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For sale
  • Price cut: $24K (7/7)
    $515,000

    635 16th St, Panama City Beach, FL 32413

    3beds
    1,396sqft
    : 
    $3,236/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    0.33 Acres Lot
    $-- Zestimate®
    $369/sqft
    $-- HOA

    What's special

    Gas fireplacePrivate saltwater swimming poolMove-in ready layoutPrivacy fencingLarge lotSaltwater sports poolScreened-in porch
    West End Panama City Beach Gem - Short walk to the beach, Large lot, Oversized detached garage, No HOA, and Private Pool Properties with a combination of beach proximity, easy access to the 30A corridor, no HOA, a large lot, and an oversized detached garage/workshop are increasingly hard to find on the desirable west end of Panama City Beach. Inside, you'll find updated flooring and bathrooms, 2 walk-in closets, gas fireplace, a safe room, a clean and inviting interior, and a move-in ready layout that allows you to start enjoying the coastal Florida lifestyle immediately. Step outside to your backyard retreat through the screened-in porch featuring a shaded composite deck, saltwater sports pool and privacy fencing--perfect for entertaining, relaxing, or enjoying year-round outdoor living. A standout feature is the oversized 20' x 30' detached garage which provides ample space for vehicles, boats, golf cart, workshop needs or additional storage. Just a 3-minute golf cart ride to the beach, you'll enjoy easy access to the sugar-white sands and emerald waters of the Gulf while still having the comfort of a spacious residential setting. Whether you're looking for a primary residence, second home, or investment property, this home checks all the boxes. Property Features: • Updated bathrooms and flooring • 2 Walk-in closets • Gas fireplace • Safe Room • 115' x 125' Lot • Large 20' x 30' detached garage/workshop • Screened-in porch • Water softening system • Attic • No HOA • Move-in ready • Sprinkler System on well • Private saltwater swimming pool • Hurricane shutters • 2-year-old roof • Shaded composite deck Location Highlights: • Short walk or golf cart ride to the Gulf's sugar- white beaches • Approximately 10 minutes to Pier Park • Convenient access to the scenic 30A corridor • Close to shopping, dining, entertainment, and outdoor recreation • Quiet west-end location with excellent accessibility This property is offered in as is condition. Schedule your private showing today and experience the perfect combination of privacy, convenience, and coastal living.
    29 days
    |
    672
    |
    34
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Moe Mossa 888-490-1268,

    Savvy Avenue LLC

    Source: CPAR,MLS#: 791808MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Dimensions: 16.5 x 13.1
      Bedroom
      • Dimensions: 10.6 x 10.1
      Kitchen
      • Dimensions: 11.5 x 9
      Living room
      • Dimensions: 17.11 x 15.1
      Interior area
      • Total structure area: 1,396
      • Total interior livable area: 1,396 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage
      • Garage spaces: 3
      Features
      • Has private pool: Yes
      • Pool features: Private
      Lot
      • Size: 0.33 Acres
      • Dimensions: 115.0 ft x 125.0 ft
      Details
      • Parcel number: 36582129000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Utilities for property: Cable Connected, Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Subdivision: White Sands Estates
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $369/sqft
      • Tax assessed value: $257,779
      • Annual tax amount: $2,468
      • Date on market: 6/24/2026
      • Cumulative days on market: 29 days
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/7/2026Price change$515,000-4.5%$369/sqft
        Source: CPAR #791808 Report a problem
        6/24/2026Listed for sale$539,000+149.5%$386/sqft
        Source: CPAR #791808 Report a problem
        12/4/2007Sold$216,000+36.7%$155/sqft
        Source: Public Record Report a problem
        8/1/2003Sold$158,000$113/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,468 -2%$241,760 +37%
        2023$2,517 +32.8%$176,415 +10%
        2022$1,895 $160,377
        2021-- --
        2020$1,180 +2.2%$136,442 +2.3%
        2019$1,154 $133,374 +1.9%
        2018$1,154 +1%$130,887 +2.1%
        2017$1,143 +2%$128,195 -0.9%
        2016$1,121 -9.3%$129,400 -2.4%
        2015$1,236 $132,570 +2.6%
        2014$1,236 $129,158 -1.6%
        2013-- $131,290
        2012-- $131,290 -1.4%
        2011-- $133,152 -4.7%
        2010-- $139,745 -26.2%
        2009-- $189,318 -12.3%
        2008-- $215,966 +25.9%
        2007-- $171,553 +2.5%
        2006-- $167,369 +3%
        2005-- $162,494 +16.8%
        2004-- $139,099 +59.4%
        2003-- $87,265 +2.4%
        2002-- $85,220 +1.6%
        2001-- $83,878 -0.3%
        2000-- $84,138
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        8 / 100
        Car-Dependent
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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