Nestled at the end of Memorial Causeway in Clearwater, the Cutter Cove condominium community offers a rare opportunity to enjoy the coastal lifestyle in the highly desirable Island Estates and Clearwater Beach area. This extremely well maintained condo presents an exceptional blend of comfort and convenience. Just minutes from the vibrant Clearwater Beach and the charm of Downtown Clearwater, this unit is ideal for those seeking a second home, an investment property, or a permanent beachside residence. The unit, lovingly cared for by its original owner for 30 years, comes fully furnished and gently used, making it move-in ready. With 1,700 square feet of thoughtfully designed living space, the home features three bedrooms and three full baths, plus a spacious loft that adds versatility for guests or a home office. Each bedroom, as well as the main living area, opens to its own private balcony, offering plenty of natural light and space to enjoy the Florida breeze. The floor plan is both functional and inviting, perfect for entertaining or quiet relaxation. Practical features include a large tandem garage with an automatic garage door in the front and private patio doors in the rear, offering unique access and additional storage. The first floor is constructed with solid concrete block and does not contain any living space, adding to the property’s durability. A 2013 air conditioning system ensures year-round comfort, and the property has never experienced flooding in its 30-year history—a rare and valuable feature in coastal real estate. Residents of Cutter Cove enjoy a beautifully maintained community pool that is accessible only to owners, providing a peaceful and private retreat. With a fully integrated fire suppression system in each unit, as well as irrigation and trash included in the condo fee, maintenance is worry-free. The location is unbeatable: just a 10-minute walk to Clearwater Beach, steps from a local grocery store and other shops, and surrounded by a mix of charming local eateries and chain restaurants. A trolley also runs several times daily for quick access to beachside attractions. This non-age-restricted community offers one of the most affordable entry points into the Clearwater Beach real estate market. With a 30-day minimum rental policy, the condo offers flexibility for personal use or rental income. Whether you’re looking for a beach getaway, a smart investment, or a full-time home close to the ocean, this is a property you won’t want to miss.
Sold for $395,000
$395,000
320 ISLAND WAY #205, CLEARWATER BEACH, FL 33767
3beds
1,700sqft
Condominium
Built in 1995
-- sqft lot
$383,700 Zestimate®
$232/sqft
$4,426 Estimated rent
Home value
$383,700
$345,000 - $422,000
$4,426/mo
Zestimate® history
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Private balconyPrivate patio doorsSpacious loftBeautifully maintained community poolPlenty of natural lightThoughtfully designed living space
Zillow last checked:
Listing updated:
Listed by:
Cindy Hoover 727-492-4042,
HOOVER REAL ESTATE SERVICES 727-492-4042
Bought with:
Amy M. Storch, 3371450
SELLSTATE COASTAL REALTY
Source: Stellar MLS,MLS#: TB8390237
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Utility Room, Loft
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Third
- Area: 169.05 Square Feet
- Dimensions: 11.5x14.7
Bedroom 2
- Features: Walk-In Closet(s)
- Level: Second
- Area: 119.78 Square Feet
- Dimensions: 10.6x11.3
Bathroom 3
- Features: Walk-In Closet(s)
- Level: Third
- Area: 167.58 Square Feet
- Dimensions: 11.4x14.7
Dining room
- Level: Second
- Area: 89.6 Square Feet
- Dimensions: 11.2x8
Foyer
- Level: First
- Area: 35.28 Square Feet
- Dimensions: 4.2x8.4
Kitchen
- Level: Second
- Area: 77.22 Square Feet
- Dimensions: 7.8x9.9
Laundry
- Level: Third
- Area: 38.08 Square Feet
- Dimensions: 6.8x5.6
Living room
- Level: Second
- Area: 174.93 Square Feet
- Dimensions: 11.9x14.7
Loft
- Features: Walk-In Closet(s)
- Level: Upper
- Area: 176.66 Square Feet
- Dimensions: 14.6x12.1
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- Laundry: Inside, Laundry Room, Same Floor As Condo Unit
