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  • Price cut: $4K (6/4)
    $95,000

    345 Ramsey St #345B, Saint Paul, MN 55102

    0beds
    372sqft
    : 
    $945/mo
    Get pre-qualified
    (CC) Low Rise (3- Levels)
    Built in 1888
    -- sqft lot
    $93,300 Zestimate®
    $255/sqft
    $299/mo HOA

    What's special

    Hardwood floorsDecorative fireplaceOversized updated windowsNatural lightNewer appliancesNew tile flooringWindow ac
    Own a piece of St. Paul history in this charming and affordable studio condo! Built in 1888 during the vibrant early development of Ramsey Hill—just 30 years after Minnesota became a state. Ideally located between the historic Cathedral Hill and West 7th neighborhoods, you’ll be steps from historic Summit Ave, boutique shopping, coffee shops, restaurants, and nightlife in one of Saint Paul’s most prestigious and walkable areas. Short-Term Rentals allowed (3-month lease). This turn-key studio blends character with thoughtful updates. Soaring 12-foot ceilings, oversized updated windows, hardwood floors, and a decorative fireplace create warmth and charm while filling the space with natural light. Kitchen includes updated finishes and newer appliances; convenient in-unit laundry. You'll love the freshly remodeled bathroom including new tile flooring. The monthly HOA includes heat. Pet-friendly. Basement storage, window AC negotiable. Enjoy well-lit off-street parking lot in back. Access parking lot from Irvine St. Exterior improvements include a newly replaced retaining wall, exterior stairs, railings 2025, with the ~$6,900 assessment already paid by the seller. Don't let this one get away!
    140 days
    |
    479
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Shane M. Montoya 651-492-6423,

    Coldwell Banker Realty,

    Jane Kahnke 651-500-3128

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7033314MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 0
      • Bathrooms: 1
      • 3/4 bathrooms: 1
      Bathroom
      • Level: Main
      • Area: 54 Square Feet
      • Dimensions: 9x6
      Kitchen
      • Level: Main
      • Area: 70 Square Feet
      • Dimensions: 14x5
      Laundry
      • Level: Main
      • Area: 76.5 Square Feet
      • Dimensions: 9x8.5
      Other
      • Level: Main
      • Area: 192 Square Feet
      • Dimensions: 12x16
      Heating
      • Boiler
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Main Level, In Unit
      Features
      • Basement: Shared Access,Storage Space
      • Number of fireplaces: 1
      • Fireplace features: Decorative
      Interior area
      • Total structure area: 372
      • Total interior livable area: 372 sqft
      • Finished area above ground: 372
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Gravel, Parking Lot, Open
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Stairs Internal
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      • Fencing: None
      Lot
      • Size: 435 Square Feet
      • Features: Irregular Lot
      Details
      • Foundation area: 372
      • Parcel number: 012823130131
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: (CC) Low Rise (3- Levels)
      • Attached to another structure: Yes
      Materials
      • Roof: Flat
      Condition
      • New construction: No
      • Year built: 1888

      Utilities & green energy

      • Electric: Circuit Breakers
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Security: Fire Sprinkler System
      • Subdivision: Condo 181 Ramsey Terrace Co
      HOA
      • Has HOA: Yes
      • Amenities included: Fire Sprinkler System, Security Building
      • Services included: Maintenance Structure, Hazard Insurance, Heating, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Sanitation, Sewer, Snow Removal, Water
      • HOA fee: $299 monthly
      • HOA name: Reis Property Partners
      • HOA phone: 651-448-7470
      Location
      • Region: Saint Paul

      Financial & listing details

      • Price per square foot: $255/sqft
      • Tax assessed value: $107,900
      • Annual tax amount: $2,010
      • Date on market: 3/10/2026
      • Road surface type: Paved

        Estimated market value

        $93,300

        $89,000 - $98,000

        $1,047/mo

        Price history

        DateEventPrice
        6/4/2026Price change$95,000-4%$255/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7033314 Report a problem
        6/3/2026Price change$99,000-5.7%$266/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7033314 Report a problem
        4/16/2026Price change$105,000-8.7%$282/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7033314 Report a problem
        3/13/2026Listed for sale$115,000$309/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7033314 Report a problem
        9/22/2023Sold$115,000$309/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6374732 Report a problem
        8/14/2023Pending sale$115,000$309/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6374732 Report a problem
        7/11/2023Price change$115,000-2.5%$309/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6374732 Report a problem
        5/30/2023Listed for sale$118,000+20.4%$317/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6374732 Report a problem
        5/1/2021Sold$98,000-5.8%$263/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5700298 Report a problem
        3/22/2021Pending sale$104,000$280/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5700298 Report a problem
        2/10/2021Price change$104,000-4.6%$280/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5700298 Report a problem
        1/14/2021Listed for sale$109,000+36.3%$293/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5700298 Report a problem
        10/31/2018Sold$80,000+357.1%$215/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4982907 Report a problem
        4/5/2002Sold$17,500$47/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,010 +78.2%$107,900
        2024$1,128 -10%$107,900 +17.4%
        2023$1,254 +18.8%$91,900 -2.4%
        2022$1,056 -26.5%$94,200 +12.8%
        2021$1,436 +5.8%$83,500 -0.8%
        2020$1,358 +3.2%$84,200 -10.5%
        2019$1,315 $94,100
        2018$1,315 -10.4%$94,100 +16.7%
        2017$1,468 $80,600
        2016$1,468 +14.5%--
        2015$1,282 +15.5%$66,300
        2014$1,110 +3.4%--
        2013$1,074 +5.3%--
        2012$1,020 +8.1%--
        2011$944 --
        2010-- --
        2009$616 +54.8%--
        2008$398 +74.6%--
        2007$228 -72.9%--
        2006$840 +22.8%--
        2005$684 +24.8%--
        2004$548 +70.2%--
        2003$322 +15%--
        2002$280 -2.8%--
        2001$288 +74.9%--
        2000$165 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Downtown

        Getting around

        74 / 100
        Very Walkable
        62 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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