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  • $209,900

    72 Church St, Waterloo, NY 13165

    3beds
    1,260sqft
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    Single Family Residence
    Built in 1978
    0.28 Acres Lot
    $-- Zestimate®
    $167/sqft
    $-- HOA

    What's special

    Spacious backyardLarge rear deckNew garage door openerFurnace and central airAttached one-car garageGuest closetWalk-in shower
    SINGLE-STORY LIVING IN THE VILLAGE OF WATERLOO! Welcome to this well-cared-for ranch-style home situated on a generous lot of over a quarter acre with a spacious backyard, paved driveway, attached one-car garage, and large rear deck. Step inside through the convenient breezeway, complete with a guest closet, before entering the bright and spacious eat-in kitchen. The kitchen comes fully applianced and features a breakfast bar for additional seating. Sliding glass doors lead directly to the large back deck overlooking the roomy, sun-filled yard with shed, perfect for gardening, entertaining, or simply enjoying the outdoors. The large front living room offers vinyl flooring and plenty of space for comfortable everyday living. You’ll find three generously sized bedrooms with closets and an updated full bath featuring newer vinyl flooring, a walk-in shower, and updated fixtures. A convenient first-floor laundry area with utility sink makes true single-story living easy. The attached one-car garage provides direct access to the home—no need to worry about the weather when bringing in groceries! A full basement offers a workbench, sink area, plenty of storage, and an additional finished room that could serve as a home office, hobby room, or additional living space. Updates include: siding, soffits and front porch posts in 2014; furnace and central air in 2009; roof in 2010; hot water tank in 2022; new garage door opener in 2026; and new sump pump with backup system in 2026. With many improvements already completed, this home is an excellent choice for a first-time buyer or anyone looking to downsize and enjoy convenient one-level living. Located close to Waterloo schools, downtown shopping, banking and everyday conveniences, with easy access to the NYS Thruway and del Lago Resort & Casino.
    16 days
    843
    52

    Zillow last checked:

    Listing updated:

    Listed by:

    Howard Hanna 315-781-7653,

    Belinda A. Fratto 315-521-7413

    Source: NYSAMLSs,MLS#: R1714036MLS LogoOriginating MLS: Rochester

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Heating
      • Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Home Office, Bedroom on Main Level
      • Flooring: Carpet, Varies, Vinyl
      • Windows: Storm Window(s), Wood Frames
      • Basement: Full,Sump Pump
      • Has fireplace: No
      Interior area
      • Total structure area: 1,260
      • Total interior livable area: 1,260 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage, Storage, Garage Door Opener
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Open, Patio, Porch
      • Exterior features: Blacktop Driveway, Deck, Patio
      Lot
      • Size: 0.28 Acres
      • Dimensions: 76 x 151
      • Features: Rectangular, Rectangular Lot, Residential Lot
      Details
      • Parcel number: 45380100500000020531120000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Copper Plumbing
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Resale
      • Year built: 1978

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: High Speed Internet Available, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $167/sqft
      • Tax assessed value: $96,400
      • Annual tax amount: $4,805
      • Date on market: 9/20/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/20/2026Listed for sale$209,900+156%$167/sqft
        Source: NYSAMLSs #R1714036 Report a problem
        3/18/2009Sold$82,000$65/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $96,400
        2024-- $96,400
        2023-- $96,400
        2022-- $96,400
        2021-- $96,400
        2020-- $96,400
        2019-- $96,400
        2018-- $96,400
        2017$2,678 $96,400 +17.4%
        2016-- $82,100
        2015-- $82,100
        2014-- $82,100
        2013-- $82,100
        2012-- $82,100
        2011-- $82,100 +4.5%
        2010-- $78,600
        2009-- $78,600
        2008-- $78,600
        2007-- $78,600 +4%
        2006-- $75,600
        2005-- $75,600
        2004-- $75,600
        2003-- $75,600 +10.9%
        2002-- $68,200
        2001-- $68,200
        2000-- $68,200
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13165

        Getting around

        30 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Waterloo

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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