Experience refined coastal living in this fully renovated 9th-floor residence at Montego in Cove Towers Preserve. A private elevator opens to an elegant foyer and a reimagined wide-open floorplan, where the former kitchen wall was removed to create seamless living, dining, and entertaining spaces. The designer kitchen features a built-in Sub-Zero refrigerator/freezer, Thermador steam-convection oven & induction cooktop, and high-end fixtures. Volume ceilings and floor-to-ceiling glass frame out the sweeping southwest views across the mangroves to the Gulf, and extending to an expansive screened in terrace with electronic storm shutters. The split bedroom layout includes two guest suites opening to a private balcony with long views over the new Kinsale Golf Club. Every closet is finished with custom cabinetry, and all baths were fully renovated with premium fixtures and Toto toilets. Additional highlights include new wood flooring throughout, tile in the baths, and impact-resistant windows. Plus two prime garage spaces and a storage locker. Residents of Montego & Nevis can enjoy the Calypso Club which features a resort-style pool & spa, outdoor pavilion with fireplace & grills, social room & activities, fitness center, and two guest suites. Optional Tarpon Cove Yacht Club membership expands the lifestyle with dining, tiki bar, pool, tennis, pickleball, and a boat shuttle to Delnor-Wiggins State Park. Boat slips are available for purchase or lease. Enjoy this polished Naples retreat where luxury, privacy, and panoramic views meet.
Sold for $1,475,000
$1,475,000
445 Cove Tower DR #903, NAPLES, FL 34110
3beds
2,650sqft
Condominium
Built in 2002
-- sqft lot
$1,463,500 Zestimate®
$557/sqft
$7,297 Estimated rent
Home value
$1,463,500
$1.32M - $1.64M
$7,297/mo
Zestimate® history
Owner options
List your home for rent
$7,297/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$7,297/mo
Rent Zestimate®
Refinance and save
$34,571/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$34,571/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Private elevatorFloor-to-ceiling glassResort-style pool and spaExpansive screened in terraceWide-open floorplanCustom cabinetrySweeping southwest views
Zillow last checked:
Listing updated:
Listed by:
Tracy Guillot 239-292-1499,
Realty One Group MVP
Bought with:
Rick Osorio
Berkshire Hathaway FL Realty
Source: SWFLMLS,MLS#: 225073317
Originating MLS: Naples
Originating MLS: NaplesFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Balcony, Den - Study, Great Room, Guest Bath, Guest Room, Screened Balcony, Screened Lanai/Porch, 3 Bedrooms Plus Den
Bedroom
- Features: Split Bedrooms
Dining room
- Features: Breakfast Bar, Dining - Family
Kitchen
- Features: Island, Pantry
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Oven, Washer, Wine Cooler
- Laundry: Inside, Laundry Tub
Features
- Built-In Cabinets, Closet Cabinets, Fire Sprinkler, Foyer, Laundry Tub, Multi Phone Lines, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Wheel Chair Access, Window Coverings, Balcony, Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Balcony, Screened Lanai/Porch
- Flooring: Tile, Wood
- Doors: Impact Resistant Doors
- Windows: Window Coverings, Impact Resistant Windows, Shutters Electric
- Has fireplace: No
Interior area
- Total structure area: 3,130
- Total interior livable area: 2,650 sqft
Property
Parking
- Total spaces: 2
- Parking features: Assigned, Deeded, Under Bldg Closed, Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: Wheel Chair Access
Features
- Stories: 1
- Patio & porch: Screened Lanai/Porch
- Exterior features: Balcony, Storage
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: City, Gulf, Gulf and Bay, Preserve, River
- Has water view: Yes
- Water view: Gulf,Gulf and Bay,River
- Waterfront features: Bay
- Frontage type: Bay/Harbor
Lot
- Features: Zero Lot Line
Details
- Additional structures: Cabana, Tennis Court(s), Storage
- Parcel number: 60560000548
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Block, Stucco
- Foundation: Concrete Block
- Roof: Built-Up,Metal
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Water: Central
Community & HOA
Community
- Features: Clubhouse, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated, Boating
- Security: Smoke Detector(s), Gated Community, Fire Sprinkler System
- Subdivision: MONTEGO AT COVE TOWERS
HOA
