Flood insurance is not required—contrary to some public sites—making this a rare opportunity for year-round living on Black Lake. This beautifully renovated home has been thoughtfully updated from top to bottom, featuring new wiring, plumbing, siding, metal roof, and a completely rebuilt second story, all set on a solid poured concrete foundation with a full basement and half bath. Cozy up by the wood-burning fireplace in cooler months and enjoy central air in the summer. Take in stunning waterfront views from the enclosed, heated sunroom or unwind on the private balcony off the spacious primary suite, complete with walk-in closet and ensuite bath. A powered pole at the shoreline adds extra convenience for your waterfront lifestyle.
Active
$309,999
3404 County Route 6, Hammond, NY 13646
2beds
1,152sqft
Single Family Residence
Built in 1950
7,601 Square Feet Lot
$-- Zestimate®
$269/sqft
$-- HOA
What's special
Central airBeautifully renovated homeStunning waterfront viewsWalk-in closetEnsuite bathWood-burning fireplaceEnclosed heated sunroom
- 95 days |
- 289 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Cross Keys Real Estate LLC 315-286-0366,
Brenda Perrigo 315-287-2772
Source: NYSAMLSs,MLS#: S1672009
Originating MLS: Jefferson-Lewis Board
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Heating
- Oil
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Laundry: Main Level
Features
- Ceiling Fan(s), Eat-in Kitchen, Bedroom on Main Level
- Flooring: Laminate, Luxury Vinyl, Varies
- Basement: Full
- Number of fireplaces: 1
Interior area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway
- On waterfront: Yes
- Waterfront features: Lake
- Body of water: Black Lake
- Frontage length: 50
Lot
- Size: 7,601 Square Feet
- Dimensions: 50 x 152
- Features: Rectangular, Rectangular Lot
Details
- Parcel number: 40600009806200030060000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, PEX Plumbing
- Foundation: Poured
- Roof: Metal
Condition
- Resale
- Year built: 1950
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Location
- Region: Hammond
Financial & listing details
- Price per square foot: $269/sqft
- Tax assessed value: $105,000
- Annual tax amount: $3,060
- Date on market: 4/7/2026
- Cumulative days on market: 77 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/7/2026 | Listed for sale | $309,999-1.6%$269/sqft |
Source: | ||
| 2/25/2026 | Listing removed | $315,000$273/sqft |
Source: | ||
| 9/10/2025 | Listed for sale | $315,000+194.4%$273/sqft |
Source: | ||
| 8/6/2008 | Sold | $107,000+154.8%$93/sqft |
Source: Public Record Report a problem | ||
| 7/9/1999 | Sold | $42,000$36/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $105,000 |
| 2024 | -- | $105,000 |
| 2023 | -- | $105,000 |
| 2022 | -- | $105,000 |
| 2021 | -- | $105,000 |
| 2020 | -- | $105,000 |
| 2019 | -- | $105,000 |
| 2018 | -- | $105,000 +75% |
| 2017 | $1,686 | $60,000 |
| 2016 | -- | $60,000 |
| 2015 | -- | $60,000 |
| 2014 | -- | $60,000 |
| 2013 | -- | $60,000 |
| 2012 | -- | $60,000 -40% |
| 2011 | -- | $100,000 -2.9% |
| 2010 | -- | $103,000 |
| 2009 | -- | $103,000 +79.1% |
| 2008 | -- | $57,500 |
| 2007 | -- | $57,500 +30.7% |
| 2006 | -- | $44,000 |
| 2005 | -- | $44,000 +4.8% |
| 2004 | -- | $42,000 |
| 2003 | -- | $42,000 +14.4% |
| 2002 | -- | $36,700 |
| 2001 | -- | $36,700 |
| 2000 | -- | $36,700 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13646
Nearby schools
GreatSchools rating
- 5/10Morristown Central SchoolGrades: PK-12Distance: 5 mi
Schools provided by the listing agent
- District: Hammond
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- New York
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- 3404 County Route 6