Enjoy waterfront living in the sought-after Loch Haven community. This feature rich four-level home with generous living spaces and high ceilings is positioned on 63 feet of waterfront along the protected deep waters of Pocahontas Creek providing quick unobstructed boating access to the South River, Chesapeake Bay and beyond. Recent improvements include a new roof (2026) and two new HVAC systems (2024 and 2026). The open-concept main level features water views, hardwood floors, abundant natural light, and a gourmet kitchen with a large island, stainless steel appliances, double ovens, a gas cooktop with grill, a custom tile backsplash and solid hickory cabinets. The kitchen opens to the family room with a stone-surround gas fireplace and direct access to the full home width screened porch overlooking the water for seamless indoor/outdoor living and entertainment. A formal dining room, bedroom, full bath, and laundry room complete this level. The second level also featuring hardwood floors contains the spacious primary suite with a full home width private waterfront deck, unobstructed creek views, a walk-in closet, an ensuite bath with oversized shower, separate soaking tub, and double vanity. Two additional bedrooms, each with full ensuite baths, complete the second level. The third floor offers a fifth bedroom, flex space, and a full bath. The lower level includes a recreation room, gym, full bath, storage, and utility space. The landscaped waterfront lot with irrigation system gently slopes to the private pier, 20,000-pound boat lift (with new cradle 2026), 30 amp of power and fresh water at the pier, kayak storage and fire pit. The oversized three-car garage provides substantial storage space for vehicles and more. Loch Haven amenities include a private sandy beach, community marina and boat ramp, playground, tennis, pickleball and basketball courts, walking trails, and year-round social activities. This is a well-appointed waterfront home offering flexible living spaces, recent major improvements, and outstanding boating access.
For sale
$1,925,000
3596 S River Ter, Edgewater, MD 21037
5beds
5,258sqft
Single Family Residence
Built in 2004
10,750 Square Feet Lot
$1,854,500 Zestimate®
$366/sqft
$-- HOA
What's special
Walk-in closetOpen-concept main levelHigh ceilingsUnobstructed creek viewsHardwood floorsStainless steel appliancesGenerous living spaces
- 18 days
- 1,094
- 50
Zillow last checked:
Listing updated:
Listed by:
Colleen Smith 443-995-2409,
EXP Realty, LLC 8888607369
Source: Bright MLS,MLS#: MDAA2159002
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 6
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Exercise Room, Laundry, Recreation Room, Utility Room, Bathroom 2, Primary Bathroom, Full Bath
Primary bedroom
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Bedroom 5
- Level: Main
Primary bathroom
- Level: Upper
Bathroom 2
- Level: Upper
Dining room
- Level: Main
Exercise room
- Level: Lower
Family room
- Level: Main
Foyer
- Level: Main
Other
- Level: Lower
Other
- Level: Main
Other
- Level: Upper
Other
- Level: Upper
Other
- Level: Upper
Kitchen
- Level: Main
Laundry
- Level: Main
Recreation room
- Level: Lower
Recreation room
- Level: Upper
Utility room
- Level: Lower
Heating
- Heat Pump, Electric, Propane
Cooling
- Ceiling Fan(s), Central Air, Gas
Appliances
- Included: Microwave, Cooktop, Dishwasher, Dryer, Exhaust Fan, Double Oven, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Water Treat System
- Laundry: Dryer In Unit, Has Laundry, Washer In Unit, Laundry Room
Features
- Bar, Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Living, Crown Molding, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Hardwood, Wood
- Basement: Connecting Stairway,Partial,Heated,Improved,Interior Entry,Exterior Entry,Partially Finished,Concrete,Sump Pump
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Stone
Interior area
- Total structure area: 5,654
- Total interior livable area: 5,258 sqft
- Finished area above ground: 4,070
- Finished area below ground: 1,188
Property
Parking
- Total spaces: 7
- Parking features: Storage, Garage Faces Side, Garage Door Opener, Inside Entrance, Oversized, Driveway, Attached
- Attached garage spaces: 3
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Enclosed, Deck, Porch, Screened
- Exterior features: Lighting, Lawn Sprinkler, Private Beach
- Pool features: None
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Private Dock Site, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard
- Body of water: Pocahontas Creek
- Frontage length: Water Frontage Ft: 60
Lot
- Size: 10,750 Square Feet
- Features: Bulkheaded, Cleared, Fishing Available, Front Yard, Landscaped, Level, Open Lot, Premium, Rear Yard, SideYard(s), Stream/Creek
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020148090213832
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- Cement Siding, HardiPlank Type
- Foundation: Concrete Perimeter
Condition
- Excellent
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Loch Haven
HOA
- Has HOA: No
Location
- Region: Edgewater
Financial & listing details
- Price per square foot: $366/sqft
- Tax assessed value: $1,338,800
- Annual tax amount: $14,928
- Date on market: 10/14/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$1,854,500
$1.76M - $1.95M
$4,692/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/14/2026 | Listed for sale | $1,925,000+70.4%$366/sqft |
Source:  Bright MLS #MDAA2159002 Report a problem | ||
| 1/24/2007 | Sold | $1,130,000+222.9%$215/sqft |
Source: Public Record Report a problem | ||
| 1/17/2003 | Sold | $350,000$67/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $12,586 +2.3% | $1,338,800 +8.7% |
| 2025 | $12,302 -0.1% | $1,231,767 +9.5% |
| 2024 | $12,316 +10.8% | $1,124,733 +10.5% |
| 2023 | $11,113 +4.5% | $1,017,700 |
| 2022 | $10,635 | $1,017,700 |
| 2021 | $10,635 -1.6% | $1,017,700 -1.5% |
| 2020 | $10,809 +4% | $1,033,400 |
| 2019 | $10,397 +7.6% | $1,033,400 +8.5% |
| 2018 | $9,659 +3.9% | $952,600 +4.4% |
| 2017 | $9,298 | $912,200 +2.5% |
| 2016 | -- | $890,300 +2.5% |
| 2015 | -- | $868,400 +2.6% |
| 2014 | -- | $846,500 |
| 2013 | -- | $846,500 |
| 2012 | -- | $846,500 -23.9% |
| 2011 | -- | $1,112,140 +3.3% |
| 2010 | -- | $1,076,586 +3.4% |
| 2009 | -- | $1,041,033 +3.5% |
| 2008 | -- | $1,005,480 +10.4% |
| 2007 | -- | $910,350 +11.7% |
| 2006 | -- | $815,220 +13.2% |
| 2005 | -- | $720,090 +121.4% |
| 2004 | -- | $325,180 +22.2% |
| 2003 | -- | $266,180 +28.5% |
| 2002 | -- | $207,180 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21037
Nearby schools
Schools provided by the listing agent
- Elementary: Central
- Middle: Central
- High: South River
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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