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For sale
  • Price cut: $10K (8/7)
    $440,000

    4320 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

    2beds
    1,189sqft
    : 
    $2,924/mo
    Get pre-qualified
    Single Family Residence
    Built in 1963
    9,375 Square Feet Lot
    $-- Zestimate®
    $370/sqft
    $17/mo HOA

    What's special

    Keyless entryWhole-home water softener systemMassive cooking pergolaTankless water heater
    Prime Waterfront Home in Gulf Harbors, New Port Richey, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors. The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage. Inside, you'll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard. This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other "must-do" adventures in Tarpon Springs, Dunedin, and Clearwater.
    32 days
    |
    688
    |
    31
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Teri Kelly 727-276-8477,

    KELLY REALTY GROUP LLC 727-276-8477

    Source: Stellar MLS,MLS#: TB8526465MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Florida Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bathroom 1
      • Features: Exhaust Fan, Tub With Shower
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Features: Pantry, Stone Counters
      • Level: First
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      Heating
      • Electric, Zoned
      Cooling
      • Ductless
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), L Dining, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat
      • Flooring: Ceramic Tile, Terrazzo
      • Windows: Window Treatments, Hurricane Shutters/Windows
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,239
      • Total interior livable area: 1,189 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Guest, Oversized, Parking Pad
      • Carport spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Patio
      • Exterior features: Lighting, Other, Private Mailbox, Private Yard, Sidewalk, Storage
      • Has view: Yes
      • View description: Water, Canal, Gulf/Ocean to Bay
      • Has water view: Yes
      • Water view: Water,Canal,Gulf/Ocean to Bay
      • Waterfront features: Canal Front, Saltwater Canal Access, Gulf/Ocean to Bay Access, Bridges - Fixed, Lift, Seawall
      • Frontage length: Canal: 200
      Lot
      • Size: 9,375 Square Feet
      • Features: Corner Lot
      Details
      • Additional structures: Shed(s), Storage
      • Parcel number: 162607003.0007.00044.0
      • Zoning: R4
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1963

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: FLOR A MAR
      HOA
      • Has HOA: No
      • HOA fee: $17 monthly
      Location
      • Region: New Port Richey

      Financial & listing details

      • Price per square foot: $370/sqft
      • Tax assessed value: $304,433
      • Annual tax amount: $4,329
      • Date on market: 7/8/2026
      • Cumulative days on market: 33 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/7/2026Price change$440,000-2.2%$370/sqft
        Source: Stellar MLS #TB8526465 Report a problem
        7/8/2026Listed for sale$450,000+7.1%$378/sqft
        Source: Stellar MLS #TB8526465 Report a problem
        10/4/2022Sold$420,000-6.5%$353/sqft
        Source: Public Record Report a problem
        8/9/2022Pending sale$449,000$378/sqft
        Source: Stellar MLS #U8168711 Report a problem
        8/1/2022Price change$449,000-2.2%$378/sqft
        Source: Stellar MLS #U8168711 Report a problem
        7/19/2022Price change$459,000-2.1%$386/sqft
        Source: Stellar MLS #U8168711 Report a problem
        7/2/2022Listed for sale$469,000+202.6%$394/sqft
        Source: Stellar MLS #U8168711 Report a problem
        12/10/2014Sold$155,000-13.4%$130/sqft
        Source: Public Record Report a problem
        4/3/2014Listed for sale$179,000+110.6%$151/sqft
        Source: Belloise Realty Tropical #U7615365 Report a problem
        2/10/2003Sold$85,000$71/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,227 +8.1%$270,270
        2023$3,911 +2.4%$270,270 +13.4%
        2022$3,821 +11.3%$238,345 +18.1%
        2021$3,432 +4.2%$201,747 +4.3%
        2020$3,294 +4.3%$193,379 +5.5%
        2019$3,159 $183,369 +3.1%
        2018$3,159 +2.8%$177,826 +6.6%
        2017$3,074 +5%$166,862 +11.6%
        2016$2,928 +8.9%$149,547 +0.9%
        2015$2,689 +1.9%$148,217 0%
        2014$2,638 $148,288 +1.2%
        2013-- $146,515 +6.9%
        2012-- $137,035 -5.4%
        2011-- $144,892 +3.7%
        2010-- $139,745 -13.7%
        2009-- $161,917 -24%
        2008-- $213,114 -12%
        2007-- $242,272 -12.8%
        2006-- $277,853 +35%
        2005-- $205,811 +26.1%
        2004-- $163,244 +13.9%
        2003-- $143,344 +54.5%
        2002-- $92,750 +17.8%
        2000-- $78,764
        1999-- $78,764
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Flor-A-Mar

        Getting around

        10 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Richey Elementary School
        • Middle: Gulf Middle-PO
        • High: Gulf High-PO

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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