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For sale
    • $499,000

    4405 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

    3beds
    1,445sqft
    : 
    $3,426/mo
    Get pre-qualified
    Single Family Residence
    Built in 1961
    4,000 Square Feet Lot
    $-- Zestimate®
    $345/sqft
    $27/mo HOA

    What's special

    Breakfast barGranite countertopsBright open-floorplan kitchenLight-filled living spaceElegant french entry doorsScreened front entry porchConvenient carport
    Virtually Staged. Welcome to your ultimate waterfront paradise in the highly sought-after Gulf Harbors community! This beautifully updated 3-bedroom, 2-full-bath home sits on a wide, deep-water channel offering direct, unrestricted Gulf access. Move right in and enjoy total peace of mind with a NEW ROOF & AC system, stunning new porcelain tile flooring throughout, and a bright open-floorplan kitchen complete with granite countertops, a breakfast bar, and appliances. The exterior has been freshly painted, as well as the garage floor. Step through the screened front entry porch into a light-filled living space, or head to the bedrooms where individual mini-split AC units provide maximum energy efficiency and personalized climate control. The back bedroom or office/sitting room, features elegant French entry doors, while providing waterfront covered deck access via sliding doors onto an over-the-seawall deck extension, framing spectacular wide water views from inside the home. Below decking is the perfect spot to place a spa if desired, where a previous spa was removed. Boaters will fall in love with the private dock equipped with a 10,000 lb boat lift, making a day out on the Gulf an absolute breeze. Another great feature is the custom-made Flow Stop Flood Barriers, included in the sale. Take a short ride to Anclote Island directly west via the North Channel or hang at the sand bar, commonly referred to as “the Bahamas in our backyard”. The members-only private Gulf Harbors Beach Club is a rare find, and one of the only on the west coast! Home is complete with a convenient carport and an attached compact car/golf cart garage, this coastal gem perfectly captures the Florida lifestyle. Located near shopping, banks, restaurants and only 45 minutes to Tampa International Airport. Schedule your private tour today!
    11 days
    237
    19

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Judi Pobst 727-808-0808,

    KELLER WILLIAMS REALTY- PALM HARBOR 727-772-0772,

    Deanna Rice 970-566-2193,

    KELLER WILLIAMS REALTY- PALM HARBOR

    Source: Stellar MLS,MLS#: W7890517MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 10x18
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Balcony porch lanai
      • Features: No Closet
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Dining room
      • Features: Pantry, Built-in Closet
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Foyer
      • Features: No Closet
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Kitchen
      • Features: No Closet
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16x12
      Living room
      • Features: No Closet
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 16x18
      Heating
      • Electric
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, In Kitchen, Inside, Laundry Closet, Washer Hookup
      Features
      • Ceiling Fan(s), Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters, Thermostat
      • Flooring: Ceramic Tile
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,965
      • Total interior livable area: 1,445 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Covered, Golf Cart Parking
      • Attached garage spaces: 1
      • Carport spaces: 1
      • Covered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Private Mailbox, Rain Gutters, Storage
      • Fencing: Chain Link,Vinyl
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front, Waterfront, Canal - Saltwater, Beach - Access Deeded, Saltwater Canal Access, Gulf/Ocean Access, Bridges - No Fixed Bridges, Lift, No Wake Zone, Sailboat Water, Seawall
      • Body of water: GULF
      Lot
      • Size: 4,000 Square Feet
      Details
      • Parcel number: 1626070030002000970
      • Zoning: R4
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1961

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Canal Front, Private Boat Ramp, Water Access, Waterfront, Clubhouse, Deed Restrictions, Golf Carts OK, No Truck/RV/Motorcycle Parking, Park
      • Pet fee: $0 monthly
      • Subdivision: FLORAMAR
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Optional Additional Fees, Other
      • HOA fee: $27 monthly
      • HOA name: GULF HARBORS CIVIC ASSOCIATION
      • HOA phone: 727-748-0596
      Location
      • Region: New Port Richey

      Financial & listing details

      • Price per square foot: $345/sqft
      • Tax assessed value: $303,756
      • Annual tax amount: $5,452
      • Date on market: 10/29/2026
      • Cumulative days on market: 12 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/29/2026Listed for sale$499,000+99.6%$345/sqft
        Source: Stellar MLS #W7890517 Report a problem
        9/7/2025Listing removed$2,850$2/sqft
        Source: Zillow Rentals Report a problem
        9/5/2025Listed for rent$2,850$2/sqft
        Source: Zillow Rentals Report a problem
        12/7/2004Sold$250,000+43.7%$173/sqft
        Source: Public Record Report a problem
        10/6/2003Sold$174,000+45%$120/sqft
        Source: Public Record Report a problem
        5/16/2003Sold$120,000$83/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,452 -26.5%$303,756 -36.5%
        2024$7,421 +6%$478,207 +25.1%
        2023$7,004 +28.4%$382,280 +10%
        2022$5,453 +10.9%$347,530 +21%
        2021$4,919 +12.4%$287,220 +10%
        2020$4,375 $261,116 +9.4%
        2019-- $238,760
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Flor-A-Mar

        Getting around

        20 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mittye P. Locke-PO
        • Middle: Gulf Middle-PO
        • High: Gulf High-PO

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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