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Under contract
  • Price cut: $5K (5/13)
    $180,000

    537 Cross St, Watertown, NY 13601

    3beds
    1,382sqft
    Loading
    Multi Family
    Built in 1900
    -- sqft lot
    $-- Zestimate®
    $130/sqft
    $-- HOA

    What's special

    Exceptional garage spaceImpressive two-story layoutAmple living space
    Well-maintained duplex located at 537 Cross St in the City of Watertown, offering strong rental income and desirable features that are hard to find in similar properties. Both units have been well cared for and reflect consistent upkeep, making this a solid investment opportunity. The property includes a 1-bedroom apartment currently rented for $775 per month—and a spacious 2-bedroom unit generating $1,000 per month. The larger unit features an impressive two-story layout, providing ample living space and a unique, functional design that appeals to tenants seeking more room and separation of living areas. The tenants are both long term and clearly take very good care of the property, which is certainly a plus. One of the standout features of this property is the exceptional garage space available for tenant use, a rare and highly sought-after amenity that adds significant value and convenience. Additionally, the backyard is unusually large for a city lot, offering plenty of usable outdoor space. With strong rents, a desirable layout, and unique features including the garage and expansive yard, this duplex presents an excellent opportunity for both seasoned investors and those looking to expand their portfolio with a quality asset. The seller of this duplex also has a triplex across the street at 522 Cross that is also for sale, the 2 properties could be sold as a package together! Whether you purchase one or package both together, this is the kind of investment that doesn’t come around often in Watertown.
    84 days
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    45
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    Zillow last checked:

    Listing updated:

    Listed by:

    Keller Williams Northern New York 315-459-6619,

    Noah Taylor 315-778-6473

    Source: NYSAMLSs,MLS#: S1677199MLS LogoOriginating MLS: Jefferson-Lewis Board

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Electric, Gas, Baseboard, Forced Air
      Appliances
      • Included: Electric Water Heater, Gas Water Heater
      Features
      • Flooring: Carpet, Luxury Vinyl, Varies
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,382
      • Total interior livable area: 1,382 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Paved, Parking Available
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      Lot
      • Size: 8,833 Square Feet
      • Dimensions: 48 x 184
      • Features: Rectangular, Rectangular Lot, Residential Lot
      Details
      • Parcel number: 22180000900000021240000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Multi Family
      Materials
      • Vinyl Siding
      • Foundation: Stone
      Condition
      • Resale
      • Year built: 1900

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Electricity Available, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Watertown

      Financial & listing details

      • Price per square foot: $130/sqft
      • Tax assessed value: $81,500
      • Annual tax amount: $2,385
      • Date on market: 4/29/2026
      • Cumulative days on market: 85 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/7/2026Contingent$180,000$130/sqft
        Source: NYSAMLSs #S1677199 Report a problem
        5/13/2026Price change$180,000-2.7%$130/sqft
        Source: NYSAMLSs #S1677199 Report a problem
        4/29/2026Listed for sale$185,000+60.9%$134/sqft
        Source: NYSAMLSs #S1677199 Report a problem
        9/6/2017Sold$115,000-4.1%$83/sqft
        Source: NYSAMLSs #S1022263 Report a problem
        4/9/2017Price change$119,900-3.7%$87/sqft
        Source: Bridgeview Real Estate Services #S1022263 Report a problem
        3/4/2017Price change$124,500-0.3%$90/sqft
        Source: Bridgeview Real Estate Services #S1022263 Report a problem
        1/25/2017Listed for sale$124,900$90/sqft
        Source: Bridgeview Real Estate Services #S1022263 Report a problem
        8/20/2016Listing removed$124,900$90/sqft
        Source: Homes Realty of Northern New York #S339921 Report a problem
        1/11/2016Listed for sale$124,900-7.5%$90/sqft
        Source: Homes Realty of Northern New York #S339921 Report a problem
        11/2/2013Listing removed$135,000$98/sqft
        Source: NNY HOMES Inc. #S289810 Report a problem
        5/3/2013Listed for sale$135,000+23.4%$98/sqft
        Source: NNY HOMES Inc. #S289810 Report a problem
        6/5/2008Sold$109,400+68.3%$79/sqft
        Source: Public Record Report a problem
        2/14/2005Sold$65,000$47/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $81,500
        2024-- $81,500
        2023-- $81,500
        2022-- $81,500
        2021-- $81,500
        2020-- $81,500
        2019-- $81,500
        2018-- $81,500
        2017$2,139 $81,500
        2016-- $81,500
        2015-- $81,500
        2014-- $81,500
        2013-- $81,500
        2012-- $81,500
        2011-- $81,500
        2010-- $81,500
        2009-- $81,500
        2008-- $81,500
        2007-- $81,500 +22.4%
        2006-- $66,600 +31.9%
        2005-- $50,500
        2004-- $50,500
        2003-- $50,500
        2002-- $50,500
        2001-- $50,500
        2000-- $50,500
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13601

        Getting around

        58 / 100
        Somewhat Walkable
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Watertown

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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