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  • Price cut: $26K (5/19)
    $259,000

    38 Oak St, Deposit, NY 13754

    4beds
    1,336sqft
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    Single Family Residence
    Built in 1950
    5,662 Square Feet Lot
    $-- Zestimate®
    $194/sqft
    $-- HOA

    What's special

    Fully furnished propertyModern kitchens and bathsIndependent heating and cooling
    UPDATE! Seller financing may be available for qualified buyers. The seller is open to discussing owner financing and other creative financing structures, with terms subject to seller approval. Turnkey investment opportunity with exceptional flexibility! This fully furnished property is currently operating as a successful short-term rental and offers two separate units, each with its own private entrance, kitchen, bedrooms, bathrooms, and independent heating and cooling. Zoned Commercial (C-1), it is well suited for short-term rentals, long-term rentals, owner occupancy, live/work use, professional offices, or other approved commercial uses. Recent updates include modern kitchens and baths, appliances, HVAC, electrical, plumbing, flooring, and more, making this a truly move-in or rent-ready property. Conveniently located just off Route 17 (Exit 84), with easy access to the Delaware River, the Catskills, and year-round recreation, this property offers an excellent opportunity for investors and owner-users alike.
    115 days
    |
    285
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Keller Williams Upstate NY Properties 607-510-4444,

    Ashley Trattner 845-674-3535

    Source: NYSAMLSs,MLS#: R1666890MLS LogoOriginating MLS: Otsego-Delaware

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Heating
      • Electric, Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Range Hood, Washer
      • Laundry: In Basement
      Features
      • Eat-in Kitchen, Living/Dining Room, Pantry, Bedroom on Main Level, Convertible Bedroom, In-Law Floorplan
      • Flooring: Luxury Vinyl
      • Basement: Full,Finished,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,336
      • Total interior livable area: 1,336 sqft

      Property

      Parking
      • Parking features: Underground, No Garage, Driveway
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Barbecue, Gravel Driveway, Patio
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 75 x 179
      • Features: Rectangular, Rectangular Lot
      Details
      • Parcel number: 367.5114
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Split Level
      • Property subtype: Single Family Residence
      Materials
      • Attic/Crawl Hatchway(s) Insulated, Block, Foam Insulation, Concrete, Vinyl Siding
      • Foundation: Block
      • Roof: Pitched,Shingle
      Condition
      • Resale
      • Year built: 1950

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Deposit

      Financial & listing details

      • Price per square foot: $194/sqft
      • Tax assessed value: $5,000
      • Annual tax amount: $4,807
      • Date on market: 3/17/2026
      • Listing terms: Cash,Owner Will Carry

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/19/2026Price change$259,000-9.1%$194/sqft
        Source: NYSAMLSs #R1666890 Report a problem
        3/17/2026Listed for sale$285,000+104.3%$213/sqft
        Source: NYSAMLSs #R1666890 Report a problem
        2/1/2021Listing removed--
        Source: Exit Realty Report a problem
        7/25/2020Listed for sale$139,500+7.4%$104/sqft
        Source: EXIT Realty Homeward Bound #127162 Report a problem
        4/9/2020Listing removed$129,900$97/sqft
        Source: EXIT REALTY FRONT AND CENTER #222525 Report a problem
        10/11/2019Listed for sale$129,900+188.7%$97/sqft
        Source: EXIT REALTY FRONT AND CENTER #222525 Report a problem
        8/10/2005Sold$45,000$34/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $5,000
        2024-- $5,000
        2023-- $5,000
        2022-- $5,000
        2021-- $5,000
        2020-- $5,000
        2019-- $5,000
        2018-- $5,000
        2017$4,239 $5,000
        2016-- $5,000
        2015-- $5,000
        2014-- $5,000 +16.3%
        2013-- $4,300
        2012-- $4,300
        2011-- $4,300
        2010-- $4,300
        2009-- $4,300
        2008-- $4,300
        2007-- $4,300
        2006-- $4,300
        2005-- $4,300
        2004-- $4,300
        2003-- $4,300
        2002-- $4,300 -11.3%
        2001-- $4,850
        2000-- $4,850
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13754

        Getting around

        28 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Deposit

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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