Skip main navigation
For sale
  • $449,900

    3421 Quail Ridge Dr, Chipley, FL 32428

    3beds
    1,890sqft
    : 
    $2,921/mo
    Get pre-qualified
    Single Family Residence
    Built in 2024
    1.01 Acres Lot
    $440,200 Zestimate®
    $238/sqft
    $21/mo HOA

    What's special

    Waterfront houseFull basementGranite countertops and islandWall ovenBig microwaveLarge stainless steel sink
    This has to be one of the nicest waterfront houses in Leisure Lakes, and the only one with a full basement. This was a custom build and only about 2 years old. It has plenty of room with 3 bedrooms and 3 full bathrooms for family and guests. No corners were cut in the construction phase including downstairs that has a recreation room, full bathroom, bedroom, and a garage door to pull in your four wheelers, ATVs, golf cart and whatever needs covered storage. The concrete driveway winds down to the front porch, or more parking is available adjacent to the massive concrete patio. The front porch is covered that offers a nice view of sunsets over a landscaped lawn that includes many pallets of centipede sod. Upon entry there is a sitting area with double windows that looks so relaxing for reading or quiet time. The modern kitchen is huge and features granite counter tops and island, soft touch closing cabinet doors, large stainless steel sink, wall oven, big microwave, and a cook top that has a popup downdraft to remove any heat and smoke from cooking. Eat at the island or at the table beside a large window pane with views of the spring-fed lake. At lakeside is a dock with a platform with engineered boards created to last. The main master suite is on the first floor just off the sitting area. It has 2 windows to let in extra lighting and faces to the west, a walk-in closet with wire shelving and the only room with carpeting. All other flooring is durable LVP. The suite bathroom has granite over the counter, and the tile shower has sliding glass doors, along with a corner seat and a recessed space for soap and shampoo. The utility room is large enough for a washer, dryer and storage cabinet. There is a set of pull-down steps that go into the attic, with much of the space has wood flooring so it can be walked on and used for storage of seasonal items. There is an additional bedroom and full bathroom just off the dining area for family or guests. Downstairs has a game room that the owners used to set up a pool table. The door in the game room leads out to the concrete patio and a great place to grill, hang out and entertain. There is also a bedroom and full bathroom that has a shower with a seat. Upon opening the garage door there is plenty of room for a work bench, tools, lawn equipment and other items that would normally go into an outside shed. There is another closet under the stairway. Another room is where the air handler and hot water heater is set up. There is also shelving and more storage area. All of this is in the security gated subdivision about 30 minutes north of Panama City, just off Hwy 77. Gate guards are on duty weekdays, and residents have a unique code for entry when guards are not present.
    46 days
    |
    310
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Harvey B Webb 850-703-3028,

    Counts Real Estate Group

    Source: CPAR,MLS#: 791965MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Patio, Porch, Recreation
      Patio
      • Level: Second
      • Dimensions: 45 x 14
      Porch
      • Level: First
      • Dimensions: 17 x 8
      Recreation
      • Level: Second
      • Dimensions: 15 x 14
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Down Draft, Electric Cooktop, Electric Oven
      Features
      • Main Level Primary, Shower Only, Walk-In Closet(s)
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 1,890
      • Total interior livable area: 1,890 sqft

      Property

      Parking
      • Parking features: Paved
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Covered, Porch
      • Exterior features: Deck
      • Pool features: Community
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Lake Front, Shoreline - Natural
      • Frontage length: 87
      Lot
      • Size: 1.01 Acres
      • Dimensions: 112 x 341 x 335 x 87
      • Features: Paved
      Details
      • Additional structures: Other
      • Parcel number: 000000000041510255
      • Zoning description: Horses Allowed, Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2024

      Utilities & green energy

      • Utilities for property: Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Features: Barbecue, Basketball Court, Beach, Boat Facilities, Fishing, Playground, Park, Pool, Tennis Court(s), Gated
      • Security: Gated Community
      • Subdivision: Leisure Lakes 1st Add
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Gated, Gazebo, Barbecue, Picnic Area
      • Services included: Boat Ramp, Fishing Rights, Playground, Pool(s), Tennis Courts
      • HOA fee: $250 annually
      Location
      • Region: Chipley

      Financial & listing details

      • Price per square foot: $238/sqft
      • Tax assessed value: $229,106
      • Annual tax amount: $3,151
      • Date on market: 6/28/2026
      • Electric utility on property: Yes

        Estimated market value

        $440,200

        $418,000 - $462,000

        $2,616/mo

        Price history

        DateEventPrice
        6/28/2026Listed for sale$449,900+1223.2%$238/sqft
        Source: CPAR #791965 Report a problem
        10/11/2021Sold$34,000+7.9%$18/sqft
        Source: Public Record Report a problem
        5/13/2020Listing removed$31,500$17/sqft
        Source: CENTURY 21 Commander Realty, Inc. #687995 Report a problem
        2/7/2020Listed for sale$31,500$17/sqft
        Source: CENTURY 21 Commander Realty, Inc. #687995 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,151 +588.2%$226,506 +566.2%
        2024$458 +14.9%$34,000 +23.6%
        2023$398 +15.9%$27,500 +10%
        2022$344 +22.5%$25,000 +26.3%
        2021$281 +9.7%$19,800 +10%
        2020$256 -3.6%$18,000
        2019$266 -3.5%$18,000
        2018$275 -3.9%$18,000
        2017$287 $18,000
        2016$287 -23.1%$18,000 -20%
        2015$373 $22,500 -10%
        2014-- $25,000
        2013-- $25,000 -16.7%
        2012-- $30,000 -21.1%
        2011-- $38,000 -9.5%
        2010-- $42,000
        2009-- $42,000
        2008-- $42,000 +5%
        2007-- $40,000 +166.7%
        2005-- $15,000 +57.9%
        2004-- $9,500 +11.8%
        2003-- $8,500
        2002-- $8,500
        2001-- $8,500
        2000-- $8,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32428

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Vernon Elementary
        • Middle: Vernon
        • High: Vernon

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes