Skip main navigation
For sale
    • $349,900

    3445 Cardinal Pl, Chipley, FL 32428

    3beds
    1,379sqft
    : 
    $2,302/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    1.7 Acres Lot
    $342,000 Zestimate®
    $254/sqft
    $21/mo HOA

    What's special

    Breakfast barSplit bedroom designStainless steel appliancesBig walk-in closet
    This 3-year old home still shines like new in the security gated lake subdivision of Leisure Lakes, a hidden gem about 30 minutes north of Panama City. A split bedroom design, it has 3 bedrooms and 2 bathrooms with a 2-car garage. Situated on 1.7 acres on a corner lot, it is still partially wooded for extra privacy. It is very difficult to see the house from both roads it fronts. Concrete siding boards provide strength and extra insulation. Along with 9-foot ceilings and a big trey ceiling in the living room, it helps keep the house cool. The flooring is covered with luxury vinyl planking that is durable and easy to clean. The kitchen features lots of white cabinetry, granite, breakfast bar, island with extra drawers and doors, and stainless steel appliances. There is a window above the large sink that offers views of the back woods, and the 16 x 26 covered concrete patio used as outdoor entertaining and grilling. There is a pot filler on the wall above the stove. The microwave has been vented through the roof but hidden by cabinets. The primary bedroom has room for a king bed and can be flanked by two windows. A pocket door opens to the bathroom suite that features a big walk-in closet, stone shower with double glass doors. The tall pole barn has water, power, a 30 amp service plug for a camper, and offer a pipeline connected to the septic tank. The enclosed storage building has electric power for lighting and tools. Live security guards are on duty weekdays, at other times residents have a special entry code. Enjoy the amenities that include a swimming pool, tennis court, basketball court, toddler playground, covered pavilion, men's and women's restrooms, grill stations and more. Come see if lake living would help you enjoy life.
    7 days
    |
    184
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Harvey B Webb 850-703-3028,

    Counts Real Estate Group

    Source: CPAR,MLS#: 794153MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Patio, Workshop
      Bedroom
      • Level: First
      • Dimensions: 14 x 14
      Patio
      • Level: First
      • Dimensions: 26 x 16
      Workshop
      • Level: First
      • Dimensions: 20 x 12
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Electric Oven, Electric Water Heater
      Features
      • Main Level Primary, Shower Only, Walk-In Closet(s), Workshop
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 1,379
      • Total interior livable area: 1,379 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Covered, Porch
      • Exterior features: Covered Patio
      • Pool features: Community
      Lot
      • Size: 1.7 Acres
      • Dimensions: 150 x 300 x 300 x 225
      • Features: Paved
      Details
      • Additional structures: Workshop
      • Parcel number: 000000000041510155
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Structural Insulated Panels, Vinyl Siding, Wood Frame
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Utilities for property: Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Features: Barbecue, Basketball Court, Beach, Boat Facilities, Fishing, Playground, Park, Pool, Tennis Court(s), Gated
      • Security: Gated with Guard, Gated Community
      • Subdivision: Leisure Lakes 1st Add
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Gated, Gazebo, Barbecue, Picnic Area
      • Services included: Association Management, Boat Ramp, Fishing Rights, Playground, Pool(s)
      • HOA fee: $250 annually
      Location
      • Region: Chipley

      Financial & listing details

      • Price per square foot: $254/sqft
      • Tax assessed value: $205,783
      • Annual tax amount: $1,436
      • Date on market: 8/17/2026
      • Cumulative days on market: 7 days
      • Electric utility on property: Yes

        Estimated market value

        $342,000

        $325,000 - $359,000

        $1,790/mo

        Price history

        DateEventPrice
        8/17/2026Listed for sale$349,900+963.5%$254/sqft
        Source: CPAR #794153 Report a problem
        7/29/2021Sold$32,900+49.5%$24/sqft
        Source: Public Record Report a problem
        2/6/2020Sold$22,000$16/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,436 +9.1%$180,206 +2.9%
        2024$1,316 +240.8%$175,127 +563.8%
        2023$386 +65.2%$26,384 +55.2%
        2022$234 +21.7%$17,000 +25%
        2021$192 +25.9%$13,600 +36.6%
        2020$153 +8.7%$9,956 +10%
        2019$140 +1.6%$9,051 +10%
        2018$138 +9.8%$8,228 -3.2%
        2017$126 $8,500 +25%
        2016$126 +11.8%$6,800
        2015$113 $6,800 -20%
        2014-- $8,500 -28.6%
        2013-- $11,900
        2012-- $11,900 -12.5%
        2011-- $13,600 -15.8%
        2010-- $16,150
        2009-- $16,150
        2008-- $16,150 +5.6%
        2007-- $15,300 +157.1%
        2005-- $5,950
        2004-- $5,950 +34.6%
        2003-- $4,420 +4%
        2002-- $4,250
        2001-- $4,250
        2000-- $4,250
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32428

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Vernon Elementary
        • Middle: Vernon
        • High: Vernon

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Chipley Topics

                Search
                Updates
                Favorites
                Plan
                Inbox