Active

Price cut: $14K (9/20)

$455,000

513 W Saddle Ln, Payson, AZ 85541

3beds

1,350sqft

$3,020/mo

Get pre-qualified

Single Family Residence

Built in 2022

6,098 Square Feet Lot

$448,400 Zestimate^®

$337/sqft

$-- HOA

What's special

Desirable split floor planCovered back porchPeaceful forest settingPrivate backyard gate

Discover the perfect blend of comfort, privacy, and outdoor living in this custom home backing directly to the National Forest with no HOA. Step through your private backyard gate to enjoy miles of hiking trails, abundant wildlife, and the beauty of nature right outside your door. Relax on the covered back porch and take in the peaceful forest setting. Inside, the desirable split floor plan offers privacy and flexibility for family and guests alike. Whether you're looking for a full-time residence, a vacation getaway, or a seasonal retreat, this home is ready to help you enjoy the mountain lifestyle.

93 days
571
31

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Electric, Heat Pump

Cooling

Heat Pump

Appliances

Laundry: Laundry Room

Features

Vaulted Ceiling(s), Breakfast Bar, Kitchen-Dining Combo, Pantry
Flooring: Carpet, Concrete, Vinyl
Windows: Double Pane Windows
Has basement: No

Interior area

Total structure area: 1,350
Total interior livable area: 1,350 sqft

Property

Parking

Total spaces: 2
Parking features: Garage Door Opener, Attached, Parking Pad
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Fencing: Chain Link,Wood
Has view: Yes
View description: Trees/Woods

Lot

Size: 6,098 Square Feet
Dimensions: 59.97 x 99.46 x 59.97 x 99.46
Features: Landscaped, Borders USNF

Details

Parcel number: 30236182
Zoning: R1-6-MH

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stone, Wood Frame, Wood Siding

Condition

Year built: 2022

Utilities & green energy

Water: In Payson City Limits

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Payson Ranchos 1-4

Location

Region: Payson

Financial & listing details

Price per square foot: $337/sqft
Tax assessed value: $359,343
Annual tax amount: $2,573
Date on market: 7/4/2026
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$448,400

$426,000 - $471,000

$2,217/mo

Price history

Date	Event	Price
9/20/2026	Price change	$455,000-3%$337/sqft
Source: CAAR #94314 Report a problem
7/4/2026	Listed for sale	$469,000+3.1%$347/sqft
Source: CAAR #94314 Report a problem
2/3/2026	Sold	$455,000+1.3%$337/sqft
Source: CAAR #92938 Report a problem
1/10/2026	Pending sale	$449,000$333/sqft
Source: ARMLS #6925209 Report a problem
10/10/2025	Price change	$449,000-6.1%$333/sqft
Source: CAAR #92938 Report a problem
9/26/2025	Listed for sale	$478,000+6.2%$354/sqft
Source: CAAR #92938 Report a problem
7/8/2025	Listing removed	$449,900+0.7%$333/sqft
Source: ARMLS #6498585 Report a problem
12/13/2023	Listing removed	--
Source: ARMLS #6498585 Report a problem
7/28/2023	Sold	$446,900-0.7%$331/sqft
Source: ARMLS #6560590 Report a problem
6/30/2023	Pending sale	$449,900$333/sqft
Source: ARMLS #6560590 Report a problem
3/28/2023	Listed for sale	$449,900$333/sqft
Source: CAAR #88155 Report a problem
2/23/2023	Listing removed	$449,900$333/sqft
Source: ARMLS #6498585 Report a problem
10/21/2022	Price change	$449,900-5.3%$333/sqft
Source: CAAR #87264 Report a problem
8/1/2022	Price change	$474,900+630.6%$352/sqft
Source: CAAR #87264 Report a problem
2/5/2022	Pending sale	$65,000$48/sqft
Source: CAAR #86094 Report a problem
2/4/2022	Listed for sale	$65,000$48/sqft
Source: CAAR #86094 Report a problem
2/3/2022	Pending sale	$65,000$48/sqft
Source: CAAR #86094 Report a problem
2/1/2022	Listed for sale	$65,000$48/sqft
Source: CAAR #86094 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$2,574 +3.8%	$35,934 +4.3%
2025	$2,479 +326.5%	$34,462 +1.5%
2024	$581 -1.7%	$33,963
2023	$592 +1.5%	--
2022	$583 -0.9%	--
2021	$588 +7.1%	--
2019	$549 +6.8%	--
2018	$514 +2.1%	--
2017	$504	--
2016	$504 -1.9%	--
2015	$514	--