4105 Oak St, Kansas City, MO 64111

House hack this one. Vacant 2BR/1.5BA lower unit is move-in ready for an owner-occupant, with a 3BR/1.5BA upper already rented month-to-month to help carry the note. Two-unit property, so it qualifies for FHA (3.5% down) and conventional owner-occupant financing (5% down), and because FHA's self-sufficiency test applies only to 3-4 unit buildings, this duplex clears a hurdle larger multifamily can't. Lenders can apply 75% of rental income toward qualifying. Located in Vanderbilt Place in the Valentine/Westport corridor, minutes from Westport, the Country Club Plaza, and the KU Medical Center, in one of Kansas City's most consistently strong rental submarkets. Separate utility meters, forced air gas heat, central electric cooling, off-street parking, full basement, 2,464 SF total. The upper unit is on a month-to-month lease, so a buyer has immediate flexibility to reset rent toward market. Rent roll, lease detail, and expense summary available to qualified buyers on request. Buyer and buyer's agent to verify all information. 48-hour notice required before showing; upper unit is tenant-occupied, please do not disturb tenants. Agent-accompanied. Seller is a licensed broker in MO and KS.