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For sale
    • Price cut: $5.1K (6/17)
    $369,900

    92 Mermie Rd, Hardin, KY 42048

    3beds
    2,100sqft
    : 
    $2,368/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    0.32 Acres Lot
    $367,400 Zestimate®
    $176/sqft
    $41/mo HOA

    What's special

    Family roomCovered back patioWell-equipped kitchenFunctional layoutLarge backyardPrivately located master suite
    WHAT A GEM!!! Basically brand new (built in 2023) and located in a lake subdivision with all the amenities is where you'll find this 3 bedroom, 2 bathroom home that offers a functional layout with a large bonus room that provides a flexible space for a recreation room, home office or additional guest space. On the main level, you'll find the privately located master suite, a second bedroom, family room, and well-equipped kitchen. Need extra space for hosting events or having additional bunk space, you have it here!!!---the attached remarkable oversized garage features front and back garage doors and a mini-split unit provides heating and air conditioning for seasonal comfort! After a long day of playing on the water, enjoy kicking back on the covered back patio while watching family and friends play cornhole, flag football, or chase fireflies in the large backyard! This property offers a great combination of comfort, versatility, fun and the perfect place to make memories! So, bring your boat and all your lake toys and enjoy a grand time on Kentucky Lake!
    26 days
    |
    351
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Toni Stricklin 270-210-1252,

    Housman Partners Real Estate,

    Jennifer Fisk,

    Housman Partners - Lake Area

    Source: Imagine MLS,MLS#: 26016692MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 162.15 Square Feet
      • Dimensions: 14.1 x 11.5
      Bedroom 2
      • Level: First
      • Area: 123 Square Feet
      • Dimensions: 12.3 x 10
      Bedroom 3
      • Level: Second
      • Area: 206.64 Square Feet
      • Dimensions: 16.8 x 12.3
      Bonus room
      • Level: Second
      • Area: 562.59 Square Feet
      • Dimensions: 32.9 x 17.1
      Great room
      • Level: First
      • Area: 263.9 Square Feet
      • Dimensions: 20.3 x 13
      Kitchen
      • Level: First
      • Area: 148.5 Square Feet
      • Dimensions: 13.5 x 11
      Utility room
      • Level: First
      • Area: 46.23 Square Feet
      • Dimensions: 6.9 x 6.7
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Range
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
      • Windows: Insulated Windows, Blinds, Screens
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,100
      • Total interior livable area: 2,100 sqft
      • Finished area above ground: 2,100
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Rear
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Fencing: Partial,Privacy
      Lot
      • Size: 0.32 Acres
      • Features: Many Trees
      Details
      • Parcel number: 740A04006.

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      • Roof: Dimensional Style
      Condition
      • Year built: 2023

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Features: Pool
      • Subdivision: Pirates Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Other, Playground, Recreation Facilities, Pool
      • Services included: Other, Maintenance Grounds
      • HOA fee: $495 annually
      Location
      • Region: Hardin

      Financial & listing details

      • Price per square foot: $176/sqft
      • Tax assessed value: $220,000
      • Annual tax amount: $2,202
      • Date on market: 7/8/2026

        Estimated market value

        $367,400

        $349,000 - $386,000

        $1,960/mo

        Price history

        DateEventPrice
        7/8/2026Listed for sale$369,900$176/sqft
        Source: Imagine MLS #26016692 Report a problem
        7/8/2026Pending sale$369,900$176/sqft
        Source: Imagine MLS #26016692 Report a problem
        6/17/2026Price change$369,900-1.4%$176/sqft
        Source: WKRMLS #135416 Report a problem
        1/28/2026Listed for sale$375,000$179/sqft
        Source: WKRMLS #135416 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,202 +2733.5%$220,000 +2833.3%
        2023$78 +44.2%$7,500 +50%
        2022$54 +97.4%$5,000 +100%
        2021$27 -0.7%$2,500
        2020$28 0%$2,500
        2019$28 -0.4%$2,500
        2018$28 -0.1%$2,500
        2017$28 -0.1%$2,500
        2016$28 -0.6%$2,500
        2015$28 +0.2%$2,500
        2014$28 +78.1%$2,500 +66.7%
        2010$16 $1,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42048

        Getting around

        0 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jonathan
        • Middle: South Marshall
        • High: Marshall

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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