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For sale
    • Price cut: $9K (10/12)
    $669,900

    78 Emerald Pl, Monterey, TN 38574

    4beds
    4,830sqft
    : 
    $4,312/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    0.8 Acres Lot
    $-- Zestimate®
    $139/sqft
    $15/mo HOA

    What's special

    Lake frontPrivate cul-de-sac locationStone gas fireplacePersonal floating dockMassive main level deck
    Warm and Inviting LAKE FRONT Jim Barna Log Home equipped with personal floating dock and almost an acre peaceful and private lot with 240+ ft of water frontage . Impressive WOW Entry leads to soaring ceiling great room with exposed beams, huge window system for maximum water view enjoyment & stone gas fireplace. The primary suite features its own cozy gas fireplace, while the finished basement includes a wood-burning stove, full bath, storm shelter and flex/bonus rooms. Exterior XL front deck is handicap-accessible ramp for added comfort and convenience. Main level kitchen is expansive with loads of cabinets and gas range cook top (includes all appliances & washer/dryer). Two bedrooms on the main level share a full bath. Additional highlights include: Generac whole-home generator for peace of mind, Infrared and reverse osmosis water system for pure drinking water, Sunroom and/or Grow Room with skylights - ideal for year-round indoor enjoyment, plants or gardening. Massive main level deck and lower level deck with gazebo PLUS balcony deck overlooks the lake and backyard that's so inviting for family gatherings or personal relaxation. Fenced dog run for pets to roam safely Private cul-de-sac location, Cumberland Lakes neighborhood features many opps for recreation and community perks. Priced under appraisal value. This is a spectacular home. Seller discloses 2 bedroom septic permit.
    38 days
    2,005
    216

    Zillow last checked:

    Listing updated:

    Listed by:

    Dino Cates,

    Exit Cross Roads Realty Livingston 931-823-7717,

    Catherine Cates,

    Exit Cross Roads Realty Celina

    Source: UCMLS,MLS#: 246949MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • Partial bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom 2
      • Level: Main
      Heating
      • Electric, Propane, Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Oven, Refrigerator, Gas Range, Electric Water Heater
      • Laundry: Main Level
      Features
      • Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Hardwood, Tile, Carpet
      • Windows: Double Pane Windows
      • Basement: Full,Finished
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 4,830
      • Total interior livable area: 4,830 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Attached, Garage
      • Has attached garage: Yes
      • Covered spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Covered, Deck
      • Exterior features: Dog Run, Garden
      • Has view: Yes
      • View description: Private-Subdivision, Other Water Frontage View Description
      • Has water view: Yes
      • Water view: Private-Subdivision,Other Water Frontage View Description
      • Waterfront features: Private-Subdivision, Other Water Frontage View Description, Waterfront, Lake
      Lot
      • Size: 0.8 Acres
      • Dimensions: 139.9 x 206.6 IRR
      • Features: Corner Lot, Wooded, Waterfront, Views, Trees
      Details
      • Additional structures: Gazebo
      • Parcel number: 017P C 009.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Log Siding, Log
      • Roof: Composition
      Condition
      • Year built: 2004

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Well, Private
      • Utilities for property: Natural Gas Connected, Propane

      Community & HOA

      Community
      • Subdivision: Cumberland Cove
      HOA
      • Has HOA: Yes
      • Amenities included: None
      • HOA fee: $175 annually
      Location
      • Region: Monterey

      Financial & listing details

      • Price per square foot: $139/sqft
      • Tax assessed value: $488,600
      • Annual tax amount: $1,386
      • Date on market: 9/4/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/12/2026Price change$669,900-1.3%$139/sqft
        Source: UCMLS #246949 Report a problem
        9/4/2026Listed for sale$678,900$141/sqft
        Source: UCMLS #246949 Report a problem
        9/3/2026Listing removed$678,900$141/sqft
        Source: East Tennessee Realtors #1331185 Report a problem
        8/3/2026Listed for sale$678,900$141/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3138525 Report a problem
        5/29/2026Contingent$678,900$141/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3138525 Report a problem
        5/12/2026Listed for sale$678,900$141/sqft
        Source: My State MLS #11665189 Report a problem
        5/11/2026Pending sale$678,900$141/sqft
        Source: East Tennessee Realtors #1331185 Report a problem
        5/11/2026Contingent$678,900$141/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3138525 Report a problem
        4/8/2026Price change$678,9000%$141/sqft
        Source: East Tennessee Realtors #1331185 Report a problem
        3/3/2026Listed for sale$679,000-6.3%$141/sqft
        Source: East Tennessee Realtors #1331185 Report a problem
        11/20/2025Listing removed$725,000$150/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2929022 Report a problem
        11/20/2025Pending sale$725,000$150/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2929022 Report a problem
        10/22/2025Price change$725,000-14.3%$150/sqft
        Source: East Tennessee Realtors #1300883 Report a problem
        10/7/2025Price change$845,8000%$175/sqft
        Source: East Tennessee Realtors #1300883 Report a problem
        9/13/2025Price change$845,900-2.7%$175/sqft
        Source: East Tennessee Realtors #1300883 Report a problem
        8/5/2025Price change$869,000-1.1%$180/sqft
        Source: UCMLS #237592 Report a problem
        5/13/2025Listed for sale$879,000+134.4%$182/sqft
        Source: East Tennessee Realtors #1300883 Report a problem
        3/2/2013Listing removed$375,000$78/sqft
        Source: Crye-Leike #158973 Report a problem
        12/21/2012Price change$375,000-2.6%$78/sqft
        Source: Crye-Leike #158973 Report a problem
        10/5/2012Price change$385,000-3.2%$80/sqft
        Source: Realty 1 Group #802492 Report a problem
        7/6/2012Price change$397,900-7.2%$82/sqft
        Source: Realty 1 Group #802492 Report a problem
        5/24/2012Listed for sale$429,000-4.6%$89/sqft
        Source: Realty 1 Group #802492 Report a problem
        8/30/2011Listing removed$449,500$93/sqft
        Source: Realty 1 Group #718582 Report a problem
        6/16/2010Listed for sale$449,500+1304.7%$93/sqft
        Source: Realty 1 Group #718582 Report a problem
        4/12/2001Sold$32,000$7/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,386 $122,150
        2024$1,386 $122,150
        2023$1,386 $122,150
        2022$1,386 +9%$122,150 +50.3%
        2021$1,272 $81,250
        2020$1,272 $81,250
        2019$1,272 $81,250
        2018$1,272 0%$81,250
        2017$1,272 +6.8%$81,250 +4.2%
        2016$1,191 +2%$77,950
        2015$1,167 +0%$77,950 +0%
        2014$1,167 $77,942
        2013$1,167 -0.2%$77,942
        2012$1,169 $77,942 +5.1%
        2011-- $74,188 -12.6%
        2010$1,209 +7.1%$84,864
        2009$1,129 +7.3%$84,864
        2008$1,052 $84,864
        2007$1,052 -24.4%$84,864
        2006$1,392 +44.2%$84,864 +44.2%
        2005$965 +697.8%$58,838 +697.8%
        2004$121 +13.9%$7,375
        2002$106 $7,375
        2001-- $7,375 -77.7%
        2000-- $33,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 38574

        Getting around

        0 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pleasant Hill Elementary School
        • Middle: Pleasant Hill Elementary School
        • High: Cumberland County High School

        Source: UCMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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