Welcome to the Tern Bay Townhome community, where your dream vacation lifestyle begins! This waterfront property is an incredible value, featuring a private dock. If boating isn’t your passion, you can rent the dock slip to another community owner. Bring your vision to life with the opportunity to design and renovate this 2-bedroom, 2.5-bathroom (2,100 square feet) home to your personal style. The original owner chose to remove the third bedroom when purchasing from the developer in 1999, but reintroducing it would be simple, with updates and renovations that suit your preferences. The layout is thoughtfully designed: Level 1 includes an oversized 2+ car tandem garage, while Level 2 encompasses the entire living space, with the kitchen, dining area, family room, and patio overlooking the serene waterway and Tampa Bay beyond. Level 3 is dedicated to the master suite and second bedroom. The family room fand master suite both feature a charming wood-burning fireplace, and the patio offers stunning views of the pier system and your private dock. Enjoy sunny Spring days on the lush, green common areas or cozy up during cool Winter nights in front of the wood-burning fireplaces. The community of Tierra Verde is truly a hidden gem! Whether you're a beach enthusiast, bird watcher, or simply seeking a peaceful island lifestyle, this townhome strikes the perfect balance of luxury, comfort, and convenience. Miles of scenic biking and jogging trails are right outside your door, as well as a variety of island restaurants and bars. Downtown St. Petersburg, offering world-class dining, culture, and breweries, is just minutes away. Call today to schedule your private showing!
Sold for $625,000
$625,000
545 Pinellas Bayway S APT 109, Tierra Verde, FL 33715
2beds
2,100sqft
Townhouse
Built in 1999
1,381 Square Feet Lot
$602,600 Zestimate®
$298/sqft
$3,586 Estimated rent
Home value
$602,600
$542,000 - $669,000
$3,586/mo
Zestimate® history
Owner options
List your home for rent
$3,586/mo
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$3,586/mo
Rent Zestimate®
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$4,922/mo
Est. payment
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$4,922/mo
Est. payment
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List your homeWhat's special
Private dockLush green common areasWaterfront propertyWood-burning fireplace
Zillow last checked:
Listing updated:
Listed by:
Debbie McGinty, LLC 813-416-2646,
COASTAL PROPERTIES GROUP 727-493-1555
Bought with:
Debbie McGinty, LLC, 3312496
COASTAL PROPERTIES GROUP
Source: Stellar MLS,MLS#: TB8363216
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Third
- Area: 272 Square Feet
- Dimensions: 17x16
Bedroom 2
- Features: Built-in Closet
- Level: Third
- Area: 192 Square Feet
- Dimensions: 16x12
Kitchen
- Features: No Closet
- Level: Second
Living room
- Level: Second
- Area: 475 Square Feet
- Dimensions: 25x19
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Laundry Closet, Upper Level
Features
- Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Family Room, Master Bedroom, Wood Burning
Interior area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: Stair Lift
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Enclosed, Patio, Rear Porch, Screened
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: Gunite, Heated, In Ground
- On waterfront: Yes
- Waterfront features: Waterfront, Bay/Harbor, Canal - Saltwater
- Body of water: TAMPA BAY
Lot
- Size: 1,381 Square Feet
- Features: Flood Insurance Required, FloodZone, Landscaped, Near Marina, Sidewalk
Details
- Parcel number: 203216902790000090
- Zoning: RM-15
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Architectural style: Coastal
- Property subtype: Townhouse
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Fishing, Water Access, Waterfront, Golf Carts OK, Pool
- Pet fee: $0 monthly
- Subdivision: TERN BAY TWNHMS
HOA
- Has HOA: Yes
- Amenities included: Pool
- Services included: Community Pool, Reserve Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Pool Maintenance, Sewer, Trash, Water
- HOA fee: $660 monthly
- HOA name: John Kreite
Location
- Region: Tierra Verde
Financial & listing details
- Price per square foot: $298/sqft
- Tax assessed value: $611,047
- Annual tax amount: $3,960
- Date on market: 3/21/2025
- Cumulative days on market: 31 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 5/23/2025 | Sold | $625,000-16.6%$298/sqft |
Source:  Stellar MLS #TB8363216 Report a problem | ||
| 4/29/2025 | Pending sale | $749,000$357/sqft |
Source: Stellar MLS #TB8363216 Report a problem | ||
| 4/18/2025 | Price change | $749,000-6.4%$357/sqft |
Source: Stellar MLS #TB8363216 Report a problem | ||
| 4/9/2025 | Listed for sale | $800,000$381/sqft |
Source: Stellar MLS #TB8363216 Report a problem | ||
| 4/3/2025 | Pending sale | $800,000$381/sqft |
Source: Stellar MLS #TB8363216 Report a problem | ||
| 3/21/2025 | Listed for sale | $800,000+296%$381/sqft |
Source: Stellar MLS #TB8363216 Report a problem | ||
| 3/12/1999 | Sold | $202,000$96/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,960 +0.7% | $274,784 +3% |
| 2023 | $3,933 +1.8% | $266,781 +3% |
| 2022 | $3,861 -1.6% | $259,011 +3% |
| 2021 | $3,925 +0.2% | $251,467 +1.4% |
| 2020 | $3,917 +1.7% | $247,995 +2.3% |
| 2019 | $3,852 | $242,419 +1.9% |
| 2018 | $3,852 +1.3% | $237,899 +2.1% |
| 2017 | $3,801 +1.6% | $233,006 +2.1% |
| 2016 | $3,743 -1.7% | $228,214 +0.7% |
| 2015 | $3,806 +0.5% | $226,628 +0.8% |
| 2014 | $3,786 -0.4% | $224,829 +1.5% |
| 2013 | $3,801 +2.9% | $221,506 -1.1% |
| 2012 | $3,692 | $223,924 +3% |
| 2011 | -- | $217,402 +1.5% |
| 2010 | -- | $214,189 +2.7% |
| 2009 | -- | $208,558 +0.1% |
| 2008 | $3,210 | $208,350 +3% |
| 2007 | -- | $202,282 -46.9% |
| 2005 | -- | $381,000 +6.5% |
| 2004 | $3,364 +2.2% | $357,800 +7.9% |
| 2003 | $3,291 +6.7% | $331,500 +14.6% |
| 2002 | $3,084 | $289,300 +46.4% |
| 2001 | $3,084 +3.7% | $197,600 +16% |
| 2000 | $2,973 | $170,400 |
Find assessor info on the county website
Neighborhood: 33715
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Nearby schools
GreatSchools rating
- 4/10Gulfport Montessori Elementary SchoolGrades: PK-5Distance: 4.8 mi
- 4/10Bay Point Middle SchoolGrades: 6-8Distance: 4.3 mi
- 4/10Lakewood High SchoolGrades: 9-12Distance: 4.9 mi
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Estimated market value
$602,600
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$602,600
- Florida
- Pinellas County
- Tierra Verde
- 33715
- 545 Pinellas Bayway S Apartment 109
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