Features
- Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile
- Doors: Sliding Doors
- Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
- Has fireplace: No
Interior area
- Total structure area: 2,348
- Total interior livable area: 1,700 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Ground Level, Oversized, Parking Pad, Tandem
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 15x46
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Front Porch, Patio, Rear Porch
- Exterior features: Balcony, Irrigation System, Lighting
Lot
- Size: 1.57 Acres
- Features: Flood Insurance Required, FloodZone, City Lot, Landscaped, Level, Near Marina, Near Public Transit
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 082915201940010205
- Lease amount: $0
- Zoning: 0430
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Architectural style: Key West
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Block, Concrete, Vinyl Siding, Wood Frame
- Foundation: Concrete Perimeter, Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Green energy
- Indoor air quality: No Smoking-Interior Buildg
- Water conservation: Irrig. System-Drip/Microheads, Fl. Friendly/Native Landscape
Community & HOA
Community
- Features: Association Recreation - Owned, Buyer Approval Required, Community Mailbox, Deed Restrictions, Pool
- Security: Fire Sprinkler System, Smoke Detector(s), Fire/Smoke Detection Integration
- Pet fee: $0 monthly
- Subdivision: CUTTER COVE CONDO
HOA
- Has HOA: Yes
- Services included: Common Area Taxes, Community Pool, Reserve Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pool Maintenance, Private Road, Trash
- HOA fee: $946 monthly
- HOA name: Kevin Guthrie
- HOA phone: 727-796-5900
Location
- Region: Clearwater
Financial & listing details
- Price per square foot: $232/sqft
- Tax assessed value: $388,387
- Annual tax amount: $6,646
- Date on market: 6/3/2025
- Cumulative days on market: 4 days
- Listing terms: Cash,Conventional,Trade
- Ownership: Condominium
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 7/11/2025 | Sold | $395,000-7.1%$232/sqft |
Source:  Stellar MLS #TB8390237 Report a problem | ||
| 6/7/2025 | Pending sale | $425,000$250/sqft |
Source: Stellar MLS #TB8390237 Report a problem | ||
| 6/3/2025 | Listed for sale | $425,000+223.2%$250/sqft |
Source: Stellar MLS #TB8390237 Report a problem | ||
| 8/28/1995 | Sold | $131,500$77/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,647 +6.5% | $334,106 +10% |
| 2023 | $6,239 +13% | $303,733 +10% |
| 2022 | $5,521 +8.2% | $276,121 +10% |
| 2021 | $5,101 +1.8% | $251,019 +3.1% |
| 2020 | $5,012 -9.8% | $243,477 -8.9% |
| 2019 | $5,556 | $267,152 +10% |
| 2018 | $5,556 +9.4% | $242,865 -0.1% |
| 2017 | $5,080 +6.4% | $243,182 +3.5% |
| 2016 | $4,774 +5.6% | $234,926 +4.6% |
| 2015 | $4,522 +11.5% | $224,667 +15.3% |
| 2014 | $4,055 +7.9% | $194,798 +7.6% |
| 2013 | $3,759 +12.4% | $181,027 +16.3% |
| 2012 | $3,343 | $155,644 -6% |
| 2011 | -- | $165,538 +8.3% |
| 2010 | -- | $152,886 -34% |
| 2009 | -- | $231,703 -17% |
| 2008 | $5,684 | $279,200 -5% |
| 2007 | -- | $293,800 +13.7% |
| 2005 | -- | $258,300 +21.4% |
| 2004 | $4,888 +30.4% | $212,800 +31% |
| 2003 | $3,749 +28.3% | $162,400 +14.9% |
| 2002 | $2,922 | $141,400 +11.8% |
| 2001 | $2,922 +11.5% | $126,500 +11% |
| 2000 | $2,621 | $114,000 |
Find assessor info on the county website
Neighborhood: Island Estate
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Nearby schools
GreatSchools rating
- 8/10Sandy Lane Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 9/10Dunedin Highland Middle SchoolGrades: 6-8Distance: 2.8 mi
- 5/10Clearwater High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Sandy Lane Elementary-PN
- Middle: Dunedin Highland Middle-PN
- High: Clearwater High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$383,700
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Estimated market value
$383,700
- Florida
- Pinellas County
- Clearwater
- 33767
- Island Estate
- 320 ISLAND WAY Unit 205
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