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For sale by owner
  • Price cut: $10K (5/26)
    $180,000

    354 Florence St, Defuniak Springs, FL 32435

    3beds
    1,405sqft
    : 
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    SingleFamily
    Built in 1935
    0.32 Acres Lot
    $-- Zestimate®
    $128/sqft
    $-- HOA

    What's special

    Large lot for areaWrap around driveway
    House is solid. Dating on materials and bricks suggest that the orginal portions of the house were built in 1910-20's before required housing records and before the old courthouse burnt with the records that would have existed. Inner and outer walls are .75 inch tounge in groove boards. Some wall and ceilings are actual shiplap, none of the walls you see in the photos are modern decorative over lays. Everything you see is actual wood. House was mostly remodeled over the last 7 years. - Metal roof w/hurricane clips installed 2017 - Water and sewage pipes replaced from steel to modern system. - Electrical redone including all outlets, grounding and panels. - All windows replaced with hurricane low-e double pane windows - Walls and ceilings finished in unfinished part of house from 1950 addition. Porch storage room converted to permanent indoor laundry room. - New upgraded tankless hot water system. - Rewired and upgraded fans and lights. - Dishwasher and barn house sink added to kitchen - All oil treated and food safe butcher block counters in kitchen - Bathroom upgraded to modern fixatures and double vanity. - Exhaust fan added to bathroom and kitchen. - Inner and outer doors upgraded and steel reinforced. - Outside of house could be remodeled still, i only cleared the land and replanted grass. original wood siding is under the concrete siding (about 4 inches of solid wood and concrete on out walls) you could redo the original siding or install new siding to flip this house. I just have lost the motivation and physical proplems. - 1920's carriage house still standing but structurally needs work. Wrap around driveway. Large lot for area. - Front bedroom is the only room that hasn't been remodeled at all. Built in wall shelving will look amazing when sanded and repainted. Replaced the door with half of a French door to match the original double French doors to the sun room/living room from the parlor/dinning room. Was planning on using as a library/office instead. Original turn of century hardwood in every room. They could do with a professional sand and wax or at least a more skilled one than i can do. There is a 1 foot deep and 1 foot tall storage space that runs almost the length of the house above the central hallway. It can be used to easily install duct work for central a/c and a space for the blower and equipment between the bathroom and middle bedroom.
    118 days
    |
    520
    |
    26
    |
    Listed by:

    Property Owner (850) 586-9194

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Other, Electric
      Cooling
      • Wall
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range / Oven, Washer
      Features
      • Flooring: Tile, Hardwood
      • Basement: None
      Interior area
      • Total interior livable area: 1,405 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Off-street
      Features
      • Exterior features: Other, Cement / Concrete
      Lot
      • Size: 0.32 Acres
      • Features: Corner
      Details
      • Parcel number: 363N191951000A0010
      • Zoning: Resid Single Family, City

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1935

      Utilities & green energy

      • Utilities for property: Electric, Public Water, Public Sewer, Phone

      Community & HOA

      Location
      • Region: Defuniak Springs

      Financial & listing details

      • Price per square foot: $128/sqft
      • Tax assessed value: $127,488
      • Annual tax amount: $1,615
      • Date on market: 3/8/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,553/mo

        Price history

        DateEventPrice
        6/2/2026Listed for sale$180,000$128/sqft
        Source: Owner Report a problem
        5/26/2026Pending sale$180,000-5.3%$128/sqft
        Source: Owner Report a problem
        5/19/2026Price change$190,000-4.5%$135/sqft
        Source: Owner Report a problem
        4/28/2026Price change$199,000-5.2%$142/sqft
        Source: Owner Report a problem
        3/8/2026Listed for sale$210,000+68%$149/sqft
        Source: Owner Report a problem
        8/5/2022Sold$125,000+78.6%$89/sqft
        Source: Public Record Report a problem
        7/2/2019Sold$70,000-6.5%$50/sqft
        Source: Public Record Report a problem
        5/8/2019Listed for sale$74,900$53/sqft
        Source: Moulton Realty Inc #822365 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,615 +13.5%$113,044 +10%
        2024$1,423 +8%$102,767 +7.7%
        2023$1,319 +45.1%$95,424 +55%
        2022$909 +14.3%$61,575 +10%
        2021$795 +13.8%$55,977 +10%
        2020$699 +86.1%$50,888 +78.6%
        2019$376 $28,492 -2.2%
        2018$376 -2.5%$29,129 -5.1%
        2017$385 -5.4%$30,692 -2.5%
        2016$407 -3.2%$31,477 +3.7%
        2015$421 +2.5%$30,358
        2014$411 $30,358 -3.5%
        2013-- $31,462
        2012-- $31,462 -3.4%
        2011-- $32,565 -3.3%
        2010-- $33,669 -4.7%
        2009-- $35,311 -12.1%
        2008-- $40,166 -3.2%
        2007-- $41,484 +11.3%
        2005-- $37,265 +2.6%
        2004-- $36,305 +0.7%
        2003-- $36,064 +0.8%
        2002-- $35,793 +0.8%
        2001-- $35,492

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32435

        Getting around

        10 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Maude Saunders
        • Middle: Walton
        • High: Walton

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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