WHAT IF YOU COULD OWN THIS HOME WITH LITTLE OR NO MONEY OUT OF POCKET? No to low money down options may be available. Ask about grant programs and closing cost help for eligible buyers. Welcome to your dream home in the heart of New Albany! Perfectly positioned just a 2-minute stroll from local restaurants, shops, and an easy Louisville commute via the Sherman Minton Bridge, this turnkey home offers the ultimate blend of modern comfort and prime location. Step inside from the inviting covered front porch to find a light-filled main floor featuring two generously sized bedrooms—perfect for guests or a dedicated home office. Upstairs, the private primary ensuite serves as your personal retreat, complete with a custom-designed walk-in closet and a huge utility room with extra storage space. You'll love the rare downtown luxury of an attached 1-car garage, while the shaded patio and backyard offer the perfect place to relax and entertain. Tucked away among charming 1920s homes, this newer build gives you the best of both worlds: historic neighborhood vibes with the total peace of mind of zero updates or repairs. Move right in, enjoy a worry-free lifestyle, and experience the perfect mix of modern living and small-town charm—schedule your tour today!
For sale
$279,900
523 E Elm Street, New Albany, IN 47150
3beds
1,401sqft
Single Family Residence
Built in 2019
5,793 Square Feet Lot
$273,100 Zestimate®
$200/sqft
$-- HOA
What's special
Inviting covered front porchLight-filled main floorPrivate primary ensuiteTwo generously sized bedroomsCustom-designed walk-in closetShaded patio and backyard
- 30 days
- 913
- 88
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Andrew Wolf,
eXp Realty, LLC
Source: SIRA,MLS#: 2026011413
Originating MLS: Southern Indiana REALTORS Association
Originating MLS: Southern Indiana REALTORS AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Dining room
- Level: First
Other
- Level: First
Other
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Other
- Description: laundry
- Level: First
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Oven, Range, Refrigerator
- Laundry: Main Level, Laundry Room
Features
- Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Split Bedrooms, Utility Room
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,401
- Total interior livable area: 1,401 sqft
- Finished area above ground: 1,401
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 1
- Details: Off Street
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Patio, Porch
- Exterior features: Fence, Porch, Patio
- Fencing: Yard Fenced
Lot
- Size: 5,793 Square Feet
Details
- Parcel number: 0087800015
- Zoning: Residential
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One and One Half Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Water: Connected, Public
Community & HOA
Community
- Features: Sidewalks
- Security: Radon Mitigation System
Location
- Region: New Albany
Financial & listing details
- Price per square foot: $200/sqft
- Tax assessed value: $165,900
- Annual tax amount: $1,582
- Date on market: 9/16/2026
- Cumulative days on market: 31 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$273,100
$259,000 - $287,000
$1,838/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2026 | Listed for sale | $279,900+2.9%$200/sqft |
Source:  SIRA #2026011413 Report a problem | ||
| 7/24/2024 | Sold | $272,000$194/sqft |
Source: SIRA #202408923 Report a problem | ||
| 6/29/2024 | Pending sale | $272,000$194/sqft |
Source: SIRA #202408923 Report a problem | ||
| 6/25/2024 | Listed for sale | $272,000+6.6%$194/sqft |
Source: SIRA #202408923 Report a problem | ||
| 5/13/2022 | Sold | $255,100+6.3%$182/sqft |
Source: SIRA #202207982 Report a problem | ||
| 4/7/2022 | Listed for sale | $239,900$171/sqft |
Source: SIRA #202207982 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,903 -3.3% | $165,900 -7.6% |
| 2024 | $1,969 -1.6% | $179,500 -3% |
| 2023 | $2,000 +54.8% | $185,100 -1.8% |
| 2022 | $1,292 +10% | $188,400 +53.5% |
| 2021 | $1,174 | $122,700 +3.6% |
| 2020 | -- | $118,400 |
| 2019 | -- | -- |
| 2018 | -- | -- |
| 2017 | -- | -- |
| 2016 | $200 | -- |
| 2014 | $200 -64.9% | $28,100 +4.5% |
| 2013 | $569 +2% | $26,900 -2.5% |
| 2012 | $558 -17.4% | $27,600 -10.7% |
| 2011 | $676 +1.1% | $30,900 |
| 2010 | $668 +2.3% | $30,900 |
| 2009 | $653 | $30,900 |
| 2007 | -- | $30,900 -2.5% |
| 2006 | -- | $31,700 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Midtown
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