Under contract

$187,000

56 S Railroad Ave, Spencer, NY 14883

2beds

1,260sqft

Single Family Residence

Built in 1955

0.59 Acres Lot

$185,200 Zestimate^®

$148/sqft

$-- HOA

What's special

Light airy feelAttached garageOpen floor planAbundant windowsLots of counter spaceCozy kitchen

This lovely ranch home is tucked away among the trees and surrounded on 3 sides by farmland giving it a country feel even though it is close to the Village of Spencer. Abundant windows and open floor plan give this home a light airy feel that makes it feel larger. Cozy kitchen has lots of counter space, attached garage makes getting in and out easy. Nice side deck faces south and tree lined yard has privacy and abundant shade. The front and back views are of farm fields and the hills beyond.

11 days

747

53

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 2

Heating

Oil, Baseboard, Hot Water

Cooling

Window Unit(s)

Appliances

Included: Electric Water Heater, Gas Oven, Gas Range, Refrigerator, Water Softener Owned
Laundry: In Basement

Features

Cedar Closet(s), Separate/Formal Dining Room, Separate/Formal Living Room, Kitchen Island, Bedroom on Main Level
Flooring: Hardwood, Varies, Vinyl
Basement: Full,Sump Pump
Number of fireplaces: 1

Interior area

Total structure area: 1,260
Total interior livable area: 1,260 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Electricity, Garage
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Deck
Exterior features: Deck, Gravel Driveway, Propane Tank - Leased

Lot

Size: 0.59 Acres
Dimensions: 135 x 210
Features: Flood Zone, Rectangular, Rectangular Lot

Details

Additional structures: Shed(s), Storage
Parcel number: 49348906800000020090000000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Frame, Shake Siding, Stone
Foundation: Poured

Condition

Resale
Year built: 1955

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Cable Available, Electricity Connected, High Speed Internet Available

Community & HOA

Location

Region: Spencer

Financial & listing details

Price per square foot: $148/sqft
Tax assessed value: $128,000
Annual tax amount: $4,611
Date on market: 7/27/2026
Cumulative days on market: 11 days
Listing terms: Cash,Conventional

Estimated market value

$185,200

$176,000 - $194,000

$1,519/mo

Price history

Date	Event	Price
8/3/2026	Contingent	$187,000$148/sqft
Source: NYSAMLSs #R1701773 Report a problem
7/27/2026	Listed for sale	$187,000$148/sqft
Source: NYSAMLSs #R1701773 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified