Waterfront Views & Beautifully Appointed Bay Point Condo
Welcome to Harbour Villas at Bay Point, where breathtaking water views, resort-style amenities, and an exceptional location come together to create the perfect Panama City Beach retreat. This beautifully appointed 1-bedroom, 1-bath condo offers spectacular panoramic views overlooking Point South Marina and the Upper Grand Lagoon, with stunning sunsets right outside your door.
The condo features an impressive renovation completed by the previous owner, with quality finishes and thoughtful design throughout. The kitchen showcases shaker-style cabinetry, custom countertops, a striking black tile backsplash, stainless steel appliances, a custom island with quartz countertop, and beautiful floating shelves. The spacious bedroom offers recessed lighting and a custom accent wall with detailed carpentry, while the beautifully finished bathroom features a double vanity with a distinctive blue quartz countertop, large walk-in shower, vessel tub, and elegant 12x24 marble tile.
Just off the living area, a tucked-away sleeping nook provides an additional flexible space for overnight guests. The previous owners utilized the space with a trundle-style sleeper, making it a great option for guests or a cozy retreat without sacrificing the openness of the living area.
The current owners have added their own beautiful finishing touch with high-end plantation shutters, providing both style and functionality while complementing the condo's coastal aesthetic.
The condo is being sold unfurnished, giving the new owner the opportunity to bring their own furnishings and personal style to this exceptional waterfront retreat.
Whether you're searching for a second home, a peaceful coastal getaway, or an investment opportunity, this condo offers an incredible combination of location, water views, beautiful finishes, and Bay Point amenities. Boating enthusiasts will appreciate the marina lifestyle and easy access to the water, while the panoramic views provide a spectacular backdrop for everyday living.
Bay Point is a gated community with 24/7 roving security and is home to the Nicklaus Golf Course and Sheraton Resort. Come experience the best of Panama City Beach from a condo that combines beautiful water views, an enviable location, and a relaxed coastal lifestyle. This is a wonderful opportunity to own a special piece of Bay Point.
For sale
Price cut: $10K (9/10)
$355,000
4726 Bay Point Rd #C228, Panama City Beach, FL 32408
1beds
900sqft
Condominium
Built in 1981
-- sqft lot
$337,500 Zestimate®
$394/sqft
$345/mo HOA
What's special
Beautifully finished bathroomBreathtaking water viewsVessel tubBeautiful floating shelvesCustom countertopsStainless steel appliancesLarge walk-in shower
- 50 days
- 84
- 5
Zillow last checked:
Listing updated:
Listed by:
The Jarrett Group 850-279-5911,
Keller Williams Success Realty
Source: CPAR,MLS#: 794269
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Kitchen, Living Room
Bedroom
- Description: Buyer to verify measurements
- Dimensions: 10 x 14
Dining room
- Description: Buyer to verify measurements
- Dimensions: 13 x 8
Other
- Description: Buyer to verify measurements
- Dimensions: 10 x 13
Kitchen
- Description: Buyer to verify measurements
- Dimensions: 12 x 14
Living room
- Description: Buyer to verify measurements
- Dimensions: 27 x 13
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Washer/Dryer Stacked, Electric Cooktop
- Laundry: Stacked
Features
- Soaking Tub, Separate Shower, Walk-In Closet(s)
Interior area
- Total structure area: 900
- Total interior livable area: 900 sqft
Video & virtual tour
Property
Parking
- Parking features: Parking Lot, Gated
Features
- Patio & porch: Patio
- Exterior features: Patio
- Has view: Yes
- View description: Lagoon
- Has water view: Yes
- Water view: Lagoon
- Waterfront features: Lagoon
Details
- Parcel number: 31416059000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Stucco
- Roof: Other,Shingle
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Security Gate
- Subdivision: Bay Point Harbour Villas
HOA
- Has HOA: Yes
- Services included: Internet, Legal/Accounting, Sewer, Trash, Water
- HOA fee: $345 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $394/sqft
- Tax assessed value: $316,200
- Annual tax amount: $3,373
- Date on market: 8/21/2026
- Cumulative days on market: 44 days
- Electric utility on property: Yes
Estimated market value
$337,500
$321,000 - $354,000
$1,705/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/10/2026 | Price change | $355,000-2.7%$394/sqft |
Source: | ||
| 8/21/2026 | Listed for sale | $365,000+10.6%$406/sqft |
Source: | ||
| 12/20/2022 | Sold | $330,000-8.3%$367/sqft |
Source: Public Record Report a problem | ||
| 11/17/2022 | Contingent | $359,900$400/sqft |
Source: | ||
| 11/13/2022 | Price change | $359,900-4%$400/sqft |
Source: | ||
| 10/24/2022 | Price change | $374,900-2.6%$417/sqft |
Source: | ||
| 9/30/2022 | Price change | $384,900-2.6%$428/sqft |
Source: | ||
| 9/16/2022 | Listed for sale | $395,000+166%$439/sqft |
Source: | ||
| 5/15/2018 | Sold | $148,500-2.9%$165/sqft |
Source: | ||
| 4/5/2018 | Pending sale | $152,900$170/sqft |
Source: Keller Williams Success Realty #665895 Report a problem | ||
| 3/25/2018 | Listed for sale | $152,900$170/sqft |
Source: Keller Williams Success Realty #665895 Report a problem | ||
| 3/22/2018 | Pending sale | $152,900$170/sqft |
Source: Keller Williams Success Realty #665895 Report a problem | ||
| 1/19/2018 | Price change | $152,900-1.3%$170/sqft |
Source: Panama City Beach #665895 Report a problem | ||
| 12/12/2017 | Listed for sale | $154,900+82.2%$172/sqft |
Source: Keller Williams Success Realty #665895 Report a problem | ||
| 6/6/2012 | Sold | $85,000$94/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,373 +14.7% | $236,555 +10% |
| 2024 | $2,940 +18.3% | $215,050 +10% |
| 2023 | $2,484 +56.9% | $195,500 +81% |
| 2022 | $1,584 | $107,993 |
| 2021 | -- | -- |
| 2020 | $739 -38.7% | $95,170 +0.6% |
| 2019 | $1,206 | $94,605 -30% |
| 2018 | $1,206 -30.4% | $135,150 +5.1% |
| 2017 | $1,732 +1.9% | $128,563 +10% |
| 2016 | $1,699 +0.3% | $116,875 -1.2% |
| 2015 | $1,694 | $118,278 +10% |
| 2014 | $1,694 | $107,525 +10% |
| 2013 | -- | $97,750 +2.2% |
| 2012 | -- | $95,625 +12.5% |
| 2011 | -- | $85,000 -32.2% |
| 2010 | -- | $125,375 -8.6% |
| 2009 | -- | $137,173 -31% |
| 2008 | -- | $198,801 |
| 2007 | -- | $198,801 +40% |
| 2006 | -- | $142,001 |
| 2005 | -- | $142,001 +66.7% |
| 2004 | -- | $85,200 |
| 2003 | -- | $85,200 +4.9% |
| 2002 | -- | $81,200 |
| 2001 | -- | $81,200 |
| 2000 | -- | $81,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Upper Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






