Skip main navigation
For sale
    • $875,000

    445 Cove Tower DR #504, NAPLES, FL 34110

    3beds
    2,379sqft
    : 
    $7,560/mo
    Get pre-qualified
    Condominium
    Built in 2002
    -- sqft lot
    $-- Zestimate®
    $368/sqft
    $2,119/mo HOA

    What's special

    Private lanaiSweeping southwest exposurePrivate elevator accessLarge windows throughoutLight-filled end-unit residenceOpen-concept layoutStunning sunset views
    Best value in Cove Towers, don’t miss your chance to see this exceptional residence. This light-filled end-unit showcases sweeping southwest exposure with breathtaking sunset views, creating a warm and inviting atmosphere throughout. The expansive great room and open-concept design offer a seamless flow, perfect for both relaxed daily living and effortless entertaining. Large windows flood the home with natural light, while the private lanai provides a perfect retreat to unwind and take in the scenery. A private elevator opens directly into the residence, adding an extra layer of convenience and exclusivity. Recent upgrades include two new A/C systems (2023), a tankless water heater with a transferable 10-year warranty, an updated electrical panel, newer carpeting in the bedrooms, and refreshed bathroom fixtures and ceiling fans. Impact-resistant windows and doors, along with automatic electric hurricane shutters, offer added security and peace of mind, ideal for seasonal living or a lock-and-leave lifestyle. The property also includes oversized garage parking and a spacious additional storage unit. Residents enjoy access to the Calypso Club, featuring a resort-style pool and spa, screened cabana, BBQ area, fitness center, meeting room, and two guest suites for visitors. Optional membership to the Tarpon Cove Yacht & Racquet Club expands your lifestyle with dining, a tiki bar, tennis, boating, and a private beach shuttle. Beautifully maintained and move-in ready, this home offers a rare opportunity to experience Southwest Florida living at its finest, combining comfort, convenience, and unforgettable sunset views.
    187 days
    |
    65
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tracy Guillot 239-292-1499,

    Realty One Group MVP

    Source: SWFLMLS,MLS#: 226003007MLS LogoOriginating MLS: Naples

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Balcony, Screened Balcony, Screened Lanai/Porch, 3 Bed
      Primary bedroom
      • Dimensions: 14 x 16
      Bedroom
      • Dimensions: 12 x 13
      Bedroom
      • Dimensions: 1212 x 14
      Dining room
      • Dimensions: 11 x 10
      Family room
      • Dimensions: 14 x 12
      Great room
      • Dimensions: 21 x 12
      Kitchen
      • Dimensions: 61 x 12
      Other
      • Dimensions: 39 x 10
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Tankless Water Heater, Oven, Washer
      • Laundry: Inside, Laundry Tub
      Features
      • Built-In Cabinets, Fire Sprinkler, Foyer, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Wheel Chair Access, Window Coverings, Balcony, Laundry in Residence, Screened Balcony, Screened Lanai/Porch
      • Flooring: Carpet, Tile
      • Doors: Impact Resistant Doors
      • Windows: Window Coverings, Impact Resistant Windows, Shutters Electric
      • Has fireplace: No
      Interior area
      • Total structure area: 2,880
      • Total interior livable area: 2,379 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached
      • Attached garage spaces: 1
      Accessibility
      • Accessibility features: Wheel Chair Access
      Features
      • Stories: 1
      • Patio & porch: Screened Lanai/Porch
      • Exterior features: Balcony
      • Pool features: Community
      • Spa features: Bath
      • Has view: Yes
      • View description: Bay, Gulf and Bay, Landscaped Area, Mangroves, Preserve, Water, Trees/Woods
      • Has water view: Yes
      • Water view: Bay,Gulf and Bay,Water
      • Waterfront features: Bay, Mangrove
      • Frontage type: Bay/Harbor
      Lot
      • Features: Zero Lot Line
      Details
      • Additional structures: Cabana, Tennis Court(s)
      • Parcel number: 60560000247

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Built-Up
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Water: Central

