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  • $925,000

    25 Retreat Ct, Elgin, IL 60124

    3beds
    3,075sqft
    : 
    $6,883/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    0.5 Acres Lot
    $-- Zestimate®
    $301/sqft
    $51/mo HOA

    What's special

    Stone-accented fireplaceCustom brockton cabinetryBuilt-in oven and microwaveLow-maintenance lp smartside sidingHeritage stone veneerInviting great roomThree-season room
    Set on a beautiful homesite backing to mature trees in the highly sought-after Retreat on Stony Creek subdivision, this exceptional John Hall Custom Home showcases the craftsmanship, thoughtful design, and high-performance construction that distinguish a truly custom residence. Offering 2,033 square feet on the main level plus an additional 1,042 square feet of finished walk-out living space, this home was designed with both everyday comfort and effortless entertaining in mind. The Craftsman-inspired exterior combines low-maintenance LP SmartSide siding, Heritage Stone veneer, and high-performance Andersen windows, creating timeless curb appeal while delivering durability and energy efficiency. At the heart of the home, complemented by arched entryways, the open-concept kitchen pairs custom Brockton cabinetry with granite countertops and a thoughtfully designed layout. A sleek cooktop is complemented by a custom exhaust hood and pot filler, while the built-in oven and microwave create a polished, seamless look. Carefully planned cabinetry and storage keep everything within easy reach. The kitchen flows seamlessly into the inviting Great Room, where a stone-accented fireplace is anchored by a custom mantle crafted from local barnwood, creating a warm and distinctive gathering space. Just off the Great Room, the three-season room provides an exceptional setting for additional entertaining and year-round grilling. A built-in grill with a custom exhaust fan allows you to enjoy grilling without exposure to the outside elements, making this unique space as functional as it is inviting. The formal dining room offers an elegant setting for entertaining, while the private study features French glass doors with transom and crown molding. The primary suite offers a peaceful retreat with a detailed tray ceiling, custom millwork, and dual walk-in closets. The adjoining primary bath features dual sinks, quartz countertops, custom cabinetry, and a zero-barrier tiled shower. The main level is completed by a conveniently located laundry room and powder room. Oversized doorways throughout the main level provide additional accommodation and ease of movement. The walk-out lower level adds an impressive 1,042 square feet of finished living space and expands the possibilities of the home with a spacious family room, two additional bedrooms, a full bathroom, storage, and flexible space ready to serve a variety of needs. The finished lower level opens directly to the outdoors, providing exceptional versatility for guests, recreation, hobbies, or additional living space. Energy efficiency is built into the construction itself, with dual-zone HVAC, Ecobee smart thermostats with remote sensors, an ERV fresh-air system, oversized media air filtration, and an automatic AprilAire humidifier. A 200-amp electrical service provides the capacity today's connected home demands. The home is designed to maintain a comfortable, well-balanced environment while helping reduce energy loss throughout the seasons.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Annette Siwy 630-723-9898,

    Siwy Real Estate, Inc.

    Source: MRED as distributed by MLS GRID,MLS#: 12765301MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Office, Other Room, Enclosed Porch
      Primary bedroom
      • Features: Flooring (Hardwood), Bathroom (Full)
      • Level: Main
      • Area: 266 Square Feet
      • Dimensions: 19X14
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Dining room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 12X12
      Enclosed porch
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 14X13
      Family room
      • Level: Basement
      • Area: 162 Square Feet
      • Dimensions: 18X9
      Kitchen
      • Features: Kitchen (Eating Area-Breakfast Bar, Island, Pantry-Walk-in, Custom Cabinetry, Granite Counters, Updated Kitchen), Flooring (Hardwood)
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 14X12
      Laundry
      • Features: Flooring (Tile)
      • Level: Main
      • Area: 90 Square Feet
      • Dimensions: 10X9
      Living room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 324 Square Feet
      • Dimensions: 18X18
      Office
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 12X12
      Other
      • Features: Flooring (Other)
      • Level: Basement
      • Area: 182 Square Feet
      • Dimensions: 14X13
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Indoor Grill, Wine Refrigerator, Cooktop, Oven, Range Hood, Gas Cooktop, Humidifier, Gas Water Heater
      • Laundry: Main Level
      Features
      • 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Separate Dining Room, Pantry, Quartz Counters
      • Flooring: Hardwood
      • Doors: French Doors, Sliding Doors, 32" Min. Interior Door(s), 6 Panel Door(s)
      • Basement: Finished,Exterior Entry,8 ft + pour,Concrete,Rec/Family Area,Sleeping Area,Storage Space,Walk-Up Access,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Gas Starter, Living Room
      Interior area
      • Total structure area: 3,823
      • Total interior livable area: 3,075 sqft
      • Finished area below ground: 1,042

      Property

      Parking
      • Total spaces: 3
      • Parking features: Asphalt, Garage Door Opener, Garage, Yes, Garage Owned, Attached
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Hallway(s), No Disability Access
      Features
      • Stories: 1
      • Patio & porch: Patio
      Lot
      • Size: 0.5 Acres
      • Features: Mature Trees, Backs to Trees/Woods
      Details
      • Parcel number: 0631431022
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Sump Pump, Radon Mitigation System

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Brk/Stn Veneer Frnt
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2019
      Details
      • Builder model: John Hall Custom Home

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Security System, Fire Sprinkler System, Carbon Monoxide Detector(s)
      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $606 annually
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $301/sqft
      • Tax assessed value: $708,429
      • Annual tax amount: $15,972
      • Date on market: 9/23/2026
      • Ownership: Fee Simple w/ HO Assn.

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        12/7/2017Sold$145,000$47/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$15,972 +2.4%$236,143 +8.6%
        2024$15,594 +5%$217,503 +10.7%
        2023$14,848 +6.7%$196,497 +15%
        2022$13,916 +5.8%$170,921 +8.8%
        2021$13,154 +2.9%$157,041 +4.7%
        2020$12,778 +64.4%$149,920 +67.9%
        2019$7,774 +134%$89,301 +153.4%
        2018$3,322 $35,243
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 60124

        Getting around

        2 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 46

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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