CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.
What if I told you that you could own a beach getaway for under $150,000 that's less than a one-minute walk to the sugar-white sand?
The numbers don't lie! This is one of the best ROI opportunities in the area. Many 2-bedroom properties selling for four times the price don't generate this level of annual rental income.
Brand-new HVAC installed in July 2026! For a full video tour, search ''For Sale Sand Castles Villa 15'' on YouTube.
Welcome to Sand Castles Villa in beautiful Panama City Beach! This well-maintained, fully furnished, turnkey studio is rental-ready and perfect for investors or anyone looking for an affordable beach retreat. Just steps from the Gulf, you'll love the unbeatable location, convenience, and coastal charm.
The unit produced $25,491 in gross rental income last year and already has strong future bookings, making it an excellent income-producing property with even more upside.
Enjoy the Florida sunshine, walk to the beach in under a minute, and start earning rental income from day one. It's hard to find a better beachside value under $150,000 in Panama City Beach.
Even better: With a full-price offer, the seller will pay all special assessments at closing, totaling $24,172. This includes the current $7,000 assessment plus the annual $1,908 assessment for the next nine years. Those funds are being invested back into the community, meaning you'll enjoy the benefits of the improvements, increased rental appeal, and long-term appreciation without paying a penny for the assessments.
A true win-win opportunity for both investors and beach lovers alike!
Pending
Price increase: $10K (7/17)
$145,000
4114 Holiday Dr APT 15, Panama City Beach, FL 32408
0beds
400sqft
Condominium
Built in 1984
-- sqft lot
$137,100 Zestimate®
$363/sqft
$655/mo HOA
What's special
Fully furnishedTurnkey studio
- 130 days
- 809
- 39
Zillow last checked:
Listing updated:
Listed by:
Andrei Cunitin 850-960-3857,
Dalton Wade Inc
Source: CPAR,MLS#: 788702
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 0
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Living Room
Living room
- Level: First
- Dimensions: 14 x 10
Heating
- Central
Cooling
- Central Air
Interior area
- Total structure area: 400
- Total interior livable area: 400 sqft
Property
Features
- Patio & porch: Balcony
- Pool features: Community
Details
- Parcel number: 30839965000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Pool, Community Pool, Short Term Rental Allowed
- Subdivision: Sand Castles Villa
HOA
- Has HOA: Yes
- Services included: Insurance, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Sewer, Trash, Water
- HOA fee: $1,965 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $363/sqft
- Tax assessed value: $167,450
- Annual tax amount: $1,816
- Date on market: 4/21/2026
- Cumulative days on market: 130 days
Estimated market value
$137,100
$130,000 - $144,000
$1,863/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/18/2026 | Pending sale | $145,000$363/sqft |
Source: | ||
| 7/17/2026 | Price change | $145,000+7.4%$363/sqft |
Source: | ||
| 5/13/2026 | Price change | $135,000-6.9%$338/sqft |
Source: | ||
| 4/21/2026 | Listed for sale | $145,000$363/sqft |
Source: | ||
| 3/2/2026 | Listing removed | $145,000$363/sqft |
Source: | ||
| 10/16/2025 | Listed for sale | $145,000-14.7%$363/sqft |
Source: | ||
| 3/8/2024 | Sold | $170,000-12.8%$425/sqft |
Source: | ||
| 2/24/2024 | Pending sale | $194,900$487/sqft |
Source: | ||
| 2/6/2024 | Price change | $194,900-2.5%$487/sqft |
Source: | ||
| 12/31/2023 | Listed for sale | $199,900$500/sqft |
Source: | ||
| 12/23/2023 | Pending sale | $199,900$500/sqft |
Source: | ||
| 9/11/2023 | Listed for sale | $199,900-2.5%$500/sqft |
Source: | ||
| 8/29/2023 | Contingent | $205,000$513/sqft |
Source: | ||
| 8/7/2023 | Listed for sale | $205,000+14.5%$513/sqft |
Source: | ||
| 4/11/2022 | Sold | $179,000+241%$448/sqft |
Source: Public Record Report a problem | ||
| 6/8/2015 | Sold | $52,500-11%$131/sqft |
Source: | ||
| 3/20/2015 | Listed for sale | $59,000+6.3%$148/sqft |
Source: Latitudes Realty of Florida, LLC. #629772 Report a problem | ||
| 6/1/2014 | Listing removed | $55,500$139/sqft |
Source: Coldwell Banker United, Realtors #611291 Report a problem | ||
| 1/25/2014 | Price change | $55,500+3%$139/sqft |
Source: Coldwell Banker United, Realtors #611291 Report a problem | ||
| 11/25/2013 | Price change | $53,900-5.2%$135/sqft |
Source: Coldwell Banker United, Realtors #611291 Report a problem | ||
| 10/26/2013 | Price change | $56,850-3.6%$142/sqft |
Source: Coldwell Banker United, Realtors #611291 Report a problem | ||
| 8/2/2013 | Listed for sale | $59,000+7.3%$148/sqft |
Source: Coldwell Banker United, Realtors #611291 Report a problem | ||
| 8/28/2012 | Listing removed | $55,000$138/sqft |
Source: Coldwell Banker United, Realtors #504045 Report a problem | ||
| 6/21/2012 | Price change | $55,000-6.8%$138/sqft |
Source: Coldwell Banker United, Realtors #504045 Report a problem | ||
| 2/25/2012 | Listed for sale | $59,000-5.6%$148/sqft |
Source: Coldwell Banker United, Realtors #504045 Report a problem | ||
| 10/3/2003 | Sold | $62,500$156/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,098 +7.7% | $167,450 +9.7% |
| 2023 | $1,948 +88.5% | $152,575 +108.9% |
| 2022 | $1,033 | $73,033 |
| 2021 | -- | -- |
| 2020 | $881 +18.5% | $60,358 +10% |
| 2019 | $744 | $54,871 +10% |
| 2018 | $744 +2.8% | $49,883 +10% |
| 2017 | $723 +6.2% | $45,348 +10% |
| 2016 | $681 +6% | $41,225 -5.2% |
| 2015 | $642 | $43,478 +10% |
| 2014 | $642 | $39,525 |
| 2013 | -- | $39,525 -10.6% |
| 2012 | -- | $44,200 +5.6% |
| 2011 | -- | $41,863 -1.3% |
| 2010 | -- | $42,400 |
| 2009 | -- | $42,400 -26.6% |
| 2008 | -- | $57,754 -13% |
| 2007 | -- | $66,421 -18% |
| 2006 | -- | $81,001 +50% |
| 2005 | -- | $54,001 |
| 2004 | -- | $54,001 +119.5% |
| 2003 | -- | $24,600 |
| 2002 | -- | $24,600 |
| 2001 | -- | $24,600 |
| 2000 | -- | $24,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Lower Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








