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For sale
  • Listed by: Allison James Estates & Homes • Jessica Villa • jvilla22@gmail.com
    $765,000

    265 Spotted Saddle Way, Fallbrook, CA 92028

    4beds
    2,156sqft
    : 
    $5,351/mo
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    Single Family Residence
    Built in 2019
    2,500 Square Feet Lot
    $764,600 Zestimate®
    $355/sqft
    $206/mo HOA

    What's special

    **Welcome to 265 Spotted Saddle Way, tucked away in the heart of Horse Creek Ridge.** This 4-bedroom, 2.5-bath home offers 2,156 square feet of living space in a quiet side alley near the park and a short walk to the neighborhood pool. It's a peaceful, private setting that's still close to everything the community has to offer. Offered in the $725,000 to $765,000 range. Aerial photos show the exterior and setting. The interior is described in detail below, and a private showing is the best way to experience it. **An Open, Easy Layout** Downstairs, the home is designed around a spacious open-concept great room that brings the kitchen, dining area, and family room together in one connected space, perfect for everyday living and entertaining. Durable luxury vinyl plank flooring runs throughout the main level, combining a clean look with easy upkeep. The kitchen features granite countertops with warm brown cabinetry, so whoever is cooking stays part of the conversation. Also on the main floor, the bonus room has been converted into a dedicated home office, ideal for working from home, studying, or a quiet retreat away from the main living area. A convenient powder room downstairs is perfect for guests. **Upstairs Retreats** All four bedrooms are located upstairs, with beige carpet underfoot. The primary suite is a true private retreat, with a large en suite bath featuring a soaking tub and a separate shower, plus a walk-in closet. The other three bedrooms share a well-planned bathroom with dual sinks and a separate toilet room, which helps keep busy mornings running smoothly. The upstairs laundry room means no more hauling baskets up and down the stairs, and the washer and dryer are included along with the refrigerator. Blinds and curtains are already in place throughout, so you can move in with privacy and style from day one. **Smart, Secure, and Energy-Efficient** This home comes with paid-off solar panels, so there's no solar loan or lease payment to take over, and you can enjoy the energy savings from day one. The whole-house fan helps keep the home cool and fresh, further reducing reliance on air conditioning during the right seasons. Smart home technology and a security system with a doorbell camera and window and door sensors provide peace of mind whether you're home or away. **Outdoor Living** Enjoy a concrete back patio that's ready for morning coffee or evening get-togethers. Gravel walking paths run along both sides of the house for low-maintenance upkeep. In the garage, overhead storage shelves are already installed, freeing up floor space for vehicles, tools, and hobbies. **Life in Horse Creek Ridge** Horse Creek Ridge is an amazing community with many small parks, two pools, a large clubhouse, and an outdoor cooking area with barbecues. The HOA sponsors community events throughout the year, and the neighborhood really goes all out for holidays like the 4th of July, Halloween, and Christmas. Routine food trucks visit, including a coffee truck, and a mobile market brings Costco-style items right to your door. You will love what this home has to offer, from the open layout to the Horse Creek Ridge lifestyle! Get in touch for more details
    11 days
    106
    5

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Villa DRE #01790472 jvilla22@gmail.com,

    Allison James Estates & Homes

    Source: CRMLS,MLS#: NDP2609777MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Den, Great Room, Laundry, Primary Bedroom, Other
      Primary bedroom
      • Features: Primary Suite
      Other
      • Features: Walk-In Closet(s)
      Cooling
      • Central Air, Dual, Whole House Fan
      Appliances
      • Laundry: Laundry Room, Upper Level
      Features
      • Primary Suite, Walk-In Closet(s)
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,156 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Front Door
      • Pool features: Heated Passively, Association
      • Has view: Yes
      • View description: Mountain(s), Neighborhood
      Lot
      • Size: 2,500 Square Feet
      • Features: 0-1 Unit/Acre
      Details
      • Parcel number: 1081240367
      • Zoning: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Hiking, Mountainous, Park, Street Lights, Suburban, Sidewalks
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Maintenance Grounds, Management, Maintenance Front Yard, Outdoor Cooking Area, Barbecue, Playground, Pool, Security
      • HOA fee: $206 monthly
      • HOA name: Vintage Groupe
      • HOA phone: 855-403-3852
      Location
      • Region: Fallbrook

      Financial & listing details

      • Price per square foot: $355/sqft
      • Tax assessed value: $575,503
      • Date on market: 10/22/2026
      • Cumulative days on market: 11 days
      • Listing terms: Cash,FHA,VA Loan

        Estimated market value

        $764,600

        $726,000 - $803,000

        $4,123/mo

        Price history

        DateEventPrice
        10/23/2026Listed for sale$765,000+48.3%$355/sqft
        Source: CRMLS #NDP2609777 Report a problem
        9/30/2019Sold$516,000$239/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $575,503 +2%
        2025$6,932 -17.1%$564,219 +2%
        2024$8,366 +2.8%$553,157 +2%
        2023$8,135 +0.6%$542,311 +2%
        2022$8,084 +2%$531,678 +2%
        2021$7,923 -2.5%$521,254 +1%
        2020$8,128 +486.7%$515,910 +302.5%
        2019$1,385 -0.6%$128,164 +2%
        2018$1,394 $125,651
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92028

        Getting around

        0 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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