Charming lake cottage with beautiful long-water views and a peaceful setting! This 4-bedroom home sits on a gently sloping lot surrounded by mature trees, creating a wonderful sense of privacy while keeping the lake front and center. Inside, the living room captures gorgeous water views, while the back deck is the perfect place to relax, entertain, or simply take in the scenery. Tucked toward the back of a quiet cove, the waterfront offers calm water ideal for swimming, floating, kayaking, and enjoying laid-back lake days. With its cozy cottage feel, easy lot, beautiful views, and private setting, this is the kind of Smith Mountain Lake retreat that feels like a true escape.
For sale
$889,900
6319 Scruggs Rd, Moneta, VA 24121
4beds
1,901sqft
Single Family Residence
Built in 1978
-- sqft lot
$845,800 Zestimate®
$468/sqft
$-- HOA
What's special
Beautiful viewsSurrounded by mature treesCozy cottage feelGently sloping lotBeautiful long-water views
- 7 days
- 859
- 62
Zillow last checked:
Listing updated:
Listed by:
CASEY DANIELLE JOHNSON 540-537-0299,
RE/MAX LAKEFRONT REALTY INC 540-721-3555,
PHYLLIS JOHNSON 540-537-5312,
RE/MAX LAKEFRONT REALTY INC
Source: RVAR,MLS#: 931752
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Entry
Bedroom 2
- Level: Entry
Bedroom 3
- Level: Lower
Bedroom 4
- Level: Lower
Dining room
- Level: Entry
Kitchen
- Level: Entry
Laundry
- Level: Lower
Living room
- Level: Entry
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Features
- Ceiling Fan(s), Storage
- Flooring: Carpet, Laminate
- Basement: Full,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,304
- Total interior livable area: 1,901 sqft
Property
Parking
- Parking features: Paved Driveway
- Has uncovered spaces: Yes
Features
- Patio & porch: Rear Porch, Side Porch, Covered Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Cove
- Body of water: Smith Mtn Lake
Lot
- Features: Gentle Sloping
Details
- Parcel number: 048 01055 00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Wood Siding
Condition
- Year built: 1978
Utilities & green energy
- Sewer: Private Septic
- Water: Public
Community & HOA
Community
- Subdivision: Deer Creek Estates
HOA
- Has HOA: No
Location
- Region: Moneta
Financial & listing details
- Price per square foot: $468/sqft
- Tax assessed value: $562,900
- Annual tax amount: $2,420
- Date on market: 9/25/2026
- Cumulative days on market: 8 days
Estimated market value
$845,800
$804,000 - $888,000
$2,768/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/25/2026 | Listed for sale | $889,900+513.7%$468/sqft |
Source: | ||
| 6/4/1993 | Sold | $145,000$76/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,420 | $562,900 |
| 2024 | $2,420 -1.5% | $562,900 +39.7% |
| 2023 | $2,458 | $402,900 |
| 2022 | $2,458 +0% | $402,900 |
| 2021 | $2,458 | $402,900 |
| 2020 | $2,458 +1.7% | $402,900 +1.7% |
| 2019 | $2,417 | $396,200 |
| 2018 | $2,417 | $396,200 -0.9% |
| 2017 | $2,417 +10.9% | $399,700 |
| 2016 | $2,179 | $399,700 |
| 2015 | $2,179 +1% | $399,700 |
| 2014 | $2,158 | -- |
| 2013 | $2,158 | $399,700 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 24121
Nearby schools
Schools provided by the listing agent
- Elementary: Dudley
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





