Welcome to wide-open living on 1.5 acres in the desirable Saddler Ridge subdivision of Severance. This spacious ranch-style home offers an open, functional layout with room to gather, relax, and grow-both inside and out.The main level features a bright living area with a cozy fireplace, complemented by fresh interior paint throughout the home. The kitchen is designed for everyday living and entertaining, offering quartz countertops, stainless steel appliances, a large island, and ample cabinetry. The primary suite provides a peaceful retreat with an ensuite bath and walk-in closet, while additional main-level bedrooms offer flexibility for guests, offices, or hobbies.The finished lower level expands the living space with a large recreation area, two additional bedrooms, and a full bathroom-ideal for movie nights, multigenerational living, or guest accommodations.Outside, enjoy big-sky views and plenty of room for outdoor living, gardening, play, or future projects. The 4-car garage provides ample space for vehicles, tools, and toys. The neighborhood allows outbuildings and ADUs (buyer to verify), offering rare flexibility for workshops, barns, or guest spaces. Located just minutes from Windsor, Timnath, and Fort Collins, this move-in-ready Severance property delivers space, functionality, and a relaxed Northern Colorado lifestyle.
For sale
Price cut: $13K (6/11)
$877,000
2648 Cutter Dr, Severance, CO 80524
5beds
3,914sqft
Single Family Residence
Built in 2022
1.5 Acres Lot
$872,300 Zestimate®
$224/sqft
$-- HOA
What's special
Cozy fireplaceBig-sky viewsSpacious ranch-style homeLarge islandOpen functional layoutStainless steel appliancesQuartz countertops
- 69 days |
- 908 |
- 50 |
Zillow last checked:
Listing updated:
Listed by:
Charles Sparks 970-226-3990,
RE/MAX Alliance-FTC South
Source: IRES as distributed by MLS GRID,MLS#: 1058052
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 3/4 bathrooms: 1
- Main level bathrooms: 3
Primary bedroom
- Description: Carpet
- Features: Full Primary Bath
- Level: Main
- Area: 247 Square Feet
- Dimensions: 19 x 13
Bedroom 2
- Description: Carpet
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10 x 12
Bedroom 3
- Description: Carpet
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17 x 12
Bedroom 4
- Description: Carpet
- Level: Basement
- Area: 156 Square Feet
- Dimensions: 12 x 13
Bedroom 5
- Description: Carpet
- Level: Basement
- Area: 143 Square Feet
- Dimensions: 11 x 13
Kitchen
- Description: Vinyl
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 x 13
Laundry
- Level: Main
- Area: 42 Square Feet
- Dimensions: 7 x 6
Living room
- Description: Vinyl
- Level: Main
- Area: 256 Square Feet
- Dimensions: 16 x 16
Recreation room
- Description: Carpet
- Level: Basement
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Range, Gas Range, Dishwasher, Refrigerator, Microwave, Disposal
- Laundry: Washer/Dryer Hookup
Features
- Eat-in Kitchen, Separate Dining Room, Open Floorplan, Walk-In Closet(s)
- Basement: Full,Partially Finished
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,957
- Total interior livable area: 3,914 sqft
- Finished area above ground: 1,957
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Heated Garage, Oversized
- Attached garage spaces: 4
- Details: Attached
Accessibility
- Accessibility features: Level Lot, Level Drive, Main Floor Bath, Accessible Bedroom, Stall Shower, Main Level Laundry
Features
- Levels: One
- Stories: 1
- Exterior features: Sprinkler System
- Fencing: Fenced
Lot
- Size: 1.5 Acres
- Features: Level, Paved, Curbs, Gutters
Details
- Parcel number: R8952574
- Zoning: Res
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Composition
- Roof: Composition
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Electric: PVREA
- Gas: Xcel
- Sewer: Public Sewer
- Water: District
- Utilities for property: Natural Gas Available
Community & HOA
Community
- Security: Fire Alarm
- Subdivision: Saddler PUD Rplt
HOA
- Has HOA: No
- Services included: Common Amenities
Location
- Region: Severance
Financial & listing details
- Price per square foot: $224/sqft
- Tax assessed value: $840,036
- Annual tax amount: $9,105
- Date on market: 5/1/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$872,300
$829,000 - $916,000
$4,189/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Price change | $877,000-1.5%$224/sqft |
Source: | ||
| 5/21/2026 | Price change | $890,000-1.1%$227/sqft |
Source: | ||
| 1/27/2026 | Listed for sale | $900,000+3.3%$230/sqft |
Source: | ||
| 3/19/2025 | Sold | $871,300+3.7%$223/sqft |
Source: Public Record Report a problem | ||
| 3/20/2023 | Sold | $839,948-7.6%$215/sqft |
Source: Public Record Report a problem | ||
| 3/20/2023 | Pending sale | $909,015$232/sqft |
Source: | ||
| 3/20/2023 | Listing removed | -- |
Source: | ||
| 10/5/2022 | Pending sale | $909,015$232/sqft |
Source: | ||
| 6/6/2022 | Price change | $909,015+1.1%$232/sqft |
Source: | ||
| 4/27/2022 | Pending sale | $899,015$230/sqft |
Source: | ||
| 4/14/2022 | Price change | $899,015+3.5%$230/sqft |
Source: | ||
| 3/31/2022 | Pending sale | $869,015$222/sqft |
Source: | ||
| 3/21/2022 | Price change | $869,015+0.5%$222/sqft |
Source: | ||
| 2/11/2022 | Price change | $864,665+2.6%$221/sqft |
Source: | ||
| 1/21/2022 | Listed for sale | $843,015$215/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,062 +238.4% | $52,510 -17.2% |
| 2024 | $2,974 +29.9% | $63,450 +183.1% |
| 2023 | $2,289 +10.3% | $22,410 +59.6% |
| 2022 | $2,076 -41.6% | $14,040 +3% |
| 2021 | $3,552 | $13,630 -42.6% |
| 2020 | $3,552 +4759.7% | $23,740 +4296.3% |
| 2019 | $73 -9.5% | $540 +8% |
| 2018 | $81 | $500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 80524
Nearby schools
GreatSchools rating
- 6/10Grandview Elementary SchoolGrades: PK-5Distance: 7.2 mi
- 5/10Severance Middle SchoolGrades: 6-8Distance: 6.3 mi
- 6/10Severance High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Range View
- Middle: Severance
- High: Windsor
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Colorado
- Weld County
- Severance
- 80524
- 2648 Cutter Dr








