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For sale by owner
  • Price cut: $10K (7/19)
    $389,900

    3600 Saint Joe Rd, Finley, KY 42718

    4beds
    2,662sqft
    : 
    $2,546/mo
    Get pre-qualified
    SingleFamily
    Built in 1995
    0.69 Acres Lot
    $-- Zestimate®
    $146/sqft
    $-- HOA

    What's special

    Included ge kitchen appliancesSpacious storage buildingCambria quartz countertopsHeat pump systemAquasuana water filtration systemTiled bathroomsCustom cabinetry
    New price and move-in ready! Welcome to peaceful country living in the charming community of St. Joe! Situated on approximately 0.7 acres with beautiful views of ponds and farmland, this home offers the perfect blend of comfort, space, and modern convenience. This well-maintained home features 4 bedrooms, 2.5 bathrooms, and just under 2,700 square feet of living space, including a spacious 38’x15’ bonus room perfect for a 4th bedroom, office, playroom, or media room. Inside you’ll find genuine red oak hardwood floors, custom cabinetry, Cambria quartz countertops, tiled bathrooms, included GE kitchen appliances, and a spacious tucked-away laundry room with front-loading washer and dryer included. The great room features a cathedral ceiling, the primary suite offers a tray ceiling and walk-in closet, and additional storage includes a hallway pantry and huge upstairs walk-in storage area. A second family room with tile flooring and custom built-ins creates the perfect space for entertaining and family gatherings. Energy-efficient geothermal heating and cooling along with a heat pump system help keep utility costs low. Home includes a Aquasuana water filtration system. Outside features include a 30’x30’ attached two-vehicle garage with optional heating/cooling vents, spacious storage building, exposed aggregate concrete driveway and sidewalks, and a roof replaced in 2022. Conveniently located just 10 miles from Lebanon, 16 miles from Campbellsville, and 25 miles from Bardstown. Offered at $399,900.
    72 days
    |
    294
    |
    9
    |
    Listed by:

    Property Owner (270) 402-1832

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Heat pump, Electric, Gas, Geothermal
      Cooling
      • Central, Geothermal
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Carpet, Hardwood, Laminate
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,662 sqft

      Property

      Parking
      • Parking features: Garage - Attached, Off-street
      Features
      • Exterior features: Other, Vinyl, Brick
      Lot
      • Size: 0.69 Acres
      Details
      • Parcel number: 02402101

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Metal
      • Foundation: Concrete Block
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1995

      Community & HOA

      Location
      • Region: Finley

      Financial & listing details

      • Price per square foot: $146/sqft
      • Tax assessed value: $165,000
      • Annual tax amount: $1,492
      • Date on market: 5/18/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,041/mo

        Price history

        DateEventPrice
        7/19/2026Price change$389,900-2.5%$146/sqft
        Source: Owner Report a problem
        5/18/2026Listed for sale$399,900+11325.7%$150/sqft
        Source: Owner Report a problem
        3/1/1993Sold$3,500$1/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2022$1,492 -1.7%$165,000
        2021$1,518 +17%$165,000 +17.9%
        2020$1,298 +0%$140,000
        2019$1,298 -1%$140,000
        2018$1,310 +0.1%$140,000
        2017$1,309 +5.8%$140,000
        2015$1,238 +3.3%$140,000
        2012$1,198 $140,000
        2011-- $140,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 42718

        Getting around

        0 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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