Seller is offering $10,000 toward closing costs, flex cash, or an interest rate buy-down!
Wake up to breathtaking views of the Grand Lagoon and Point South Marina from this beautifully positioned one-bedroom, one-bath villa in the sought-after Harbor Villas at Bay Point.
Located on the second floor within Bay Point's prestigious gated community, this waterfront retreat offers the perfect balance of tranquility, comfort, and coastal living. The spacious living area is filled with natural light and opens to stunning water views, creating an inviting space to relax, entertain, or simply enjoy the peaceful surroundings.
The well-equipped kitchen provides everything needed for preparing meals after a day on the water, while the generously sized bedroom serves as a private sanctuary for rest and relaxation. The stylish bathroom adds a touch of elegance to this charming villa.
Life at Bay Point is about more than just a home - it's a lifestyle. Residents enjoy beautifully maintained grounds, scenic walking paths, a family-friendly atmosphere, and easy access to boating, fishing, golf, and waterfront dining. Just steps away, Bar 72, recently reimagined under new management by Neons, offers delicious cuisine, refreshing cocktails, and live music.
Conveniently located off Thomas Drive, you're only minutes from the white sandy beaches of the Gulf, shopping, restaurants, and the natural beauty of St. Andrews State Park.
Whether you're searching for a primary residence, a vacation getaway, or an investment opportunity, this waterfront gem delivers exceptional value and an unbeatable Bay Point lifestyle. Come experience spectacular sunsets, marina views, and the relaxed coastal charm that makes Bay Point one of Panama City Beach's most desirable communities.
Schedule your private showing today and discover why life is better on the water.
For sale
Price cut: $1K (9/12)
$310,000
4726 Bay Point Rd #C223, Panama City Beach, FL 32408
1beds
900sqft
Condominium
Built in 1981
-- sqft lot
$298,800 Zestimate®
$344/sqft
$345/mo HOA
What's special
Generously sized bedroomSpectacular sunsetsWaterfront retreatWell-equipped kitchenMarina viewsBeautifully maintained groundsScenic walking paths
- 108 days
- 251
- 10
Zillow last checked:
Listing updated:
Listed by:
Alina Kvasha 850-708-5868,
Dalton Wade Inc
Source: CPAR,MLS#: 791694
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Dimensions: 14 x 12
Kitchen
- Dimensions: 10 x 9
Living room
- Dimensions: 18 x 13
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Washer/Dryer Stacked, Electric Range, Electric Water Heater
- Laundry: Stacked
Interior area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Parking
- Parking features: Gated
Features
- Has view: Yes
- View description: Lagoon
- Has water view: Yes
- Water view: Lagoon
- Waterfront features: Lagoon
Details
- Parcel number: 31416054000
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Stucco
- Roof: Other,Shingle
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Security Gate
- Subdivision: Bay Point Harbour Villas
HOA
- Has HOA: Yes
- Services included: Internet, Legal/Accounting, Sewer, Trash, Water
- HOA fee: $1,035 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $344/sqft
- Tax assessed value: $316,200
- Annual tax amount: $3,594
- Date on market: 6/22/2026
- Cumulative days on market: 108 days
- Electric utility on property: Yes
Estimated market value
$298,800
$284,000 - $314,000
$1,705/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/12/2026 | Price change | $310,000-0.3%$344/sqft |
Source: | ||
| 9/1/2026 | Price change | $311,000-0.3%$346/sqft |
Source: | ||
| 8/18/2026 | Price change | $312,000-0.3%$347/sqft |
Source: | ||
| 8/4/2026 | Price change | $313,000-0.3%$348/sqft |
Source: | ||
| 7/24/2026 | Price change | $314,000-0.3%$349/sqft |
Source: | ||
| 6/22/2026 | Listed for sale | $315,000-3.1%$350/sqft |
Source: | ||
| 9/30/2024 | Listing removed | $325,000$361/sqft |
Source: | ||
| 6/28/2024 | Listed for sale | $325,000+14%$361/sqft |
Source: | ||
| 8/9/2023 | Sold | $285,000+90%$317/sqft |
Source: Public Record Report a problem | ||
| 8/19/2019 | Sold | $150,000-31.8%$167/sqft |
Source: Public Record Report a problem | ||
| 5/21/2008 | Sold | $220,000+51.7%$244/sqft |
Source: Public Record Report a problem | ||
| 5/17/2004 | Sold | $145,000+26.1%$161/sqft |
Source: Public Record Report a problem | ||
| 5/2/2001 | Sold | $115,000$128/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,744 +14.2% | $289,850 +10% |
| 2024 | $3,278 +68.5% | $263,500 +121.8% |
| 2023 | $1,946 +22.9% | $118,792 +10% |
| 2022 | $1,584 | $107,993 |
| 2021 | -- | -- |
| 2020 | $1,198 -0.6% | $95,170 +0.6% |
| 2019 | $1,206 | $94,605 -30% |
| 2018 | $1,206 -30.4% | $135,150 +5.1% |
| 2017 | $1,732 +1.9% | $128,563 +10% |
| 2016 | $1,699 +0.3% | $116,875 -1.2% |
| 2015 | $1,694 | $118,278 +10% |
| 2014 | $1,694 | $107,525 +10% |
| 2013 | -- | $97,750 +2.2% |
| 2012 | -- | $95,625 +12.5% |
| 2011 | -- | $85,000 -32.2% |
| 2010 | -- | $125,375 -8.6% |
| 2009 | -- | $137,173 -31% |
| 2008 | -- | $198,801 |
| 2007 | -- | $198,801 +40% |
| 2006 | -- | $142,001 |
| 2005 | -- | $142,001 +66.7% |
| 2004 | -- | $85,200 |
| 2003 | -- | $85,200 +4.9% |
| 2002 | -- | $81,200 |
| 2001 | -- | $81,200 |
| 2000 | -- | $81,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








