Live Like You're on Vacation!
Imagine waking up every morning to the peaceful sights and sounds of Harrison Bay, with sunlight shimmering across the water and the promise of resort-style living awaiting you. At 6432 Cobble Lane, every detail of this magnificent lake house has been crafted to make every day feel like a getaway.
As you step inside, the main level welcomes you with its spacious, open-concept design. The chef's kitchen is a dream come true, featuring Wolf and Sub-Zero appliances, a walk-in pantry, and thoughtful touches like a plumbed-in coffee pot for effortless mornings. The dining area flows seamlessly into a grand living space, where a stunning rock fireplace takes center stage. Two home offices on this level offer serene views of the lake, making work or creativity a pleasure.
The primary suite is nothing short of a personal retreat. Complete with a private gym outfitted with Olympic-grade equipment, a steam room, and a sunroom perfect for unwinding, this space is designed for indulgence. His-and-hers walk-in closets with built-ins, double vanities, a jetted tub, a luxurious tile shower, and two fireplaces add to the opulence. For ultimate convenience, the suite includes a laundry area and a bidet.
Step outside, and you're greeted by your own private outdoor oasis. A heated saltwater pool with a cascading waterfall invites you to relax, while the outdoor kitchen and fireplace set the stage for unforgettable gatherings.
The newly renovated guest house provides a cozy space for visitors, complete with custom rockwork, new appliances, a loft sleeping area, and charming details like a carport and rock-lined driveway. On the lower level, the focus is on fun and functionality. Gather in the home theater with its upgraded system, or cozy up in the lodge-style game room with its charming stone fireplace. The gourmet kitchenette makes hosting easy, 3 bedrooms are on this level and 2 full baths. A the bunk room with a large screened-in porch provides a cozy retreat for guests or family and the two spacious bedrooms have lake views. Also on this level is a bonus room, currently used as a men's den/ hunting-fishing-gun room with ample storage. The 3-story elevator ensures everyone can enjoy every corner of the home.
The upper level offers additional flexible space, including a bonus room and areas that can be customized to suit your needs, whether it's extra bedrooms, an office, or a creative studio.
Even your guests will feel at home in the beautifully renovated guest house, which features its own private porch, a full kitchenette, washer and dryer, loft sleeping area, and a luxurious bathroom. Every detail of the guest house mirrors the quality and charm of the main home, offering a warm and welcoming retreat.
Thoughtful updates throughout the home make it as functional as it is stunning, from the smart home integration for lighting, security, and climate control to the updated landscaping and turf. A 125KW natural gas generator ensures you're prepared for any situation, and the remediated sea wall along the shoreline provides peace of mind.
If you are a fan of Fishing...you are in the right place! 2 docks are included on the property. There is deep water all year around and lots of major fishing leagues and tournaments to participate in.(see information on Updates & Improvements in documents). This home would make an ideal Fishing Lodge or Retreat!
Whether you're hosting a summer barbecue by the pool, enjoying a quiet evening by the firepit, or cruising the lake on your pontoon boat, life at 6432 Cobble Lane is all about creating memories and savoring the moment. Also available furnished.
Call today to schedule your private showing and discover the lifestyle you've always dreamed of!
A full list of updates, improvements, and features is available.
Pending
$4,125,000
6432 Cobble Ln, Harrison, TN 37341
5beds
12,595sqft
Single Family Residence
Built in 2015
1.39 Acres Lot
$3,879,900 Zestimate®
$328/sqft
$-- HOA
What's special
Steam roomWalk-in pantryRock-lined drivewaySpacious open-concept designStunning rock fireplaceGourmet kitchenetteOutdoor kitchen
- 226 days |
- 186 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Katherine P Smith 423-605-4181,
Keller Williams Realty 423-664-1900,
Carlyn P Voges 423-364-4306,
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1506287
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Built-In Range, Built-In Refrigerator, Cooktop, Dryer, Disposal, Double Oven, Dishwasher, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Range Hood, Washer, Water Heater, Wine Refrigerator
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Multiple Locations, Washer Hookup
Features
- Breakfast Bar, Beamed Ceilings, Built-in Features, Bidet, Bookcases, Cathedral Ceiling(s), Cedar Closet(s), Ceiling Fan(s), Chandelier, Crown Molding, Central Vacuum, Double Vanity, Elevator, Granite Counters, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Home, Vaulted Ceiling(s), Wet Bar, Walk-In Closet(s), Double Shower, Separate Shower, Tub/shower Combo, En Suite, Sitting Area, Steam Shower, Separate Dining Room, Whirlpool Tub
