For sale

Price cut: $75K (6/23)

$2,275,000

417 Alta Loma Ln, Santa Cruz, CA 95062

2beds

1,800sqft

$14,623/mo

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Single Family Residence, Residential

Built in 1981

2,570 Square Feet Lot

$2,210,900 Zestimate^®

$1,264/sqft

$-- HOA

What's special

Driveway parkingNew countertopsSpacious paver patioAttached garageIncredible curb appealMatching appliancesUpdated sink

This beautiful turnkey 2-bedroom, 2-bathroom home offers incredible curb appeal and an unbeatable location just blocks from the iconic Santa Cruz Harbor. Imagine drifting off to sleep to the gentle sounds of waves and sea lions, spending weekends dancing on the sand at the Crows Nest beach party, strolling through Arana Gulch, or unwinding on the deck with a cold drink as the sun sets. Recent upgrades include fresh interior and exterior paint, a whole-house water filtration system, new exterior decking, and updated patio doors. The remodeled kitchen is a dream for home chefs and entertainers, featuring refreshed cabinetry, new countertops, matching appliances, and an updated sink, perfect for hosting a Memorial Day BBQ or intimate dinner party. The indoor-outdoor lifestyle here is second to none. A spacious paver patio enveloped by lush mature landscaping sets the tone for ultimate relaxation. An attached garage plus driveway parking completes this exceptional coastal offering.

79 days

958

38

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Bedroom

Features: GroundFloorBedroom, PrimarySuiteRetreat

Bathroom

Features: DoubleSinks, ShowerandTub, Skylight, TubinPrimaryBedroom, FullonGroundFloor

Dining room

Features: DiningArea

Family room

Features: KitchenFamilyRoomCombo

Kitchen

Features: Countertop_Granite

Heating

Central Forced Air

Cooling

Ceiling Fan(s)

Appliances

Included: Gas Oven/Range
Laundry: In Garage

Features

One Or More Skylights, Vaulted Ceiling(s), Open Beam Ceiling
Flooring: Wood
Number of fireplaces: 1
Fireplace features: Gas

Interior area

Total structure area: 1,800
Total interior livable area: 1,800 sqft

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Property

Parking

Total spaces: 2
Parking features: Attached, On Street
Attached garage spaces: 2

Features

Stories: 2
Patio & porch: Balcony/Patio, Deck
Exterior features: Barbecue, Fenced, Courtyard
Fencing: Back Yard
Has view: Yes
View description: Marina, Ocean, Other
Has water view: Yes
Water view: Marina,Ocean

Lot

Size: 2,570 Square Feet

Details

Parcel number: 02706222000
Zoning: R-1-3.5
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Foundation: Slab
Roof: Composition, RolledHotMop

Condition

New construction: No
Year built: 1981

Utilities & green energy

Gas: PublicUtilities
Sewer: Public Sewer
Water: Public
Utilities for property: Public Utilities, Water Public

Community & HOA

Location

Region: Santa Cruz

Financial & listing details

Price per square foot: $1,264/sqft
Tax assessed value: $2,045,100
Annual tax amount: $24,776
Date on market: 5/6/2026
Listing agreement: ExclusiveRightToSell

Estimated market value

$2,210,900

$2.10M - $2.32M

$4,487/mo

Price history

Date	Event	Price
6/23/2026	Price change	$2,275,000-3.2%$1,264/sqft
Source: MLSListings Inc #ML82046017 Report a problem
6/4/2026	Price change	$2,350,000-2.1%$1,306/sqft
Source: MLSListings Inc #ML82046017 Report a problem
5/6/2026	Listed for sale	$2,400,000+19.7%$1,333/sqft
Source: MLSListings Inc #ML82046017 Report a problem
11/6/2023	Sold	$2,005,000+0.6%$1,114/sqft
Source: MLSListings Inc #ML81944107 Report a problem
10/17/2023	Pending sale	$1,994,000$1,108/sqft
Source: MLSListings Inc #ML81944107 Report a problem
10/12/2023	Contingent	$1,994,000$1,108/sqft
Source: MLSListings Inc #ML81944107 Report a problem
10/5/2023	Listed for sale	$1,994,000+66%$1,108/sqft
Source: MLSListings Inc #ML81944107 Report a problem
6/24/2014	Sold	$1,201,000+0.1%$667/sqft
Source: Public Record Report a problem
5/29/2014	Pending sale	$1,200,000$667/sqft
Source: Bailey Properties #81418255 Report a problem
5/26/2014	Listed for sale	$1,200,000$667/sqft
Source: Bailey Properties #ML81418255 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$24,776 +40.4%	$2,045,100 +41.7%
2024	$17,651 +4.7%	$1,443,395 +2%
2023	$16,856 +2.3%	$1,415,093 +2%
2022	$16,479 +2.9%	$1,387,345 +2%
2021	$16,017 +1%	$1,360,143 +1%
2020	$15,857 +2.3%	$1,346,196 +2%
2019	$15,508 +1.8%	$1,319,800 +2%
2018	$15,240 +1.8%	$1,293,922 +2%
2017	$14,975 +2.1%	$1,268,550 +2%
2016	$14,670 +1.1%	$1,243,677 +1.5%
2015	$14,516 +84.6%	$1,224,996 +97.6%
2014	$7,864	$620,004 +2.5%
2012	--	$605,100 +2%
2011	--	$593,235 +0.8%
2010	--	$588,801 -0.2%
2009	--	$590,199 +2%
2008	--	$578,626 +2%
2007	--	$567,281 +2%
2006	--	$556,158 +2%
2005	--	$545,252 +2%
2004	--	$534,560 +1.9%
2003	--	$524,762 +2%
2002	--	$514,472 +2%
2001	--	$504,384 +2%
2000	--	$494,494

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 95062

Getting around

68 / 100

Somewhat Walkable

26 / 100

Some Transit

82 / 100

Very Bikeable

Nearby schools

GreatSchools rating

6/10
Green Acres Elementary School
Grades: K-5Distance: 1.4 mi
7/10
Shoreline Middle School
Grades: 6-8Distance: 0.8 mi
NA
Special Education Preschool
Grades: Distance: 1.4 mi

Schools provided by the listing agent

District: LiveOakElementary

Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.