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For sale
    • $1,249,000

    445 Cove Tower DR #1001, NAPLES, FL 34110

    3beds
    2,379sqft
    : 
    $9,481/mo
    Get pre-qualified
    Condominium
    Built in 2002
    -- sqft lot
    $-- Zestimate®
    $525/sqft
    $2,122/mo HOA

    What's special

    Screened lanaiFresh interior paintHigh ceilingsPrivate elevator entryBright open-concept designServiced hurricane shuttersNew flooring
    Experience refined Naples living in Montego at Cove Towers. This beautifully updated 3-bedroom, 3-bath residence offers private elevator entry, high ceilings, and a bright open-concept design, ideal for both entertaining and everyday comfort. The spacious living room serves as the heart of the home, flowing seamlessly to the dining area and screened lanai for effortless indoor-outdoor living. Extensively renovated with thoughtful, high-end improvements, the residence features new flooring, fresh interior paint, and upgraded LED lighting throughout. Designer chandeliers enhance the foyer, living room, dining area, kitchen, and primary suite. The reimagined kitchen showcases waterfall-edge quartz countertops and backsplash, updated cabinetry finishes and hardware, under-cabinet lighting, added electrical with USB/USB-C ports, roll-out pantry drawers, and premium appliances including a GE Profile induction cooktop, new refrigerator, dishwasher, trash compactor, and upgraded disposal. A custom lighted bar by California Closets - included with the purchase - adds a sophisticated focal point for entertaining. The primary suite offers tranquil preserve views and a fully updated bath with flat-panel cabinetry, new fixtures, slide-out storage, and frameless glass shower enclosure. Guest baths also feature frameless glass enclosures and upgraded shower systems. Motorized window treatments in the primary and guest bedroom, a new laundry room cabinet and sink, stainless steel interior hardware, new hot water heater, water mitigation system, and serviced hurricane shutters provide added convenience and peace of mind. Residents enjoy access to The Cover Tower Calypso Club with resort-style pool/spa, fitness center, social room, and guest suites, with optional membership to Tarpon Cove Yacht & Racquet Club offering boating, tennis, dining, and beach shuttle service. Ideally located near Naples’ beaches, shopping, and dining, this stunning residence delivers luxury, privacy, and exceptional quality in North Naples.
    167 days
    |
    72
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Steven Horn 239-860-4676,

    Gulf and Bay Realty Group,

    Greg Backus 239-285-4450,

    Gulf and Bay Realty Group

    Source: SWFLMLS,MLS#: 226007149MLS LogoOriginating MLS: Naples

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Family Room, Guest Bath, Guest Room, Other, Screened Balcony, 3 Bed
      Bedroom
      • Features: Split Bedrooms
      Dining room
      • Features: Breakfast Bar, Eat-in Kitchen
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Oven, Washer, Wine Cooler
      • Laundry: Inside
      Features
      • Built-In Cabinets, Foyer, French Doors, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings, Family Room, Guest Bath, Guest Room, Laundry in Residence, Other Additional Rooms, Screened Balcony
      • Flooring: Tile, Vinyl
      • Doors: French Doors, Impact Resistant Doors
      • Windows: Window Coverings, Impact Resistant Windows, Shutters Electric
      • Has fireplace: No
      Interior area
      • Total structure area: 2,379
      • Total interior livable area: 2,379 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned, Deeded, Attached
      • Attached garage spaces: 1
      Features
      • Stories: 1
      • Exterior features: Balcony
      • Pool features: Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf, Preserve, Water
      • Has water view: Yes
      • Water view: Gulf,Water
      • Waterfront features: None
      Lot
      • Features: Zero Lot Line
      Details
      • Parcel number: 60560000580

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Built-Up,Metal
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Water: Central

      Community & HOA

      Community
      • Features: Clubhouse, Pool, Fitness Center, Sidewalks, Street Lights, Gated
      • Security: Smoke Detector(s), Gated Community
      • Subdivision: MONTEGO AT COVE TOWERS
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Internet Access, Sidewalk, Streetlight, Trash Chute, Underground Utility
      • HOA fee: $25,459 annually
      Location
      • Region: Naples

