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For sale
    • $1,189,000

    445 Cove Tower DR #704, NAPLES, FL 34110

    3beds
    2,379sqft
    : 
    $9,201/mo
    Get pre-qualified
    Condominium
    Built in 2002
    -- sqft lot
    $-- Zestimate®
    $500/sqft
    $2,121/mo HOA

    What's special

    Sophisticated coastal styleProfessionally remodeled kitchenPrivate elevator entry
    Perfect Southwestern Views of the Gulf, Wiggins Pass and Cocohatchee River in this 7th floor "04 End Unit” in Montego at Cove Towers. The views begin as you step in from your Private Elevator entry and continue through the Living and Dining room, into the Primary with full wall sliders onto the lanai and to the back guest bedrooms offering a private balcony – truly sunrise to sunset views! Professionally remodeled kitchen, flooring and lighting, the home has a sophisticated coastal style that flows from room to room with a furniture package available to interested Buyers. This unit has Two Deeded Parking Spaces, side by side, in the enclosed garage – rare and valuable to have a second parking space! Included is an exclusive membership to the Calypso Club (pool, spa, outdoor living area with fireplace, large fitness center, guest hotel suites and a social room.) Available is a transfer membership to the Tarpon Cove Club (boat shuttle to Delnor Wiggins Beach, 6 har tru tennis courts, fitness center, clubhouse with dining, a tiki bar with bocce ball, fire pit and pool, boat slips for lease/purchase, golf reciprocity off season). Cove Towers is North Naples' hidden gem, less than a mile to the Gulf, directly on Wiggins Pass with an optional Marina. This is an excellent opportunity in Coastal North Naples!
    249 days
    |
    57
    |
    5
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Wychocki 239-822-2190,

    Downing Frye Realty Inc.

    Source: SWFLMLS,MLS#: 225080894MLS LogoOriginating MLS: Naples

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Den - Study, Office, Screened Lanai/Porch, 3 Bedrooms Plus Den
      Bedroom
      • Features: Split Bedrooms
      Dining room
      • Features: Breakfast Bar, Eat-in Kitchen
      Kitchen
      • Features: Built-In Desk, Pantry
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Oven, Washer
      • Laundry: Inside
      Features
      • Fire Sprinkler, Foyer, French Doors, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings, Den - Study, Home Office, Laundry in Residence, Screened Lanai/Porch
      • Flooring: Tile, Vinyl
      • Doors: French Doors
      • Windows: Window Coverings, Shutters Electric
      • Has fireplace: No
      Interior area
      • Total structure area: 2,880
      • Total interior livable area: 2,379 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Assigned, Guest, Under Bldg Closed, Attached
      • Attached garage spaces: 2
      Features
      • Stories: 18
      • Patio & porch: Screened Lanai/Porch
      • Exterior features: Dock
      • Pool features: Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf and Bay, Preserve, Trees/Woods
      • Has water view: Yes
      • Water view: Gulf and Bay
      • Waterfront features: None
      Lot
      • Features: Oversize
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 60560000409

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Built-Up
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Water: Assessment Paid, Central

      Community & HOA

      Community
      • Features: Pool, Fitness Center, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Gated
      • Security: Smoke Detector(s), Gated Community, Fire Sprinkler System
      • Subdivision: MONTEGO AT COVE TOWERS
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Access, Bike Storage, Pool, Community Room, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Internet Access, Library, Marina, Restaurant, Shuffleboard Court, Sidewalk, Streetlight, Tennis Court(s), Trash Chute, Car Wash Area
      • HOA fee: $25,448 annually
      Location
      • Region: Naples

      Financial & listing details

      • Price per square foot: $500/sqft
      • Tax assessed value: $1,006,600
      • Annual tax amount: $8,911
      • Date on market: 11/22/2025
      • Lease term: Buyer Finance/Cash
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        11/22/2025Listed for sale$1,189,000-0.5%$500/sqft
        Source: SWFLMLS #225080894 Report a problem
        7/30/2025Listing removed$1,195,000$502/sqft
        Source: SWFLMLS #225010885 Report a problem
        2/4/2025Listed for sale$1,195,000$502/sqft
        Source: SWFLMLS #225010885 Report a problem
        7/16/2024Listing removed--
        Source: SWFLMLS #223000639 Report a problem
        3/5/2024Price change$1,195,000-7.7%$502/sqft
        Source: SWFLMLS #223000639 Report a problem
        12/8/2023Price change$1,295,000-7.2%$544/sqft
        Source: SWFLMLS #223000639 Report a problem
        10/2/2023Listed for sale$1,395,000$586/sqft
        Source: SWFLMLS #223000639 Report a problem
        6/14/2023Listing removed--
        Source: SWFLMLS #223000639 Report a problem
        1/9/2023Price change$1,395,000+64.1%$586/sqft
        Source: SWFLMLS #223000639 Report a problem
        5/7/2021Pending sale$850,000$357/sqft
        Source: SWFLMLS #221022481 Report a problem
        3/28/2021Listed for sale$850,000+30.8%$357/sqft
        Source: SWFLMLS #221022481 Report a problem
        10/15/2019Sold$650,000-3.7%$273/sqft
        Source: Marco Multi List #2191979 Report a problem
        9/11/2019Pending sale$675,000$284/sqft
        Source: Premiere Plus Realty Co. #219056953 Report a problem
        8/27/2019Listed for sale$675,000+14.6%$284/sqft
        Source: Premiere Plus Realty Co. #219056953 Report a problem
        7/10/2013Listing removed$589,000$248/sqft
        Source: Premiere Plus Realty, Co. #213017776 Report a problem
        3/15/2013Listed for sale$589,000$248/sqft
        Source: Premiere Plus Realty, Co. #212005817 Report a problem
        1/19/2013Listing removed$589,000$248/sqft
        Source: Premiere Plus Realty, Co. #212005817 Report a problem
        6/21/2012Price change$589,000-5.8%$248/sqft
        Source: Premiere Plus Realty, Co. #212005817 Report a problem
        2/14/2012Price change$625,000+0%$263/sqft
        Source: Premiere Plus Realty, Co. #2120425 Report a problem
        10/13/2011Listed for sale$624,900+9.6%$263/sqft
        Source: Downing-Frye Realty Inc. #211505449 Report a problem
        8/12/2003Sold$570,000$240/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,304 +4.4%$956,309 +10%
        2024$8,912 +3.9%$869,372 +10%
        2023$8,581 +14.1%$790,338 +10%
        2022$7,518 +22.2%$718,489 +27.5%
        2021$6,151 +1%$563,380
        2020$6,089 -0.8%$563,380
        2019$6,135 +0.2%$563,380
        2018$6,125 $563,380 +2.2%
        2017$6,125 +1.3%$551,485 +9%
        2016$6,045 +9.1%$505,800 +2.8%
        2015$5,540 +1.3%$491,905 +2.7%
        2014$5,471 -1.5%$479,010 -1.4%
        2013$5,555 -3%$485,905 -1.7%
        2012$5,724 -2.6%$494,105 -3.1%
        2011$5,878 -8.8%$510,171
        2010$6,448 -4.3%$510,171 -10.2%
        2009$6,735 $567,968 -9.8%
        2008$6,735 -8.8%$629,965 -3%
        2007$7,386 +6.9%$649,140 +4.9%
        2006$6,909 $618,705 +13.7%
        2005$6,909 +2.1%$543,952 +2.9%
        2004$6,770 -6.2%$528,400 -3.9%
        2003$7,218 +1771.5%$550,000 +1796.6%
        2002$386 $29,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34110

        Getting around

        12 / 100
        Car-Dependent
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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