Prime Waterfront Home in Gulf Harbors, New Port Richey, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors. The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage. Inside, you'll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard. This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other "must-do" adventures in Tarpon Springs, Dunedin, and Clearwater.
For sale
Price cut: $10K (8/7)
$440,000
4320 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
2beds
1,189sqft
Single Family Residence
Built in 1963
9,375 Square Feet Lot
$-- Zestimate®
$370/sqft
$17/mo HOA
What's special
Keyless entryWhole-home water softener systemMassive cooking pergolaTankless water heater
- 78 days
- 388
- 21
Zillow last checked:
Listing updated:
Listed by:
Teri Kelly 727-276-8477,
KELLY REALTY GROUP LLC 727-276-8477
Source: Stellar MLS,MLS#: TB8526465
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Florida Room, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Bathroom 1
- Features: Exhaust Fan, Tub With Shower
- Level: First
Dining room
- Level: First
Kitchen
- Features: Pantry, Stone Counters
- Level: First
Living room
- Features: Ceiling Fan(s)
- Level: First
Heating
- Electric, Zoned
Cooling
- Ductless
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), L Dining, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat
- Flooring: Ceramic Tile, Terrazzo
- Windows: Window Treatments, Hurricane Shutters/Windows
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 1,239
- Total interior livable area: 1,189 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Guest, Oversized, Parking Pad
- Carport spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Patio
- Exterior features: Lighting, Other, Private Mailbox, Private Yard, Sidewalk, Storage
- Has view: Yes
- View description: Water, Canal, Gulf/Ocean to Bay
- Has water view: Yes
- Water view: Water,Canal,Gulf/Ocean to Bay
- Waterfront features: Canal Front, Saltwater Canal Access, Gulf/Ocean to Bay Access, Bridges - Fixed, Lift, Seawall
- Frontage length: Canal: 200
Lot
- Size: 9,375 Square Feet
- Features: Corner Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 162607003.0007.00044.0
- Zoning: R4
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1963
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: FLOR A MAR
HOA
- Has HOA: No
- HOA fee: $17 monthly
Location
- Region: New Port Richey
Financial & listing details
- Price per square foot: $370/sqft
- Tax assessed value: $295,440
- Annual tax amount: $4,329
- Date on market: 7/8/2026
- Cumulative days on market: 79 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/7/2026 | Price change | $440,000-2.2%$370/sqft |
Source: | ||
| 7/8/2026 | Listed for sale | $450,000+7.1%$378/sqft |
Source: | ||
| 10/4/2022 | Sold | $420,000-6.5%$353/sqft |
Source: Public Record Report a problem | ||
| 8/9/2022 | Pending sale | $449,000$378/sqft |
Source: | ||
| 8/1/2022 | Price change | $449,000-2.2%$378/sqft |
Source: | ||
| 7/19/2022 | Price change | $459,000-2.1%$386/sqft |
Source: | ||
| 7/2/2022 | Listed for sale | $469,000+202.6%$394/sqft |
Source: | ||
| 12/10/2014 | Sold | $155,000-13.4%$130/sqft |
Source: Public Record Report a problem | ||
| 4/3/2014 | Listed for sale | $179,000+110.6%$151/sqft |
Source: Belloise Realty Tropical #U7615365 Report a problem | ||
| 2/10/2003 | Sold | $85,000$71/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,329 +2.4% | $278,100 +2.9% |
| 2024 | $4,227 +8.1% | $270,270 |
| 2023 | $3,911 +2.4% | $270,270 +13.4% |
| 2022 | $3,821 +11.3% | $238,345 +18.1% |
| 2021 | $3,432 +4.2% | $201,747 +4.3% |
| 2020 | $3,294 +4.3% | $193,379 +5.5% |
| 2019 | $3,159 | $183,369 +3.1% |
| 2018 | $3,159 +2.8% | $177,826 +6.6% |
| 2017 | $3,074 +5% | $166,862 +11.6% |
| 2016 | $2,928 +8.9% | $149,547 +0.9% |
| 2015 | $2,689 +1.9% | $148,217 0% |
| 2014 | $2,638 | $148,288 +1.2% |
| 2013 | -- | $146,515 +6.9% |
| 2012 | -- | $137,035 -5.4% |
| 2011 | -- | $144,892 +3.7% |
| 2010 | -- | $139,745 -13.7% |
| 2009 | -- | $161,917 -24% |
| 2008 | -- | $213,114 -12% |
| 2007 | -- | $242,272 -12.8% |
| 2006 | -- | $277,853 +35% |
| 2005 | -- | $205,811 +26.1% |
| 2004 | -- | $163,244 +13.9% |
| 2003 | -- | $143,344 +54.5% |
| 2002 | -- | $92,750 +17.8% |
| 2000 | -- | $78,764 |
| 1999 | -- | $78,764 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Flor-A-Mar
Nearby schools
Schools provided by the listing agent
- Elementary: Richey Elementary School
- Middle: Gulf Middle-PO
- High: Gulf High-PO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