- Has HOA: Yes
- Amenities included: Barbecue, Beach Club Available, Bike And Jog Path, Bike Storage, Cabana, Clubhouse, Community Boat Dock, Community Boat Ramp, Pool, Community Room, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Hobby Room, Internet Access, Private Membership, Sidewalk, Streetlight, Tennis Court(s), Trash Chute, Underground Utility, Car Wash Area
- HOA fee: $25,312 annually
Location
- Region: Naples
Financial & listing details
- Price per square foot: $557/sqft
- Tax assessed value: $1,123,000
- Annual tax amount: $9,966
- Date on market: 10/12/2025
- Lease term: Buyer Finance/Cash
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Sold | $1,475,000-7.8%$557/sqft |
Source:  SWFLMLS #225073317 Report a problem | ||
| 10/27/2025 | Pending sale | $1,600,000$604/sqft |
Source: SWFLMLS #225073317 Report a problem | ||
| 10/12/2025 | Listed for sale | $1,600,000+123%$604/sqft |
Source: SWFLMLS #225073317 Report a problem | ||
| 3/25/2021 | Sold | $717,500-2.4%$271/sqft |
Source: Public Record Report a problem | ||
| 9/2/2020 | Price change | $735,000-1.9%$277/sqft |
Source: John R Wood Properties #220038232 Report a problem | ||
| 6/19/2020 | Listed for sale | $749,000+11%$283/sqft |
Source: John R Wood Properties #220038232 Report a problem | ||
| 1/24/2012 | Sold | $675,000-3.6%$255/sqft |
Source: Public Record Report a problem | ||
| 9/16/2011 | Listed for sale | $699,999-6%$264/sqft |
Source: Coldwell Banker Residential Real Estate - Naples North #210007265 Report a problem | ||
| 6/29/2011 | Listing removed | $745,000$281/sqft |
Source: Coldwell Banker Residential Real Estate - Naples North #210007265 Report a problem | ||
| 5/27/2011 | Price change | $745,000-3.6%$281/sqft |
Source: Coldwell Banker Residential Real Estate - Naples North #210007265 Report a problem | ||
| 2/12/2011 | Price change | $773,000-3.1%$292/sqft |
Source: NRT Florida #210007265 Report a problem | ||
| 7/11/2010 | Price change | $798,000-5.3%$301/sqft |
Source: NRT Florida #210007265 Report a problem | ||
| 2/25/2010 | Listed for sale | $843,000-0.8%$318/sqft |
Source: Coldwell Banker Residential RE #210007265 Report a problem | ||
| 4/19/2005 | Sold | $850,000$321/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,406 +4.4% | $1,071,888 +10% |
| 2024 | $9,966 +3.9% | $974,444 +10% |
| 2023 | $9,596 +13.9% | $885,858 +10% |
| 2022 | $8,426 +39.2% | $805,325 +35.8% |
| 2021 | $6,053 +2.5% | $593,161 +1.4% |
| 2020 | $5,908 +1.7% | $584,971 +2.3% |
| 2019 | $5,810 +2.2% | $571,819 +1.9% |
| 2018 | $5,683 | $561,157 +2.1% |
| 2017 | $5,683 +1.4% | $549,615 +2.1% |
| 2016 | $5,604 +2.3% | $538,310 +0.7% |
| 2015 | $5,480 -0.9% | $534,568 +11.3% |
| 2014 | $5,527 -3.5% | $480,325 -1.7% |
| 2013 | $5,728 -10.4% | $488,550 -11.5% |
| 2012 | $6,393 -2.9% | $551,868 -3.4% |
| 2011 | $6,582 -11.1% | $571,287 |
| 2010 | $7,401 -4% | $571,287 -12.4% |
| 2009 | $7,709 | $651,918 -9.6% |
| 2008 | $7,709 -8.9% | $721,020 -2.9% |
| 2007 | $8,457 +2.1% | $742,392 +4.8% |
| 2006 | $8,287 | $708,469 +8.6% |
| 2005 | $8,287 +2% | $652,449 +2.9% |
| 2004 | $8,127 -6.1% | $634,320 -3.8% |
| 2003 | $8,656 +2144.1% | $659,500 +2174.1% |
| 2002 | $386 | $29,000 |
Find assessor info on the county website
Neighborhood: 34110
Nearby homes
- $1,249,0003 bd3 ba2.3k sqft445 Cove Tower Dr APT 1001, Naples, FL 34110For Sale
- $1,175,0003 bd3 ba2.6k sqft445 Cove Tower Dr APT 302, Naples, FL 34110Sold
- $875,0003 bd3 ba2.3k sqft445 Cove Tower Dr APT 504, Naples, FL 34110For Sale
- $1,189,0003 bd3 ba2.3k sqft445 Cove Tower Dr APT 704, Naples, FL 34110For Sale
- $699,0003 bd3 ba2.3k sqft445 Cove Towers Dr #304, Naples, FL 34110For Sale
- $900,0003 bd3 ba2.6k sqft445 Cove Tower Dr APT 403, Naples, FL 34110Sold
- $1,390,0003 bd3 ba2.6k sqft445 Cove Tower Dr APT 1603, Naples, FL 34110Sold
- $1,500,0003 bd3 ba2.6k sqft445 Cove Tower Dr APT 1702, Naples, FL 34110Sold
Nearby schools
GreatSchools rating
- 7/10Naples Park Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 10/10North Naples Middle SchoolGrades: 6-8Distance: 2.8 mi
- 6/10Aubrey Rogers High SchoolGrades: 9-12Distance: 1.9 mi
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$1,463,500
2% more
+$29,270
With Zillow Showcase(estimated)
$1,492,770
- Florida
- Collier County
- Naples
- 34110
- 445 Cove Tower DR Unit 903
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Naples Topics
