"MUST SEE" Extraordinary family estate and CREEK FRONT retreat along Hemptown Creek one of North Georgia's STOCKED TROUT streams nestled in Fannin County, widely known as the Trout Capital of Georgia. This rare property offers a private oasis with 241 feet of pristine water frontage, natural beauty, and exceptional versatility. The main residence (approx. 1,821 sq ft) features 2BR/2BA and blends rustic mountain charm with modern updates. Fully renovated in 2025, the home showcases new flooring, upgraded kitchen cabinetry and appliances, and beautifully updated baths. The dining area includes a beverage refrigerator with bar and glass storage, while a separate laundry room with new washer and dryer adds convenience. A wood-burning fireplace creates a warm, inviting living space. Move-in ready. Cedar siding, a metal roof, and a whole-house generator provide durability and peace of mind. A screened porch overlooks the creek, offering a front-row seat to one of the area's most sought-after trout waters, while a rock firepit along the water's edge invites relaxing evenings by the creek. Two additional living spaces enhance flexibility. The guest house/mother-in-law suite (approx. 700 sq ft) offers 1BR/1BA with kitchenette and seating area, connected to the main home by a breezeway. The tiny home (approx. 432 sq ft) is ideal for a home office, studio, guest overflow, or additional storage. Additional features include a golf cart barn (cart included), 3-car garage, garden shed, and all-paved access. Enjoy direct access to trout waters or float downstream to the Toccoa River. Conveniently located minutes from Lake Blue Ridge and the Aska Adventure Area, this property offers endless opportunities for fishing, kayaking, hiking, and biking. A rare creekfront sanctuary perfect as a private retreat, family compound, or legacy mountain escape.
Active
Price cut: $50K (7/23)
$649,999
401 Mountain Rivers Rd, Mineral Bluff, GA 30559
3beds
2,953sqft
Single Family Residence
Built in 1989
1.09 Acres Lot
$618,200 Zestimate®
$220/sqft
$-- HOA
What's special
Garden shedMetal roofBeautifully updated bathsCedar sidingAll-paved accessNew flooring
- 129 days
- 1,783
- 146
Zillow last checked:
Listing updated:
Listed by:
Rita Kirby (706) 222-5588,
Mountain Sotheby's International
Source: GAMLS,MLS#: 10762090
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 3
Rooms
- Room types: Other
Heating
- Central, Heat Pump, Wood
Cooling
- Ceiling Fan(s), Central Air, Heat Pump
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Other
Features
- Master On Main Level, Split Foyer, Entrance Foyer
- Flooring: Hardwood
- Basement: None
- Number of fireplaces: 1
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,953
- Total interior livable area: 2,953 sqft
- Finished area above ground: 2,953
- Finished area below ground: 0
Property
Parking
- Parking features: Detached, Garage
- Has garage: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Screened
- On waterfront: Yes
- Waterfront features: Creek, Stream
- Body of water: Hemptown
Lot
- Size: 1.09 Acres
- Features: Level
- Residential vegetation: Wooded
Details
- Additional structures: Guest House
- Parcel number: 0030 027BU
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage,Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, High Speed Internet
Community & HOA
Community
- Features: None
- Subdivision: None
HOA
- Has HOA: No
- Services included: None
Location
- Region: Mineral Bluff
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $326,169
- Annual tax amount: $1,184
- Date on market: 5/7/2026
- Cumulative days on market: 129 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: 1031 Exchange,Cash,Conventional,USDA Loan,VA Loan
Estimated market value
$618,200
$587,000 - $649,000
$2,639/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/23/2026 | Price change | $649,999-7.1%$220/sqft |
Source: NGBOR #430394 Report a problem | ||
| 6/9/2026 | Price change | $699,999-1.4%$237/sqft |
Source: NGBOR #430394 Report a problem | ||
| 5/7/2026 | Listed for sale | $709,900-5.3%$240/sqft |
Source: NGBOR #430394 Report a problem | ||
| 12/1/2025 | Listing removed | $750,000$254/sqft |
Source: NGBOR #416178 Report a problem | ||
| 8/21/2025 | Price change | $750,000-2.6%$254/sqft |
Source: | ||
| 7/27/2025 | Price change | $769,900-0.6%$261/sqft |
Source: NGBOR #416178 Report a problem | ||
| 6/17/2025 | Price change | $774,900-1.9%$262/sqft |
Source: | ||
| 6/2/2025 | Listed for sale | $789,900$267/sqft |
Source: NGBOR #416178 Report a problem | ||
| 6/1/2025 | Listing removed | $789,900$267/sqft |
Source: NGBOR #411900 Report a problem | ||
| 3/17/2025 | Price change | $789,900-1.3%$267/sqft |
Source: NGBOR #411900 Report a problem | ||
| 11/30/2024 | Listed for sale | $799,900$271/sqft |
Source: NGBOR #411900 Report a problem | ||
| 11/1/2024 | Listing removed | $799,900$271/sqft |
Source: | ||
| 8/28/2024 | Listed for sale | $799,900+381.9%$271/sqft |
Source: NGBOR #407664 Report a problem | ||
| 1/28/2014 | Sold | $166,000$56/sqft |
Source: NGBOR #233718 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,184 -1% | $130,468 |
| 2024 | $1,196 +6.4% | $130,468 +18.4% |
| 2023 | $1,124 -1.4% | $110,218 -1.4% |
| 2022 | $1,139 +5.1% | $111,780 +44.5% |
| 2021 | $1,084 -1.6% | $77,335 |
| 2020 | $1,102 -1.9% | $77,335 |
| 2019 | $1,124 -5.7% | $77,335 |
| 2018 | $1,191 | $77,335 +6% |
| 2017 | $1,191 +7.9% | $72,986 +12.3% |
| 2016 | $1,104 | $64,988 +8.3% |
| 2015 | $1,104 +3.6% | $60,018 +10% |
| 2014 | $1,065 +199.3% | $54,561 +29.7% |
| 2013 | $356 | $42,066 |
| 2010 | -- | -- |
| 2009 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 30559
Nearby schools
Schools provided by the listing agent
- Middle: Fannin
- High: Fannin
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







