Active

$485,000

70 Island Retreat Road, Swans Island, ME 04685

4beds

1,040sqft

$3,059/mo

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Single Family Residence

Built in 1972

1.15 Acres Lot

$463,400 Zestimate^®

$466/sqft

$75/mo HOA

What's special

Seasonal waterfront cottageLovely updated kitchen

Perched on the hill ,this seasonal waterfront cottage has been lovingly maintained and enjoyed by the same family since it was built. A deck spans the width of the cottage and is the perfect place to sit and enjoy company, the water view and the night sky. 4 bedrooms with 2 full baths provide space for all. A new 4-bedroom septic system installed in 2026. Lovely updated kitchen and large living room with cathedral ceilings. Warm wood walls and floors throughout the cottage. A deep-water mooring in Mackeral Cove for your boat as well. Find your special spot in Maine.

325 days

962

85

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Bedroom 1

Features: Cathedral Ceiling(s)
Level: First

Bedroom 2

Features: Cathedral Ceiling(s)
Level: First

Bedroom 3

Features: Cathedral Ceiling(s)
Level: First

Bedroom 4

Features: Cathedral Ceiling(s)
Level: First

Kitchen

Features: Eat-in Kitchen
Level: First

Living room

Features: Heat Stove, Cathedral Ceiling(s)
Level: First

Heating

Wood Stove

Cooling

None

Appliances

Included: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer

Features

Bathtub, One-Floor Living, Shower
Flooring: Wood
Basement: None
Has fireplace: No

Interior area

Total structure area: 1,040
Total interior livable area: 1,040 sqft
Finished area above ground: 1,040
Finished area below ground: 0

Property

Parking

Parking features: Gravel, 1 - 4 Spaces

Features

Patio & porch: Deck
Has view: Yes
View description: Scenic
Body of water: Back Cove, Mackeral Cove
Frontage length: Waterfrontage: 56,Waterfrontage Owned: 56,Waterfrontage Shared: 1600

Lot

Size: 1.15 Acres
Features: Rural, Open Lot, Rolling Slope, Wooded

Details

Zoning: Shoreland

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Wood Frame, Shingle Siding, Wood Siding
Foundation: Pillar/Post/Pier
Roof: Fiberglass

Condition

Year built: 1972

Utilities & green energy

Electric: Circuit Breakers
Sewer: Private Sewer, Septic Tank
Water: Private, Well

Community & HOA

HOA

Has HOA: Yes
HOA fee: $900 annually

Location

Region: Swans Island

Financial & listing details

Price per square foot: $466/sqft
Annual tax amount: $2,571
Date on market: 9/18/2025
Road surface type: Gravel

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Estimated market value

$463,400

$440,000 - $487,000

$2,176/mo

Price history

Date	Event	Price
9/18/2025	Listed for sale	$485,000$466/sqft
Source: Maine Listings #1638110 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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