Income-Producing Duplex | Inexpensive Living While Upstairs Pays a Portion or Perhaps All of Your Mortgage! This beautifully renovated 2,390 sq ft owner-occupied duplex offers a rare opportunity for both savvy investors and smart homebuyers looking to offset their housing costs. Property Highlights: • Total Living Space: 2,390 square feet • Units: 2-Bedroom / 1-Bath (Main) + 3-Bedroom / 1-Bath (Upper) • On-street parking • Extensively renovated in 2016 with major updates completed in 2026 Main Level Unit (2 Bed | 1 Bath) – Your New Home Completely refreshed in 2026 and move-in ready: • Brand new laminate flooring throughout • New carpet in the bedrooms/LVP in bathroom • Gorgeous new granite kitchen countertops with updated plumbing and fixtures. • New stainless-steel appliances • Fresh paint throughout including the casement and base trim Upper-Level Unit (3 Bed | 1 Bath) – Your Income Generator Largely renovated in 2016 with 2026 cosmetic updates: • Three generous bedrooms, each with walk-in closets • New laminate flooring and carpet in 2016 • Updated kitchen with new stainless-steel appliances and modern cabinet hardware • Fresh paint throughout including casement and base trim • New kitchen plumbing fixture Major 2016 Renovations (Both Lower Unit): • Complete rebuild down to the exterior studs on the main level • All new mechanicals: furnaces, water heaters, and central air conditioning units • Brand new rear covered porch This turnkey duplex is perfect for an owner-occupant who wants their tenant to help pay the mortgage, or for an investor seeking a high-quality, low-maintenance property with strong rental appeal. Located in a convenient neighborhood with easy access to amenities, this renovated gem is ready for its next chapter. Don’t miss this opportunity to own a beautifully updated multi-family home that truly pays for itself.
Property Improvements:
- Main Level Flooring-Carpet and Laminate - 2026
- Main Level-Kitchen Granite Countertops - 2026
- Main Level/Upstairs - Paint Throughout Including Base and Casement Trim - 2026
- Main and Upstairs Level-Stainless Steel Appliances - 2026
- Upstairs-Updated Kitchen Cabinet Hardware - 2026
- New Mechanicals, Furnaces, Water Heaters, Central Air Units - 2016
- New Roof - 2016
- New Siding - 2016
- New Back Covered Porch - 2016
- New Side Stairs - 2016
For sale by owner
Price cut: $5K (8/10)
$214,900
2498 Central Ave, Dubuque, IA 52001
5beds
2,390sqft
MultiFamily
Built in 1880
-- sqft lot
$-- Zestimate®
$90/sqft
$-- HOA
What's special
On-street parkingNew side stairsNew sidingNew roof
What the owner loves about this home
Walk through every inch of our home online with the amazing Online Showing by clicking "View 3D Tour" on the image. To buy this home for less, contact me directly by calling the number next to "Property Owner" below.
- 85 days
- 276
- 8
Listed by:
Property Owner (563) 599-0236
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Other
Features
- Flooring: Carpet, Linoleum / Vinyl
- Basement: Finished
Interior area
- Total interior livable area: 2,390 sqft
Property
Features
- Exterior features: Other
Lot
- Size: 2,700 Square Feet
Details
- Parcel number: 1013378001
Construction
Type & style
- Home type: MultiFamily
Materials
- Frame
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1880
Community & HOA
Location
- Region: Dubuque
Financial & listing details
- Price per square foot: $90/sqft
- Tax assessed value: $159,100
- Annual tax amount: $2,310
- Date on market: 6/5/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,478/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/10/2026 | Price change | $214,900-2.3%$90/sqft |
Source: Owner Report a problem | ||
| 6/17/2026 | Price change | $219,900-4.3%$92/sqft |
Source: Owner Report a problem | ||
| 6/5/2026 | Listed for sale | $229,900+64.2%$96/sqft |
Source: Owner Report a problem | ||
| 10/21/2016 | Sold | $140,000$59/sqft |
Source:  East Central Iowa AOR as distributed by MLS GRID #130970 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,310 +2.9% | $159,100 -1% |
| 2024 | $2,244 +5.1% | $160,700 |
| 2023 | $2,136 +4.2% | $160,700 +29.7% |
| 2022 | $2,050 +7.1% | $123,910 |
| 2021 | $1,914 -6.9% | $123,910 +7.2% |
| 2020 | $2,057 +0.2% | $115,640 |
| 2019 | $2,053 +105.8% | $115,640 +4.7% |
| 2018 | $998 -46.4% | $110,410 |
| 2017 | $1,862 +17.7% | $110,410 +113.7% |
| 2016 | $1,582 | $51,660 -25.2% |
| 2015 | -- | $69,109 +7.1% |
| 2014 | $1,188 | $64,540 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: North End
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