For sale

Price cut: $25.1K (7/2)

$299,900

32 Palasades Ln, Hardin, KY 42048

3beds

1,924sqft

$1,906/mo

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Single Family Residence

Built in 1980

0.29 Acres Lot

$288,200 Zestimate^®

$156/sqft

$19/mo HOA

What's special

Year-round water viewsWaterfront view homeOpen living spacesCovered porchesVaulted ceilingsMultiple outdoor spaces

This waterfront view home in Pirates Cove near Kentucky Lake offers 3 bedrooms, 2.5 bathrooms, and year-round water views in Marshall County. Situated on approximately 0.29 acres, this property features a rustic cabin feel with exposed wood throughout, vaulted ceilings, open living spaces, and large windows that bring in natural light and scenic views. The spacious kitchen flows into the main living area, creating a functional layout for everyday living or a weekend lake retreat. Enjoy multiple outdoor spaces including covered porches, a large deck overlooking the water, and a sunroom perfect for relaxing year-round. The garage and carport offer plenty of storage for vehicles, boats, or lake toys. Conveniently located near Kentucky Lake, marinas, boat ramps, and recreation areas, this Hardin, KY property would make a great primary residence, vacation home, or investment opportunity.

22 days

704

18

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: First
Area: 143 Square Feet
Dimensions: 11 x 13

Bedroom 1

Level: First
Area: 154.88 Square Feet
Dimensions: 12.8 x 12.1

Kitchen

Level: First
Area: 121.6 Square Feet
Dimensions: 12.8 x 9.5

Living room

Level: First
Area: 249.6 Square Feet
Dimensions: 20.8 x 12

Heating

Electric, Propane

Cooling

Central Air, Ceiling Fan(s), Electric, Window Unit(s)

Appliances

Included: Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Oven
Laundry: Main Level, Washer Hookup, Lower Level

Features

Ceiling Fan(s)
Flooring: Carpet
Basement: Exterior Entry,Interior Entry,Partially Finished,Walk-Up Access
Has fireplace: No

Interior area

Total structure area: 1,924
Total interior livable area: 1,924 sqft
Finished area above ground: 1,420
Finished area below ground: 504

Property

Parking

Total spaces: 2
Parking features: Attached Garage, Basement, Driveway, Garage Door Opener, Garage Faces Rear
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Has view: Yes
View description: Lake, Water
Has water view: Yes
Water view: Lake,Water
Body of water: Kentucky Lake

Lot

Size: 0.29 Acres

Details

Additional structures: Workshop
Parcel number: 740A03032.

Construction

Type & style

Home type: SingleFamily
Architectural style: Cabin
Property subtype: Single Family Residence

Materials

Log Siding
Foundation: Block, Slab
Roof: Shingle

Condition

Year built: 1980

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community

Features: Pool
Subdivision: Pirates Cove

HOA

Has HOA: Yes
Amenities included: Clubhouse, Playground, Pool
Services included: Other
HOA fee: $225 annually

Location

Region: Hardin

Financial & listing details

Price per square foot: $156/sqft
Tax assessed value: $67,900
Annual tax amount: $216
Date on market: 7/8/2026

Estimated market value

$288,200

$274,000 - $303,000

$1,920/mo

Price history

Date	Event	Price
7/2/2026	Price change	$299,900-7.7%$156/sqft
Source: WKRMLS #137120 Report a problem
5/21/2026	Listed for sale	$325,000$169/sqft
Source: WKRMLS #137120 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$216 -3.4%	$67,900
2023	$223 -24.4%	$67,900
2022	$295 -1.2%	$67,900
2021	$299 -4.9%	$67,900
2020	$315 0%	$67,900
2019	$315 -6%	$67,900
2018	$335 -0.1%	$67,900
2017	$335 -2.4%	$67,900
2016	$343 -0.5%	$67,900
2015	$345 -2.7%	$67,900
2014	$354 +0.4%	$67,900
2010	$353	$67,900

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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