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For sale
    • $375,000

    408 Clubhouse Drive, Banner Elk, NC 28604

    2beds
    849sqft
    : 
    $2,328/mo
    Get pre-qualified
    Single Family Residence
    Built in 1973
    0.32 Acres Lot
    $354,000 Zestimate®
    $442/sqft
    $175/mo HOA

    What's special

    Striking rock outcroppingsBeautifully updated homeRecently added drivewayDouble lotLow-maintenance groundsScreened porchAdditional off-street parking area
    Charming renovated cottage on a rare double lot in the highly sought-after Mill Ridge community. This beautifully updated home features custom cabinetry, quartz countertops, and new appliances in the kitchen, along with luxury vinyl plank flooring, a mini-split system for heating and cooling, and a cozy ventless gas stove fireplace great for mountain evenings. Designed to live larger than its footprint, the home offers a bright, open-concept living space and a separate bath for each of the bedrooms. Outdoor living shines with a screened porch and a deck overlooking the thoughtfully landscaped yard. Enjoy striking rock outcroppings, level yard space great for games or a firepit, and low-maintenance grounds. Ample parking is available with a recently added driveway and additional off-street parking area. Conveniently located in the heart of the High Country, just minutes from shopping, dining, hiking, skiing, and grocery stores. Mill Ridge amenities include tennis courts, an outdoor pool, hiking trails, and access to the Watauga River for renowned trout fishing. Ideal as a full-time residence, mountain getaway, or vacation rental with easy year-round access!
    81 days
    |
    679
    |
    19
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Billie Rogers (828)964-0746,

    Keller Williams High Country

    Source: High Country AOR,MLS#: 261879MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Baseboard, Ductless, Electric
      Cooling
      • Ductless, 1 Unit
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Carbon Monoxide Detector, Hot Tub/Spa, Vaulted Ceiling(s)
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 849
      • Total interior livable area: 849 sqft
      • Finished area above ground: 849
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Asphalt, Driveway, No Garage
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Multiple, Open, Screened
      • Exterior features: Fire Pit, Hot Tub/Spa, Storage
      • Has spa: Yes
      • Spa features: Hot Tub
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 0.32 Acres
      Details
      • Additional structures: Shed(s)
      • Parcel number: 1888060296000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Roof: Asphalt,Shingle
      Condition
      • Year built: 1973

      Utilities & green energy

      • Sewer: Community/Coop Sewer
      • Water: Community/Coop
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Features: Clubhouse, Lake, River, Tennis Court(s), Trails/Paths, Short Term Rental Allowed
      • Subdivision: Mill Ridge
      HOA
      • Has HOA: Yes
      • HOA fee: $175 monthly
      Location
      • Region: Banner Elk

      Financial & listing details

      • Price per square foot: $442/sqft
      • Tax assessed value: $214,600
      • Annual tax amount: $682
      • Date on market: 5/14/2026
      • Listing terms: Cash,Conventional,FHA,New Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $354,000

        $336,000 - $372,000

        $1,779/mo

        Price history

        DateEventPrice
        5/14/2026Listed for sale$375,000+13.6%$442/sqft
        Source: High Country AOR #261879 Report a problem
        6/24/2022Sold$330,000+10.4%$389/sqft
        Source: High Country AOR #237473 Report a problem
        5/25/2022Contingent$299,000$352/sqft
        Source: High Country AOR #237473 Report a problem
        5/19/2022Listed for sale$299,000+130.2%$352/sqft
        Source: High Country AOR #237473 Report a problem
        1/5/2021Listing removed--
        Source: Owner Report a problem
        5/26/2018Listing removed$129,900$153/sqft
        Source: Owner Report a problem
        4/19/2018Listed for sale$129,900-13.3%$153/sqft
        Source: Owner Report a problem
        8/26/2015Listing removed$149,900$177/sqft
        Source: Owner Report a problem
        5/29/2015Price change$149,900+7.1%$177/sqft
        Source: Owner Report a problem
        5/26/2015Price change$139,900-6.7%$165/sqft
        Source: Owner Report a problem
        4/14/2015Listed for sale$149,900$177/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $214,600
        2024$893 $214,600
        2023$893 +2.6%$214,600
        2022$870 +20.9%$214,600 +52%
        2021$720 $141,200
        2020$720 $141,200
        2019$720 $141,200 +15.6%
        2018$720 +25.8%$122,100
        2017$572 +9.3%$122,100 +11.6%
        2013$523 $109,400
        2012-- $109,400
        2011-- $109,400
        2010-- $109,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28604

        Getting around

        10 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Valle Crucis
        • High: Watauga

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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