Located in desirable Bemus Point on beautiful Chautauqua Lake, this charming year-round lakefront cottage offers the perfect blend of comfort, character, and waterfront living. Situated on two lots with 35 feet of lake frontage, this property features 2 bedrooms, 1 full bath, and beautiful outdoor spaces designed to enjoy lake life to the fullest.
Inside, you’ll find an inviting open floor plan where the kitchen flows seamlessly into the living room, creating a bright and welcoming atmosphere for everyday living or entertaining guests. The home features low-maintenance vinyl siding, laminate flooring, and some wall-to-wall carpeting for added comfort.
Step outside to a spacious deck and stone patio overlooking the water—ideal for morning coffee, summer gatherings, or simply taking in the peaceful lake views.
A major bonus is the detached heated garage featuring radiant heat in the concrete floors, making it a comfortable and versatile space for multiple uses such as vehicle storage, a workshop, hobby area, fitness space, or additional entertaining.
Additional utilities include private water and public sewer. Whether you’re looking for a full-time residence, weekend getaway, or investment opportunity, this waterfront property offers a rare chance to own a piece of Chautauqua Lake living.
Active
$499,000
3941 Route 430, Bemus Point, NY 14712
2beds
864sqft
Single Family Residence
Built in 1958
4,970 Square Feet Lot
$-- Zestimate®
$578/sqft
$-- HOA
What's special
Waterfront propertyInviting open floor planPeaceful lake viewsLaminate flooringLow-maintenance vinyl sidingBright and welcoming atmosphereYear-round lakefront cottage
- 51 days |
- 640 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Real Estate Advantage 716-484-2020,
Richard Benedetto 716-665-9403
Source: NYSAMLSs,MLS#: R1680690
Originating MLS: Chautauqua-Cattaraugus
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Heating
- Gas, Stove, Forced Air, Natural Gas, Radiant
Appliances
- Included: Gas Cooktop, Gas Water Heater, Indoor Grill, Refrigerator
Features
- Separate/Formal Living Room, Living/Dining Room, Bedroom on Main Level
- Flooring: Carpet, Varies, Vinyl
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 864
- Total interior livable area: 864 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1.5
- Parking features: Detached, Electricity, Garage, Heated Garage, Storage, Workshop in Garage
- Garage spaces: 1.5
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Exterior features: Blacktop Driveway, Deck, Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Lake
- Body of water: Chautauqua Lake
- Frontage length: 35
Lot
- Size: 4,970 Square Feet
- Dimensions: 35 x 142
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Additional parcels included: 0636893330180002042000
- Parcel number: 0636893330180002037000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
Condition
- Resale
- Year built: 1958
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Well
- Utilities for property: Sewer Connected
Community & HOA
Location
- Region: Bemus Point
Financial & listing details
- Price per square foot: $578/sqft
- Tax assessed value: $145,000
- Annual tax amount: $4,341
- Date on market: 5/11/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Listed for sale | $499,000$578/sqft |
Source: | ||
| 2/13/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/15/2025 | Listed for sale | $499,000$578/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $145,000 |
| 2024 | -- | $145,000 |
| 2023 | -- | $145,000 |
| 2022 | -- | $145,000 |
| 2021 | -- | $145,000 |
| 2020 | -- | $145,000 |
| 2019 | -- | $145,000 |
| 2018 | -- | $145,000 |
| 2017 | $2,246 | $145,000 |
| 2016 | -- | $145,000 |
| 2015 | -- | $145,000 |
| 2014 | -- | $145,000 +7.4% |
| 2013 | -- | $135,000 |
| 2012 | -- | $135,000 |
| 2011 | -- | $135,000 +50% |
| 2010 | -- | $90,000 |
| 2009 | -- | $90,000 |
| 2008 | -- | $90,000 |
| 2007 | -- | $90,000 |
| 2006 | -- | $90,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 14712
Nearby schools
GreatSchools rating
- 8/10Bemus Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 7/10Maple Grove Junior Senior High SchoolGrades: 6-12Distance: 2.7 mi
Schools provided by the listing agent
- District: Bemus Point
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Chautauqua County
- Bemus Point
- 14712
- 3941 Route 430