- Flooring: Carpet, Hardwood, Tile
- Basement: Finished,Full
- Number of fireplaces: 5
- Fireplace features: Bedroom, Basement, Great Room, Outside
Interior area
- Total structure area: 12,595
- Total interior livable area: 12,595 sqft
- Finished area above ground: 8,945
Property
Parking
- Total spaces: 5
- Parking features: Concrete, Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, Gated, Off Street, Garage Faces Front, Kitchen Level
- Attached garage spaces: 3
- Carport spaces: 2
- Covered spaces: 5
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Patio, Porch, Rear Porch, Side Porch, Porch - Screened, Porch - Covered
- Exterior features: Balcony, Built-in Barbecue, Barbecue, Boat Slip, Dock, Lighting, Outdoor Kitchen, Smart Irrigation, Dock - Stationary
- Pool features: Heated, In Ground, Outdoor Pool, Waterfall
- Has spa: Yes
- Fencing: Fenced
- Has view: Yes
- View description: Lake, Panoramic, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Lake Front
Lot
- Size: 1.39 Acres
- Dimensions: 44.53 x 191
- Features: Back Yard, Cul-De-Sac, Gentle Sloping, Landscaped, Other, Sprinklers In Front, Sprinklers In Rear, Views, Waterfront
Details
- Additional structures: Boat House, Garage(s), Guest House, Outbuilding, Outdoor Kitchen, Pool House
- Parcel number: 112c A 008
- Other equipment: Generator, Home Theater, Irrigation Equipment, List Available
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other, Stone
- Foundation: Slab
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Fishing, Lake
- Security: Smoke Detector(s), Security System
- Subdivision: Waconda Point
HOA
- Has HOA: No
Location
- Region: Harrison
Financial & listing details
- Price per square foot: $328/sqft
- Tax assessed value: $3,995,500
- Annual tax amount: $16,647
- Date on market: 3/7/2026
- Listing terms: Cash,Conventional
Estimated market value
$3,879,900
$3.69M - $4.07M
$5,138/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Pending sale | $4,125,000$328/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 3/7/2026 | Listed for sale | $4,125,000$328/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 2/9/2026 | Contingent | $4,125,000$328/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 1/12/2026 | Price change | $4,125,000-2.9%$328/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 12/20/2025 | Price change | $4,250,000-2.9%$337/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 11/20/2025 | Listed for sale | $4,375,000-2.8%$347/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 8/20/2025 | Listing removed | $4,500,000$357/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 4/3/2025 | Price change | $4,500,000-9.9%$357/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 1/26/2025 | Listed for sale | $4,995,000+53.7%$397/sqft |
Source: Greater Chattanooga Realtors #1506287 Report a problem | ||
| 5/27/2021 | Sold | $3,250,000$258/sqft |
Source: Greater Chattanooga Realtors #1327113 Report a problem | ||
| 3/13/2021 | Pending sale | $3,250,000$258/sqft |
Source: | ||
| 3/12/2021 | Contingent | $3,250,000$258/sqft |
Source: Greater Chattanooga Realtors #1327113 Report a problem | ||
| 11/7/2020 | Listed for sale | $3,250,000+8.3%$258/sqft |
Source: Greater Chattanooga Realtors #1327113 Report a problem | ||
| 8/2/2020 | Listing removed | $3,000,000$238/sqft |
Source: Owner Report a problem | ||
| 5/4/2020 | Price change | $3,000,000-14.3%$238/sqft |
Source: Owner Report a problem | ||
| 3/18/2020 | Listed for sale | $3,500,000+311.8%$278/sqft |
Source: Owner Report a problem | ||
| 7/25/2011 | Sold | $850,000+142.9%$67/sqft |
Source: Public Record Report a problem | ||
| 6/29/1995 | Sold | $350,000$28/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $15,158 -9% | $998,875 +34.3% |
| 2024 | $16,656 +0.1% | $743,675 |
| 2023 | $16,647 | $743,675 |
| 2022 | $16,647 +0.1% | $743,675 |
| 2021 | $16,638 -8.2% | $743,675 +13.5% |
| 2020 | $18,118 | $655,225 |
| 2019 | $18,118 | $655,225 |
| 2018 | $18,118 0% | $655,225 |
| 2017 | $18,127 +2.1% | $655,225 |
| 2016 | $17,751 | -- |
| 2015 | $17,751 +230.4% | $641,600 |
| 2014 | $5,372 +27.4% | -- |
| 2013 | $4,218 | $193,950 +27.1% |
| 2012 | $4,218 | $152,550 |
| 2011 | $4,218 | $152,550 |
| 2009 | -- | $152,550 +31.4% |
| 2008 | -- | $116,125 |
| 2007 | -- | $116,125 |
| 2006 | -- | $116,125 |
| 2005 | -- | $116,125 +19% |
| 2004 | -- | $97,550 |
| 2002 | -- | $97,550 |
| 2001 | -- | $97,550 +7.8% |
| 2000 | -- | $90,450 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 37341
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 2/10Harrison Elementary SchoolGrades: PK-5Distance: 2.2 mi
- 5/10Brown Middle SchoolGrades: 6-8Distance: 1.8 mi
- 3/10Central High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Harrison Elementary
- Middle: Brown Middle
- High: Central High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Hamilton County
- Harrison
- 37341
- 6432 Cobble Ln



