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For sale by owner
  • Price cut: $10K (6/17)
    $219,900

    2498 Central Ave, Dubuque, IA 52001

    5beds
    2,390sqft
    : 
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    MultiFamily
    Built in 1880
    -- sqft lot
    $-- Zestimate®
    $92/sqft
    $-- HOA

    What's special

    On-street parkingNew side stairsNew sidingNew roof
    Income-Producing Duplex | Inexpensive Living While Upstairs Pays a Portion or Perhaps All of Your Mortgage! This beautifully renovated 2,390 sq ft owner-occupied duplex offers a rare opportunity for both savvy investors and smart homebuyers looking to offset their housing costs. Property Highlights: • Total Living Space: 2,390 square feet • Units: 2-Bedroom / 1-Bath (Main) + 3-Bedroom / 1-Bath (Upper) • On-street parking • Extensively renovated in 2016 with major updates completed in 2026 Main Level Unit (2 Bed | 1 Bath) – Your New Home Completely refreshed in 2026 and move-in ready: • Brand new laminate flooring throughout • New carpet in the bedrooms/LVP in bathroom • Gorgeous new granite kitchen countertops with updated plumbing and fixtures. • New stainless-steel appliances • Fresh paint throughout including the casement and base trim Upper-Level Unit (3 Bed | 1 Bath) – Your Income Generator Largely renovated in 2016 with 2026 cosmetic updates: • Three generous bedrooms, each with walk-in closets • New laminate flooring and carpet in 2016 • Updated kitchen with new stainless-steel appliances and modern cabinet hardware • Fresh paint throughout including casement and base trim • New kitchen plumbing fixture Major 2016 Renovations (Both Lower Unit): • Complete rebuild down to the exterior studs on the main level • All new mechanicals: furnaces, water heaters, and central air conditioning units • Brand new rear covered porch This turnkey duplex is perfect for an owner-occupant who wants their tenant to help pay the mortgage, or for an investor seeking a high-quality, low-maintenance property with strong rental appeal. Located in a convenient neighborhood with easy access to amenities, this renovated gem is ready for its next chapter. Don’t miss this opportunity to own a beautifully updated multi-family home that truly pays for itself. Property Improvements: - Main Level Flooring-Carpet and Laminate - 2026 - Main Level-Kitchen Granite Countertops - 2026 - Main Level/Upstairs - Paint Throughout Including Base and Casement Trim - 2026 - Main and Upstairs Level-Stainless Steel Appliances - 2026 - Upstairs-Updated Kitchen Cabinet Hardware - 2026 - New Mechanicals, Furnaces, Water Heaters, Central Air Units - 2016 - New Roof - 2016 - New Siding - 2016 - New Back Covered Porch - 2016 - New Side Stairs - 2016
    What the owner loves about this home
    Walk through every inch of our home online with the amazing Online Showing by clicking "View 3D Tour" on the image. To buy this home for less, contact me directly by calling the number next to "Property Owner" below.
    39 days
    |
    290
    |
    24
    |
    Listed by:

    Property Owner (563) 599-0236

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Other
      Features
      • Flooring: Carpet, Linoleum / Vinyl
      • Basement: Finished
      Interior area
      • Total interior livable area: 2,390 sqft

      Property

      Features
      • Exterior features: Other
      Lot
      • Size: 2,700 Square Feet
      Details
      • Parcel number: 1013378001

      Construction

      Type & style
      • Home type: MultiFamily
      Materials
      • Frame
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1880

      Community & HOA

      Location
      • Region: Dubuque

      Financial & listing details

      • Price per square foot: $92/sqft
      • Tax assessed value: $159,100
      • Annual tax amount: $2,310
      • Date on market: 6/5/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,046/mo

        Price history

        DateEventPrice
        6/17/2026Price change$219,900-4.3%$92/sqft
        Source: Owner Report a problem
        6/5/2026Listed for sale$229,900+64.2%$96/sqft
        Source: Owner Report a problem
        10/21/2016Sold$140,000$59/sqft
        Source: East Central Iowa AOR as distributed by MLS GRID #130970 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,310 +2.9%$159,100 -1%
        2024$2,244 +5.1%$160,700
        2023$2,136 +4.2%$160,700 +29.7%
        2022$2,050 +7.1%$123,910
        2021$1,914 -6.9%$123,910 +7.2%
        2020$2,057 +0.2%$115,640
        2019$2,053 +105.8%$115,640 +4.7%
        2018$998 -46.4%$110,410
        2017$1,862 +17.7%$110,410 +113.7%
        2016$1,582 $51,660 -25.2%
        2015-- $69,109 +7.1%
        2014$1,188 $64,540
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: North End

        Getting around

        65 / 100
        Somewhat Walkable
        28 / 100
        Some Transit
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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