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Active
    • $325,000

    3425 Cross Winds Rd, Charlotte, NC 28227

    3beds
    1,260sqft
    : 
    $2,087/mo
    Get pre-qualified
    Single Family Residence
    Built in 1977
    0.28 Acres Lot
    $318,600 Zestimate®
    $258/sqft
    $-- HOA

    What's special

    Move-in-ready three-bedroom two-bath homeBreakfast barGas rangeKitchen features tile countertopsVaulted great roomAbundant cabinetryExposed wood beams
    $10,000 BUYER INCENTIVE AVAILABLE! Step into a move-in-ready three-bedroom, two-bath home where the open floor plan keeps everyday life connected. The kitchen features tile countertops, abundant cabinetry, a breakfast bar, gas range and tile flooring, opening naturally to the dining area and vaulted great room. Exposed wood beams and custom textured walls add warmth and character, while the fireplace creates an inviting place to gather. Low-maintenance laminate flooring flows throughout the main living areas. Both bathrooms have been beautifully updated with new plumbing and lighting fixtures, including a walk-in shower with a stylish tile surround in the primary suite. Major improvements include a new HVAC system installed in 2025, a new main water line installed in 2025, a gas water heater and a roof replaced in 2016. Outside, the spacious deck offers room for grilling, entertaining or unwinding beneath the mature trees, while the remaining storage building provides space for lawn equipment, tools and seasonal items. Qualifying buyers may be eligible for a 100% financing program with no down payment and no private mortgage insurance, helping reduce both upfront costs and the monthly payment. The $10,000 buyer incentive may be applied toward allowable closing costs, an interest-rate buy-down or other approved expenses, subject to lender and program guidelines. Conveniently located minutes from WT Harris Boulevard, with easy access to Uptown Charlotte and the shopping, dining and parks of Mint Hill and Matthews. Schedule your showing today!
    8 days
    191
    8

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Chrystal Roy chrystal.safari@gmail.com,

    The Safari Group

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4426430MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Features: Built-in Features
      • Level: Main
      Bathroom full
      • Level: Main
      Kitchen
      • Features: Vaulted Ceiling(s)
      • Level: Main
      Laundry
      • Level: Main
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven
      • Laundry: Laundry Room
      Features
      • Breakfast Bar, Open Floorplan, Pantry
      • Flooring: Tile, Vinyl
      • Doors: Sliding Doors
      • Windows: Insulated Windows
      • Has basement: No
      • Attic: Pull Down Stairs
      • Fireplace features: Great Room
      Interior area
      • Total structure area: 1,260
      • Total interior livable area: 1,260 sqft
      • Finished area above ground: 1,260
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Two or More Access Exits, No Interior Steps
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Front Porch, Porch, Side Porch
      • Fencing: Full
      Lot
      • Size: 0.28 Acres
      • Features: Level, Wooded
      Details
      • Additional structures: Shed(s)
      • Parcel number: 13509128
      • Zoning: R100
      • Special conditions: Standard
      • Other equipment: Network Ready

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1977

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Cross Winds
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $258/sqft
      • Tax assessed value: $267,900
      • Annual tax amount: $2,229
      • Date on market: 9/25/2026
      • Cumulative days on market: 8 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $318,600

        $303,000 - $335,000

        $1,980/mo

        Price history

        DateEventPrice
        9/25/2026Listed for sale$325,000+209.5%$258/sqft
        Source: Canopy MLS as distributed by MLS GRID #4426430 Report a problem
        6/24/2016Sold$105,000-3.7%$83/sqft
        Source: Public Record Report a problem
        7/24/2006Sold$109,000+19.4%$87/sqft
        Source: Public Record Report a problem
        5/4/2005Sold$91,286$72/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,229 +2.2%$267,900
        2024$2,182 +3.7%$267,900
        2023$2,104 +57.5%$267,900 +113.6%
        2022$1,336 +0.8%$125,400
        2021$1,325 +0.6%$125,400
        2020$1,317 +1.2%$125,400
        2019$1,302 +11.9%$125,400 +50.9%
        2018$1,164 +3.1%$83,100
        2017$1,129 $83,100
        2016$1,129 $83,100
        2015$1,129 0%$83,100
        2014$1,129 $83,100
        2013-- $83,100 -0.4%
        2012-- $83,400
        2011-- $83,400 -1.4%
        2010-- $84,600
        2009-- $84,600
        2008-- $84,600
        2007-- $84,600
        2006-- $84,600
        2005-- $84,600
        2004-- $84,600
        2003-- $84,600 +4.3%
        2002-- $81,130
        2001-- $81,130
        2000-- $81,130
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 28227

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Piney Grove
        • Middle: Albemarle Road
        • High: Butler

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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