For sale

$444,999

520 Rustic Oak Ln, McKinney, TX 75072

4beds

2,046sqft

$3,365/mo

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Single Family Residence

Built in 2016

6,185 Square Feet Lot

$437,000 Zestimate^®

$217/sqft

$88/mo HOA

What's special

Cozy fireplaceFormal dining roomGranite kitchen countertopsCovered patioCovered back patioPrivate toilet areaSeparate tub and shower

A cozy fireplace, granite kitchen countertops, and a covered back patio set the tone for this four-bedroom, two-and-a-half-bath home in McKinney’s Valor Pointe subdivision. A tiled entry leads to a formal dining room, setting the stage for everyday enjoyment and special gatherings. The kitchen features an island, walk-in pantry, smooth-top range with oven, and microwave, complemented by a breakfast nook for casual dining. A fireplace with a gas starter adds warmth to the living room. The primary suite offers raised ceilings and a bath with dual sinks, a separate tub and shower, private toilet area, and walk-in closet. Three secondary bedrooms provide flexible space, with ceiling fans in two and a walk-in closet in one. A laundry area with room for a freezer and an insulated garage add everyday convenience. Outside, enjoy a covered patio and a wood-fenced backyard with a lovely tree—an inviting setting for relaxing or gathering with guests.

1 day
147
17

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Features: Ceiling Fan(s), Walk-In Closet(s)
Level: First
Dimensions: 17 x 12

Bedroom

Features: Ceiling Fan(s)
Level: First
Dimensions: 11 x 10

Bedroom

Features: Ceiling Fan(s)
Level: First
Dimensions: 11 x 9

Bedroom

Features: Walk-In Closet(s)
Level: First
Dimensions: 10 x 9

Primary bathroom

Features: Dual Sinks, Granite Counters, Garden Tub/Roman Tub, Separate Shower, Walk-In Shower
Level: First
Dimensions: 0 x 0

Breakfast room nook

Level: First
Dimensions: 12 x 9

Dining room

Level: First
Dimensions: 16 x 11

Other

Features: Granite Counters
Level: First
Dimensions: 8 x 4

Half bath

Level: First
Dimensions: 5 x 4

Kitchen

Features: Built-in Features, Granite Counters, Kitchen Island, Walk-In Pantry
Level: First
Dimensions: 13 x 12

Laundry

Level: First
Dimensions: 8 x 5

Living room

Features: Fireplace
Level: First
Dimensions: 17 x 16

Heating

Central, Natural Gas

Cooling

Central Air, Ceiling Fan(s), Electric

Appliances

Included: Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
Laundry: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room

Features

Chandelier, Decorative/Designer Lighting Fixtures, Granite Counters, Cable TV, Walk-In Closet(s)
Flooring: Carpet, Ceramic Tile
Windows: Window Coverings
Has basement: No
Number of fireplaces: 1
Fireplace features: Insert, Gas Starter, Living Room, Metal

Interior area

Total interior livable area: 2,046 sqft

Video & virtual tour

Property

Parking

Total spaces: 2
Parking features: Door-Single, Garage Faces Front, Garage, Garage Door Opener
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Front Porch, Covered
Pool features: None
Fencing: Wood

Lot

Size: 6,185 Square Feet
Features: Cul-De-Sac, Interior Lot, Subdivision

Details

Parcel number: R1098700I01701

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional,Detached
Property subtype: Single Family Residence

Materials

Brick
Foundation: Slab
Roof: Composition

Condition

Resale
Year built: 2016

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Available, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available

Community & HOA

Community

Features: Playground, Park, Curbs, Sidewalks
Security: Security System
Subdivision: Valor Pointe - The Reserve At Westridge Ph 16

HOA

Has HOA: Yes
Services included: Association Management, Maintenance Grounds
HOA fee: $265 quarterly
HOA name: Woodcreek Fate Homeowners Association
HOA phone: 972-722-6484

Location

Region: Mckinney

Financial & listing details

Price per square foot: $217/sqft
Tax assessed value: $513,039
Annual tax amount: $9,145
Date on market: 10/13/2026
Cumulative days on market: 102 days
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$437,000

$415,000 - $459,000

$2,525/mo

Price history

Date	Event	Price
10/13/2026	Listed for sale	$444,999-6.3%$217/sqft
Source: NTREIS #21405113 Report a problem
10/1/2026	Listing removed	$475,000$232/sqft
Source: NTREIS #21305225 Report a problem
6/22/2026	Listed for sale	$475,000$232/sqft
Source: NTREIS #21305225 Report a problem
4/1/2026	Listing removed	$475,000$232/sqft
Source: NTREIS #21119113 Report a problem
2/17/2026	Price change	$475,000-1%$232/sqft
Source: NTREIS #21119113 Report a problem
11/24/2025	Listed for sale	$479,999-1.2%$235/sqft
Source: NTREIS #21119113 Report a problem
11/20/2025	Listing removed	$485,900$237/sqft
Source: NTREIS #20976720 Report a problem
8/14/2025	Price change	$485,900-0.8%$237/sqft
Source: NTREIS #20976720 Report a problem
7/29/2025	Price change	$489,990-1.8%$239/sqft
Source: NTREIS #20976720 Report a problem
6/20/2025	Listed for sale	$498,900$244/sqft
Source: NTREIS #20976720 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,057 -25.4%	$477,057 +10%
2024	$4,097 +3.2%	$433,688 +10%
2023	$3,972 -34.2%	$394,262 +10%
2022	$6,031 -0.4%	$358,420 +10%
2021	$6,056 +0.7%	$325,836 +4.3%
2020	$6,016 -0.1%	$312,419 +0.8%
2019	$6,021 +2.1%	$309,977 +9.9%
2018	$5,898	$282,112 +119.3%
2017	--	$128,631
2016	--	--