      Financial & listing details

      • Price per square foot: $525/sqft
      • Tax assessed value: $1,031,600
      • Annual tax amount: $9,433
      • Date on market: 2/20/2026
      • Lease term: Buyer Finance/Cash
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        2/20/2026Listed for sale$1,249,000+3.2%$525/sqft
        Source: SWFLMLS #226007149 Report a problem
        3/3/2023Sold$1,210,000+3%$509/sqft
        Source: Public Record Report a problem
        12/26/2022Pending sale$1,175,000$494/sqft
        Source: SWFLMLS #222039790 Report a problem
        12/19/2022Listed for sale$1,175,000-11.3%$494/sqft
        Source: SWFLMLS #222039790 Report a problem
        8/4/2022Listing removed--
        Source: SWFLMLS #222039790 Report a problem
        5/24/2022Listed for sale$1,325,000+152.4%$557/sqft
        Source: SWFLMLS #222039790 Report a problem
        10/11/2013Listing removed$3,500$1/sqft
        Source: Downing Frye Realty Inc. #213500206 Report a problem
        10/3/2013Listed for rent$3,500$1/sqft
        Source: Downing Frye Realty Inc. #213500206 Report a problem
        8/27/2013Sold$525,000-12.5%$221/sqft
        Source: Public Record Report a problem
        6/30/2013Pending sale$599,900$252/sqft
        Source: Audubon Properties, Inc. #212002485 Report a problem
        5/10/2013Price change$599,900-4%$252/sqft
        Source: Audubon Properties, Inc. #212002485 Report a problem
        12/29/2012Price change$625,000-3.1%$263/sqft
        Source: Audubon Properties, Inc. #212002485 Report a problem
        9/17/2012Listed for sale$645,000-7.7%$271/sqft
        Source: Audubon Properties, Inc. #212002485 Report a problem
        1/4/2012Listing removed$699,000$294/sqft
        Source: Coldwell Banker Residential Real Estate - Naples North #211000029 Report a problem
        10/13/2011Price change$699,000-6.5%$294/sqft
        Source: Coldwell Banker Residential Real Estate - Naples North #211000029 Report a problem
        9/16/2011Listed for sale$747,500$314/sqft
        Source: Coldwell Banker Residential Real Estate - Naples North #211000029 Report a problem
        6/29/2011Listing removed$747,500$314/sqft
        Source: Coldwell Banker Residential Real Estate - Naples North #211000029 Report a problem
        2/25/2011Price change$747,500-3.5%$314/sqft
        Source: NRT Florida #211000029 Report a problem
        1/4/2011Listed for sale$774,900+3.3%$326/sqft
        Source: NRT Florida #211000029 Report a problem
        12/19/2007Sold$750,000$315/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,433 -0.7%$1,031,600
        2024$9,502 +16.5%$1,031,600 +48.7%
        2023$8,155 +15.8%$693,790 +10%
        2022$7,043 +12.5%$630,718 +10%
        2021$6,260 +1%$573,380
        2020$6,197 -0.8%$573,380
        2019$6,244 +0.2%$573,380
        2018$6,233 $573,380 +2.1%
        2017$6,233 +1.3%$561,485 +8.9%
        2016$6,154 +8.9%$515,800 +4%
        2015$5,650 +2.4%$495,905 +3.3%
        2014$5,516 -1.9%$480,010 -2.4%
        2013$5,624 -5.8%$491,905 -4.5%
        2012$5,968 -3%$515,105 -3.6%
        2011$6,155 -9.3%$534,171
        2010$6,788 -3.8%$534,171 -10.7%
        2009$7,056 $597,968 -9.4%
        2008$7,056 -8.9%$659,965 -2.8%
        2007$7,744 +6.2%$679,140 +4.7%
        2006$7,290 $648,705 +13%
        2005$7,290 +1.9%$573,952 +2.8%
        2004$7,154 -6%$558,400 -3.7%
        2003$7,612 +1873.6%$580,000 +1900%
        2002$386 $29,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34110

        Getting around

        12 / 100
        Car-Dependent
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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