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For sale
    • $499,999

    423 Kelly St, Panama City Beach, FL 32413

    3beds
    1,200sqft
    : 
    $3,145/mo
    Get pre-qualified
    Single Family Residence
    Built in 1983
    5,662 Square Feet Lot
    $479,300 Zestimate®
    $417/sqft
    $-- HOA

    What's special

    Fully fenced yardDetached storage buildingUpdated coastal bungalowFresh interior paintNew lvp flooringLow-maintenance backyard
    Located just a few blocks from the Gulf on the highly desirable west end of Panama City Beach, this updated coastal bungalow is perfectly positioned for both personal enjoyment and short-term rental income. Featuring new LVP flooring, fresh interior paint, expanded driveway for additional guest parking, and a low-maintenance backyard, this home is designed for ease of ownership and strong rental performance. The fully fenced yard includes a detached storage building with potential to convert into a charming bonus space (buyer to verify) and offers room to add a pool for additional income upside. Professional rental projections estimate approximately $62K-$88K in annual gross revenue with strong occupancy potential. Ideally located near public beach access, the Rosemary Beach entrance to 30A, and Pier Park. Opportunities like this don't come around often--especially at this price point.
    104 days
    |
    359
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marcy L O'Donnell 848-220-5555,

    Luxe Coastal Realty Group LLC

    Source: CPAR,MLS#: 788212MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 14 x 21
      Bedroom
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 11 x 11
      Bedroom
      • Description: Buyer to verify
      • Level: First
      • Dimensions: 11 x 11
      Features
      • Main Level Primary
      Interior area
      • Total structure area: 1,200
      • Total interior livable area: 1,200 sqft

      Property

      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 50 x 112
      Details
      • Parcel number: 36065009000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Kiska Beach 1st Add
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $417/sqft
      • Tax assessed value: $276,993
      • Annual tax amount: $4,388
      • Date on market: 5/1/2026
      • Cumulative days on market: 106 days

        Estimated market value

        $479,300

        $455,000 - $503,000

        $2,433/mo

        Price history

        DateEventPrice
        5/1/2026Listed for sale$499,999$417/sqft
        Source: CPAR #788212 Report a problem
        4/21/2026Pending sale$499,999$417/sqft
        Source: CPAR #788212 Report a problem
        4/11/2026Listed for sale$499,999+25%$417/sqft
        Source: ECAOR #1000414 Report a problem
        10/4/2024Sold$400,000-11.1%$333/sqft
        Source: CPAR #758635 Report a problem
        9/7/2024Pending sale$450,000$375/sqft
        Source: CPAR #758635 Report a problem
        7/29/2024Price change$450,000-2.2%$375/sqft
        Source: ECAOR #953733 Report a problem
        7/16/2024Price change$460,000-7.1%$383/sqft
        Source: CPAR #758635 Report a problem
        7/6/2024Price change$495,000-0.8%$413/sqft
        Source: ECAOR #953733 Report a problem
        6/14/2024Listed for sale$499,000+217.8%$416/sqft
        Source: CPAR #758635 Report a problem
        3/7/2017Sold$157,000+30.8%$131/sqft
        Source: Public Record Report a problem
        2/3/2004Sold$120,000$100/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,042 +3.9%$219,460 +10%
        2023$2,928 +29%$199,509 +9.7%
        2022$2,270 $181,817
        2021-- --
        2020$1,928 +5.7%$152,188 +6.3%
        2019$1,824 $143,223 +10%
        2018$1,824 +9.2%$130,203 +29.7%
        2017$1,670 +100.3%$100,406 +13.6%
        2016$834 -30%$88,360 +1.3%
        2015$1,191 $87,227 -0.4%
        2014$1,191 $87,595 -0.8%
        2013-- $88,331 -1.8%
        2012-- $89,909 -11.3%
        2011-- $101,336 -9.5%
        2010-- $112,020 -3.3%
        2009-- $115,838 +0.1%
        2008-- $115,722 +3%
        2007-- $112,351 -44.5%
        2006-- $202,353 +90.1%
        2005-- $106,418 +3%
        2004-- $103,318 +108.6%
        2003-- $49,520 +6.7%
        2002-- $46,392 +5%
        2001-- $44,167 +17.5%
        2000-- $37,580
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32413

        Getting around

        12 / 100
        Car-Dependent
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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