Versatile Mixed-Use Investment Opportunity in the Heart of Bernal Heights Exceptional mixed-use property offering flexibility, income potential, and a prime Bernal Heights location. The well-maintained, street-level commercial space—previously occupied as a contractor's office—is move-in ready and ideally suited for professional, medical, retail, or service-oriented businesses. Above, a spacious and light-filled 4-bedroom, 1-bath residential flat provides comfortable living with an updated bathroom, generous kitchen, and convenient in-unit laundry. The residence is currently occupied by a long-term tenant, providing immediate rental income. Perfect for investors seeking stable cash flow, or owner-users looking to operate a business below while building equity above. Ideally situated near Holly Park, Saint Mary's Recreation Center, schools, neighborhood shops, popular dining destinations, and public transportation. Commuters will appreciate easy access to Muni, BART, Highway 101, and Interstate 280. A rare opportunity to own a versatile mixed-use property in one of San Francisco's most desirable and vibrant neighborhoods—ideal for investment, live/work, or future value-add potential.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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