For sale

$475,000

520 Rustic Oak Ln, McKinney, TX 75072

4beds

2,046sqft

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Single Family Residence

Built in 2016

6,185 Square Feet Lot

$461,300 Zestimate^®

$232/sqft

$88/mo HOA

What's special

Granite countertopsCentral islandCovered patioAmple cabinet space

The 2016-built residence offers a tranquil and comfortable living experience, situated in a cul-de-sac within the well maintained Valor Point community and located in a highly regarded Prosper ISD. It features 4 spacious bedrooms and 2.5 bathrooms. The kitchen boast granite countertops, ample cabinet space and a central island, next to the living room with a cozy fireplace and a nice space for entertaining family and friends. A covered patio provides an ideal setting for entertainment and relaxation. Do not miss this opportunity to reside in a fast-growing, family friendly city of Mckinney. Schedule your tour now!!!

12 days

387

10

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Features: Dual Sinks, Walk-In Closet(s)
Level: First
Dimensions: 17 x 12

Bedroom

Level: First
Dimensions: 11 x 9

Bedroom

Level: First
Dimensions: 11 x 10

Bedroom

Level: First
Dimensions: 10 x 9

Other

Level: First
Dimensions: 8 x 4

Half bath

Level: First
Dimensions: 5 x 4

Kitchen

Features: Built-in Features, Granite Counters, Kitchen Island, Pantry
Level: First
Dimensions: 13 x 12

Laundry

Level: First
Dimensions: 8 x 5

Living room

Features: Fireplace
Level: First
Dimensions: 25 x 17

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave

Features

Built-in Features, Double Vanity, Open Floorplan, Pantry, Cable TV, Walk-In Closet(s)
Flooring: Carpet, Tile
Has basement: No
Number of fireplaces: 1
Fireplace features: Family Room, Gas

Interior area

Total interior livable area: 2,046 sqft

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Property

Parking

Total spaces: 2
Parking features: Garage Faces Front, Garage, Garage Door Opener
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Pool features: None
Fencing: Back Yard,Wood

Lot

Size: 6,185 Square Feet
Features: Cul-De-Sac

Details

Parcel number: R1098700I01701

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional,Detached
Property subtype: Single Family Residence

Materials

Brick
Roof: Composition

Condition

Year built: 2016

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Available, Sewer Available, Water Available, Cable Available

Community & HOA

Community

Features: Community Mailbox
Subdivision: Valor Pointe - The Reserve At Westridge Ph 16

HOA

Has HOA: Yes
Services included: Association Management
HOA fee: $265 quarterly
HOA name: The Reserve At Westridge
HOA phone: 469-480-8000

Location

Region: Mckinney

Financial & listing details

Price per square foot: $232/sqft
Tax assessed value: $513,039
Annual tax amount: $8,859
Date on market: 6/22/2026
Cumulative days on market: 13 days
Listing terms: Cash,Conventional,FHA,VA Loan
Exclusions: Furnitures and personal belongings except for refrigerator, washer and dryer, curtains and rods, cabinets in the garage.

Estimated market value

$461,300

$438,000 - $484,000

$2,747/mo

Price history

Date	Event	Price
6/22/2026	Listed for sale	$475,000$232/sqft
Source: NTREIS #21305225 Report a problem
4/1/2026	Listing removed	$475,000$232/sqft
Source: NTREIS #21119113 Report a problem
2/17/2026	Price change	$475,000-1%$232/sqft
Source: NTREIS #21119113 Report a problem
11/24/2025	Listed for sale	$479,999-1.2%$235/sqft
Source: NTREIS #21119113 Report a problem
11/20/2025	Listing removed	$485,900$237/sqft
Source: NTREIS #20976720 Report a problem
8/14/2025	Price change	$485,900-0.8%$237/sqft
Source: NTREIS #20976720 Report a problem
7/29/2025	Price change	$489,990-1.8%$239/sqft
Source: NTREIS #20976720 Report a problem
6/20/2025	Listed for sale	$498,900$244/sqft
Source: NTREIS #20976720 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,057 -25.4%	$477,057 +10%
2024	$4,097 +3.2%	$433,688 +10%
2023	$3,972 -34.2%	$394,262 +10%
2022	$6,031 -0.4%	$358,420 +10%
2021	$6,056 +0.7%	$325,836 +4.3%
2020	$6,016 -0.1%	$312,419 +0.8%
2019	$6,021 +2.1%	$309,977 +9.9%
2018	$5,898	$282,112 +119.3%
2017	--	$128,631
2016	--	--

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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