy peaceful pond and preserve views from the screened lanai with no rear neighbors. Additional highlights include a 3-car garage, a lot that extends beyond the fence line, low HOA fees, and no CDD fees. Don't miss the 3D tour!
Active
Price cut: $26K (6/23)
$499,000
2387 RUSTY LAKES Lane, Jacksonville, FL 32221
7beds
4,126sqft
Single Family Residence
Built in 2005
0.95 Acres Lot
$485,700 Zestimate®
$121/sqft
$33/mo HOA
What's special
Granite countertopsFlexible living spacesSpacious waterfront home
- 40 days |
- 1,053 |
- 52 |
Zillow last checked:
Listing updated:
Listed by:
JOSE FELICIANO 813-297-9183,
KELLER WILLIAMS ST JOHNS 904-867-7694
Source: realMLS,MLS#: 2146304
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Hot Water
Cooling
- Central Air, Multi Units
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Upper Level
Features
- Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
- Flooring: Carpet, Tile
Interior area
- Total interior livable area: 4,126 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Screened
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 0.95 Acres
- Features: Few Trees
Details
- Parcel number: 0020600720
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame,Multi Generational
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Adams Lake
HOA
- Has HOA: Yes
- Amenities included: Pool
- Services included: Maintenance Structure
- HOA fee: $400 annually
Location
- Region: Jacksonville
Financial & listing details
- Price per square foot: $121/sqft
- Tax assessed value: $404,996
- Annual tax amount: $7,325
- Date on market: 5/21/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$485,700
$461,000 - $510,000
$2,890/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Price change | $499,000-5%$121/sqft |
Source:  realMLS #2146304 Report a problem | ||
| 5/21/2026 | Listed for sale | $525,000+14.1%$127/sqft |
Source: realMLS #2146304 Report a problem | ||
| 3/31/2022 | Sold | $460,000$111/sqft |
Source: realMLS #1155414 Report a problem | ||
| 3/8/2022 | Pending sale | $460,000$111/sqft |
Source: realMLS #1155414 Report a problem | ||
| 2/25/2022 | Listed for sale | $460,000+78.4%$111/sqft |
Source: realMLS #1155414 Report a problem | ||
| 4/11/2005 | Sold | $257,900$63/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,429 -5.3% | $404,996 -5% |
| 2023 | $7,848 +31.9% | $426,249 +36.1% |
| 2022 | $5,950 +14.9% | $313,273 +10% |
| 2021 | $5,178 +7.8% | $284,794 +8.8% |
| 2020 | $4,802 +99.7% | $261,741 +53.8% |
| 2019 | $2,405 +1.5% | $170,185 +1.9% |
| 2018 | $2,370 | $167,012 +2.1% |
| 2017 | $2,370 +1.5% | $163,577 +2.1% |
| 2016 | $2,335 +0.8% | $160,213 +0.7% |
| 2015 | $2,317 -0.9% | $159,100 +0.8% |
| 2014 | $2,339 | $157,838 +1.5% |
| 2013 | -- | $155,506 -13.8% |
| 2012 | -- | $180,302 -14.4% |
| 2011 | -- | $210,653 -18.2% |
| 2010 | -- | $257,637 -4.5% |
| 2009 | -- | $269,827 +9% |
| 2006 | -- | $247,469 +886.7% |
| 2005 | $466 | $25,080 -0.1% |
| 2004 | -- | $25,104 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Jacksonville Farms-Terrace
Nearby schools
GreatSchools rating
- 5/10Chaffee Trail Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 2/10Chaffee Trail Middle SchoolGrades: 6-8Distance: 0.6 mi
- 4/10Baldwin Middle-Senior High SchoolGrades: 6-12Distance: 7.6 mi
Schools provided by the listing agent
- Elementary: Chaffee Trail
- High: Baldwin
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Duval County
- Jacksonville
- 32221
- Jacksonville Farms-Terrace
- 2387 RUSTY LAKES Lane
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