Some properties ask you to be patient. This one puts money in your pocket from closing day.
Fully occupied and cash flowing, this commercial-residential multi-family sits on Main Street in the heart of Highland, steps from the Walkway Over the Hudson, one of the most visited destinations in the entire Hudson Valley. Two tenanted units. Month-to-month leases. Current rents below market value. A new owner inherits immediate income with a clear and near-term path to increased returns, no waiting, no buildout, no guesswork.
The lower unit offers 3 bedrooms, 2 full baths, a private primary suite with deck access overlooking a secluded backyard, wood-burning fireplace, custom kitchen with stainless appliances, and a full unfinished basement. The upper unit delivers 5 generously sized bedrooms, 2 baths, stunning pine paneled walls throughout, an eat-in kitchen with island and wall oven, wood-burning fireplace, and a private deck with sweeping views of the Walkway Over the Hudson. Oak hardwood floors run through both units.
The upside does not stop at rent. Both tenants are on month-to-month leases, and the seller is prepared to deliver the property vacant or with tenants in place; the choice belongs to the new owner. For the investor who wants stabilized income from day one, it is there. For the buyer with a conversion, renovation, or repositioning plan, vacant possession is available. Zoned commercial-residential with potential to convert to a 3-unit configuration subject to minor modification and town approval, this property offers a second chapter for the investor with vision. Solid mechanicals throughout.
Main Street Highland. Walkway corridor. Income-producing. Conversion potential.
For sale
$529,000
53 Main Street, Lloyd, NY 12528
8beds
--sqft
Duplex, Multi Family
Built in 1900
-- sqft lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Secluded backyardGenerously sized bedroomsFull unfinished basementWood-burning fireplace
- 30 days |
- 854 |
- 37 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
eXp Realty 888-276-0630,
Amy McArdle 347-417-1109
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1006412
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Hot Water
Cooling
- Wall/Window Unit(s)
Appliances
- Laundry: In Basement
Features
- First Floor Bedroom, First Floor Full Bath, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Formal Dining, High Ceilings, Pantry, Primary Bathroom, Master Downstairs, Storage
- Flooring: Other
- Basement: Full,Unfinished
- Attic: None
- Number of fireplaces: 2
- Fireplace features: Living Room
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Off Street
- Garage spaces: 2
- Has uncovered spaces: Yes
Lot
- Size: 5,227 Square Feet
- Features: Back Yard, Near Public Transit
- Residential vegetation: Partially Wooded
Details
- Additional structures: Shed(s)
- Parcel number: 3200088.0690002001.0000000
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subtype: Duplex, Multi Family
Materials
- Frame
Condition
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Location
- Region: Highland
Financial & listing details
- Tax assessed value: $281,300
- Annual tax amount: $11,206
- Date on market: 6/6/2026
- Cumulative days on market: 29 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2026 | Listed for sale | $529,000+16.3% |
Source: | ||
| 5/6/2021 | Listing removed | -- |
Source: | ||
| 4/6/2021 | Price change | $455,000-4.2% |
Source: | ||
| 4/5/2021 | Listed for sale | $475,000 |
Source: | ||
| 3/3/2021 | Listing removed | $475,000 |
Source: | ||
| 8/21/2020 | Price change | $475,000-5% |
Source: Keller Williams Hudson Valley #H6055468 Report a problem | ||
| 7/17/2020 | Listed for sale | $499,900+53.8% |
Source: Keller Williams Hudson Valley #H6055468 Report a problem | ||
| 12/21/2017 | Listing removed | $1,800 |
Source: Quinn Realty Group Inc. #20175126 Report a problem | ||
| 12/14/2017 | Listing removed | $325,000 |
Source: QUINN REALTY GROUP HL #364261 Report a problem | ||
| 12/14/2017 | Listed for rent | $1,800-10% |
Source: Quinn Realty Group Inc. #20175126 Report a problem | ||
| 8/8/2017 | Listed for sale | $325,000-4.4% |
Source: QUINN REALTY GROUP HL #364261 Report a problem | ||
| 8/8/2017 | Listing removed | $2,000 |
Source: Quinn Realty Group Inc. #20172854 Report a problem | ||
| 6/19/2017 | Listed for rent | $2,000 |
Source: Quinn Realty Group Inc. #20172854 Report a problem | ||
| 1/3/2010 | Listing removed | $339,900 |
Source: Currier & Lazier, Realtors #470462 Report a problem | ||
| 7/18/2009 | Listed for sale | $339,900+70% |
Source: Currier & Lazier, Realtors #470462 Report a problem | ||
| 10/3/2003 | Sold | $200,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $281,300 |
| 2024 | -- | $281,300 |
| 2023 | -- | $281,300 |
| 2022 | -- | $281,300 |
| 2021 | -- | $281,300 |
| 2020 | -- | $281,300 |
| 2019 | -- | $281,300 |
| 2018 | -- | $281,300 |
| 2017 | $12,419 | $281,300 |
| 2016 | -- | $281,300 |
| 2015 | -- | $281,300 |
| 2014 | -- | $281,300 |
| 2013 | -- | $281,300 -4% |
| 2011 | -- | $293,000 -7% |
| 2010 | -- | $315,000 |
| 2009 | -- | $315,000 |
| 2008 | -- | $315,000 |
| 2007 | -- | $315,000 |
| 2006 | -- | $315,000 +20.8% |
| 2005 | -- | $260,800 |
| 2004 | -- | $260,800 |
| 2003 | -- | $260,800 +79.2% |
| 2002 | -- | $145,500 |
| 2001 | -- | $145,500 |
| 2000 | -- | $145,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12528
Nearby schools
GreatSchools rating
- 5/10Highland Elementary SchoolGrades: K-5Distance: 0.2 mi
- 2/10Highland Middle SchoolGrades: 6-9Distance: 0.1 mi
- 8/10Highland High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Highland Elementary School
- Middle: Highland Middle School
- High: Highland Park Community School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Ulster County
- Highland
- 12528
- 53 Main Street