      Community & HOA

      Community
      • Features: Pool, Fitness Center, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Gated, Boating
      • Security: Smoke Detector(s), Gated Community, Fire Sprinkler System
      • Subdivision: MONTEGO AT COVE TOWERS
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Club Available, Cabana, Community Boat Slip, Community Gulf Boat Access, Pool, Community Room, Fitness Center, Storage, Guest Room, Hobby Room, Internet Access, Marina, Private Membership, Restaurant, Sidewalk, Streetlight, Tennis Court(s), Trash Chute, Underground Utility
      • HOA fee: $25,423 annually
      Location
      • Region: Naples

      Financial & listing details

      • Price per square foot: $368/sqft
      • Tax assessed value: $871,600
      • Annual tax amount: $4,531
      • Date on market: 1/22/2026
      • Lease term: Buyer Finance/Cash

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/16/2026Price change$875,000-3.8%$368/sqft
        Source: SWFLMLS #226003007 Report a problem
        3/11/2026Price change$909,900-4.2%$382/sqft
        Source: SWFLMLS #226003007 Report a problem
        1/23/2026Listed for sale$949,900+0.1%$399/sqft
        Source: SWFLMLS #226003007 Report a problem
        9/2/2025Listing removed$949,000$399/sqft
        Source: SWFLMLS #225005356 Report a problem
        5/29/2025Price change$949,000-9.5%$399/sqft
        Source: SWFLMLS #225005356 Report a problem
        1/15/2025Listed for sale$1,049,000-10.7%$441/sqft
        Source: SWFLMLS #225005356 Report a problem
        4/1/2024Listing removed--
        Source: SWFLMLS #223052697 Report a problem
        9/17/2023Price change$1,175,000-6%$494/sqft
        Source: SWFLMLS #223052697 Report a problem
        7/20/2023Listed for sale$1,250,000+150%$525/sqft
        Source: SWFLMLS #223052697 Report a problem
        1/24/2019Sold$500,000-7.4%$210/sqft
        Source: NABOR FL #218023943 Report a problem
        12/9/2018Pending sale$540,000$227/sqft
        Source: MVP Realty Associates LLC #218023943 Report a problem
        11/28/2018Price change$540,000-1.8%$227/sqft
        Source: MVP Realty Associates LLC #218023943 Report a problem
        7/20/2018Price change$550,000-1.8%$231/sqft
        Source: MVP Realty Associates LLC #218023943 Report a problem
        3/28/2018Listed for sale$560,000-22.8%$235/sqft
        Source: MVP Realty Associates LLC #218023943 Report a problem
        8/5/2005Sold$725,000+34.3%$305/sqft
        Source: Public Record Report a problem
        7/3/2003Sold$540,000$227/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,639 +2.4%$532,275 +2.9%
        2024$4,532 +0.8%$517,274 +3%
        2023$4,495 -4%$502,208 +3%
        2022$4,685 -1.3%$487,581 +3%
        2021$4,745 +0.9%$473,380
        2020$4,701 -9.8%$473,380 -1%
        2019$5,210 +20.7%$478,380 +9.7%
        2018$4,317 $435,962 +2.1%
        2017$4,317 +1.5%$426,995 +2.1%
        2016$4,255 +2.3%$418,213 +0.7%
        2015$4,159 -0.9%$415,306 +14.7%
        2014$4,195 -5%$362,010 -3.2%
        2013$4,417 -6.8%$373,905 -5.8%
        2012$4,740 -0.7%$397,105 -1.3%
        2011$4,772 -15.8%$402,171 -4.7%
        2010$5,671 -5.5%$422,171 -13.5%
        2009$6,002 $487,968 -18.7%
        2008$6,002 -10.8%$599,965 -0.6%
        2007$6,729 +5.1%$603,423 +2.5%
        2006$6,401 $588,705 +16.8%
        2005$6,401 +4.4%$503,952 +5.3%
        2004$6,129 -6.6%$478,400 -4.3%
        2003$6,562 +1601.4%$500,000 +1624.1%
        2002$386 $29,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34110

        Getting around

        12 / 100
        Car-Dependent
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: NAPLES PARK ELEMENTARY
        • Middle: NORTH NAPLES MIDDLE
        • High: AUBREY ROGERS HIGH SCHOOL

        Source: SWFLMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Naples Topics

                Search
                Updates
                Favorites
                Plan
                Inbox