This has to be one of the nicest waterfront houses in Leisure Lakes, and the only one with a full basement. This was a custom build and only about 2 years old. It has plenty of room with 3 bedrooms and 3 full bathrooms for family and guests. No corners were cut in the construction phase including downstairs that has a recreation room, full bathroom, bedroom, and a garage door to pull in your four wheelers, ATVs, golf cart and whatever needs covered storage. The concrete driveway winds down to the front porch, or more parking is available adjacent to the massive concrete patio. The front porch is covered that offers a nice view of sunsets over a landscaped lawn that includes many pallets of centipede sod. Upon entry there is a sitting area with double windows that looks so relaxing for reading or quiet time. The modern kitchen is huge and features granite counter tops and island, soft touch closing cabinet doors, large stainless steel sink, wall oven, big microwave, and a cook top that has a popup downdraft to remove any heat and smoke from cooking. Eat at the island or at the table beside a large window pane with views of the spring-fed lake. At lakeside is a dock with a platform with engineered boards created to last. The main master suite is on the first floor just off the sitting area. It has 2 windows to let in extra lighting and faces to the west, a walk-in closet with wire shelving and the only room with carpeting. All other flooring is durable LVP. The suite bathroom has granite over the counter, and the tile shower has sliding glass doors, along with a corner seat and a recessed space for soap and shampoo. The utility room is large enough for a washer, dryer and storage cabinet. There is a set of pull-down steps that go into the attic, with much of the space has wood flooring so it can be walked on and used for storage of seasonal items. There is an additional bedroom and full bathroom just off the dining area for family or guests. Downstairs has a game room that the owners used to set up a pool table. The door in the game room leads out to the concrete patio and a great place to grill, hang out and entertain. There is also a bedroom and full bathroom that has a shower with a seat. Upon opening the garage door there is plenty of room for a work bench, tools, lawn equipment and other items that would normally go into an outside shed. There is another closet under the stairway. Another room is where the air handler and hot water heater is set up. There is also shelving and more storage area. All of this is in the security gated subdivision about 30 minutes north of Panama City, just off Hwy 77. Gate guards are on duty weekdays, and residents have a unique code for entry when guards are not present.
For sale
$449,900
3421 Quail Ridge Dr, Chipley, FL 32428
3beds
1,890sqft
Single Family Residence
Built in 2024
1.01 Acres Lot
$439,800 Zestimate®
$238/sqft
$21/mo HOA
What's special
Waterfront houseFull basementGranite countertops and islandWall ovenBig microwaveLarge stainless steel sink
- 97 days
- 177
- 6
Zillow last checked:
Listing updated:
Listed by:
Harvey B Webb 850-703-3028,
Counts Real Estate Group
Source: CPAR,MLS#: 791965
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Patio, Porch, Recreation
Patio
- Level: Second
- Dimensions: 45 x 14
Porch
- Level: First
- Dimensions: 17 x 8
Recreation
- Level: Second
- Dimensions: 15 x 14
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Appliances
- Included: Down Draft, Electric Cooktop, Electric Oven
Features
- Main Level Primary, Shower Only, Walk-In Closet(s)
- Windows: Double Pane Windows
Interior area
- Total structure area: 1,890
- Total interior livable area: 1,890 sqft
Property
Parking
- Parking features: Paved
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Covered, Porch
- Exterior features: Deck
- Pool features: Community
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front, Shoreline - Natural
- Frontage length: 87
Lot
- Size: 1.01 Acres
- Dimensions: 112 x 341 x 335 x 87
- Features: Paved
Details
- Additional structures: Other
- Parcel number: 000000000041510255
- Zoning description: Horses Allowed, Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Wood Siding, Wood Frame
- Roof: Shingle
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Utilities for property: Electricity Available, Underground Utilities
Community & HOA
Community
- Features: Barbecue, Basketball Court, Beach, Boat Facilities, Fishing, Playground, Park, Pool, Tennis Court(s), Gated
- Security: Gated Community
- Subdivision: Leisure Lakes 1st Add
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Gated, Gazebo, Barbecue, Picnic Area
- Services included: Boat Ramp, Fishing Rights, Playground, Pool(s), Tennis Courts
- HOA fee: $250 annually
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $238/sqft
- Tax assessed value: $229,106
- Annual tax amount: $3,151
- Date on market: 6/28/2026
- Electric utility on property: Yes
Estimated market value
$439,800
$418,000 - $462,000
$2,404/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Listed for sale | $449,900+1223.2%$238/sqft |
Source: | ||
| 10/11/2021 | Sold | $34,000+7.9%$18/sqft |
Source: Public Record Report a problem | ||
| 5/13/2020 | Listing removed | $31,500$17/sqft |
Source: CENTURY 21 Commander Realty, Inc. #687995 Report a problem | ||
| 2/7/2020 | Listed for sale | $31,500$17/sqft |
Source: CENTURY 21 Commander Realty, Inc. #687995 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,151 +588.2% | $226,506 +566.2% |
| 2024 | $458 +14.9% | $34,000 +23.6% |
| 2023 | $398 +15.9% | $27,500 +10% |
| 2022 | $344 +22.5% | $25,000 +26.3% |
| 2021 | $281 +9.7% | $19,800 +10% |
| 2020 | $256 -3.6% | $18,000 |
| 2019 | $266 -3.5% | $18,000 |
| 2018 | $275 -3.9% | $18,000 |
| 2017 | $287 | $18,000 |
| 2016 | $287 -23.1% | $18,000 -20% |
| 2015 | $373 | $22,500 -10% |
| 2014 | -- | $25,000 |
| 2013 | -- | $25,000 -16.7% |
| 2012 | -- | $30,000 -21.1% |
| 2011 | -- | $38,000 -9.5% |
| 2010 | -- | $42,000 |
| 2009 | -- | $42,000 |
| 2008 | -- | $42,000 +5% |
| 2007 | -- | $40,000 +166.7% |
| 2005 | -- | $15,000 +57.9% |
| 2004 | -- | $9,500 +11.8% |
| 2003 | -- | $8,500 |
| 2002 | -- | $8,500 |
| 2001 | -- | $8,500 |
| 2000 | -- | $8,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32428
Nearby schools
Schools provided by the listing agent
- Elementary: Vernon Elementary
- Middle: Vernon
- High: Vernon
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






