Discover your own Tennessee lake house where luxury meets tranquility. This custom log cabin offers 2 bedrooms, 3 full bathrooms, and multiple bonus rooms that can easily serve as a home office, art studio, guest suite, or hobby room—flexible spaces to fit any lifestyle.
The open Great Room welcomes you with vaulted ceilings, exposed beams, and a stone gas fireplace that complements the stunning lake and on the plateau. The primary suite features its own cozy gas fireplace, while the finished basement includes a wood-burning stove, full bath, and handicap-accessible ramp for added comfort and convenience.
Additional highlights include:
Generac whole-home generator for peace of mind
Infrared and reverse osmosis water system for pure drinking water
Grow Room with skylights – ideal for year-round indoor plants or gardening
Deck overlooking the water
Floating dock perfect for boating, fishing, swimming, and kayaking
Fenced dog run for pets to roam safely.
Kick Out Clause
Under contract - showing
Price cut: $100 (4/8)
$678,900
78 Emerald Pl, Monterey, TN 38574
2beds
4,800sqft
Single Family Residence, Residential
Built in 2004
0.79 Acres Lot
$-- Zestimate®
$141/sqft
$15/mo HOA
What's special
Custom log cabinFinished basementGrow room with skylightsOpen great roomStone gas fireplaceExposed beamsMultiple bonus rooms
- 126 days |
- 179 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Ralph Harvey 855-456-4945,
ListWithFreedom.com 855-456-4945
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3138525
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Area: 288 Square Feet
- Dimensions: 12x24
Bedroom 2
- Area: 165 Square Feet
- Dimensions: 11x15
Primary bathroom
- Features: Primary Bedroom
- Level: Primary Bedroom
Dining room
- Features: Formal
- Level: Formal
- Area: 160 Square Feet
- Dimensions: 10x16
Kitchen
- Area: 224 Square Feet
- Dimensions: 14x16
Living room
- Area: 432 Square Feet
- Dimensions: 18x24
Other
- Features: Utility Room
- Level: Utility Room
- Area: 195 Square Feet
- Dimensions: 13x15
Heating
- Central, Electric, Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Gas Range, Dishwasher, Dryer, Refrigerator, Washer
Features
- Ceiling Fan(s), Pantry, Kitchen Island
- Flooring: Carpet, Wood, Tile
- Basement: Finished,Full
- Number of fireplaces: 3
- Fireplace features: Gas, Wood Burning
Interior area
- Total structure area: 4,800
- Total interior livable area: 4,800 sqft
- Finished area above ground: 3,816
- Finished area below ground: 984
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Attached
- Carport spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Fencing: Partial
Lot
- Size: 0.79 Acres
- Dimensions: 165 x 211 x 236 x 124
- Features: Corner Lot, Cul-De-Sac
- Topography: Corner Lot,Cul-De-Sac
Details
- Parcel number: 017P C 00900 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Log, Other
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Available
Community & HOA
Community
- Subdivision: Cumberland Lakes
HOA
- Has HOA: Yes
- HOA fee: $175 annually
Location
- Region: Monterey
Financial & listing details
- Price per square foot: $141/sqft
- Tax assessed value: $488,600
- Annual tax amount: $1,386
- Date on market: 3/3/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Contingent | $678,900$141/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3138525 Report a problem | ||
| 5/12/2026 | Listed for sale | $678,900$141/sqft |
Source: My State MLS #11665189 Report a problem | ||
| 5/11/2026 | Pending sale | $678,900$141/sqft |
Source:  East Tennessee Realtors #1331185 Report a problem | ||
| 5/11/2026 | Contingent | $678,900$141/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3138525 Report a problem | ||
| 4/8/2026 | Price change | $678,9000%$141/sqft |
Source: East Tennessee Realtors #1331185 Report a problem | ||
| 3/3/2026 | Listed for sale | $679,000-6.3%$141/sqft |
Source: East Tennessee Realtors #1331185 Report a problem | ||
| 11/20/2025 | Listing removed | $725,000$151/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2929022 Report a problem | ||
| 11/20/2025 | Pending sale | $725,000$151/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2929022 Report a problem | ||
| 10/22/2025 | Price change | $725,000-14.3%$151/sqft |
Source: East Tennessee Realtors #1300883 Report a problem | ||
| 10/7/2025 | Price change | $845,8000%$176/sqft |
Source: East Tennessee Realtors #1300883 Report a problem | ||
| 9/13/2025 | Price change | $845,900-2.7%$176/sqft |
Source: East Tennessee Realtors #1300883 Report a problem | ||
| 8/5/2025 | Price change | $869,000-1.1%$181/sqft |
Source:  UCMLS #237592 Report a problem | ||
| 5/13/2025 | Listed for sale | $879,000+134.4%$183/sqft |
Source: East Tennessee Realtors #1300883 Report a problem | ||
| 3/2/2013 | Listing removed | $375,000$78/sqft |
Source: Crye-Leike #158973 Report a problem | ||
| 12/21/2012 | Price change | $375,000-2.6%$78/sqft |
Source: Crye-Leike #158973 Report a problem | ||
| 10/5/2012 | Price change | $385,000-3.2%$80/sqft |
Source: Realty 1 Group #802492 Report a problem | ||
| 7/6/2012 | Price change | $397,900-7.2%$83/sqft |
Source: Realty 1 Group #802492 Report a problem | ||
| 5/24/2012 | Listed for sale | $429,000-4.6%$89/sqft |
Source: Realty 1 Group #802492 Report a problem | ||
| 8/30/2011 | Listing removed | $449,500$94/sqft |
Source: Realty 1 Group #718582 Report a problem | ||
| 6/16/2010 | Listed for sale | $449,500+1304.7%$94/sqft |
Source: Realty 1 Group #718582 Report a problem | ||
| 4/12/2001 | Sold | $32,000$7/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,386 | $122,150 |
| 2024 | $1,386 | $122,150 |
| 2023 | $1,386 | $122,150 |
| 2022 | $1,386 +9% | $122,150 +50.3% |
| 2021 | $1,272 | $81,250 |
| 2020 | $1,272 | $81,250 |
| 2019 | $1,272 | $81,250 |
| 2018 | $1,272 0% | $81,250 |
| 2017 | $1,272 +6.8% | $81,250 +4.2% |
| 2016 | $1,191 +2% | $77,950 |
| 2015 | $1,167 +0% | $77,950 +0% |
| 2014 | $1,167 | $77,942 |
| 2013 | $1,167 -0.2% | $77,942 |
| 2012 | $1,169 | $77,942 +5.1% |
| 2011 | -- | $74,188 -12.6% |
| 2010 | $1,209 +7.1% | $84,864 |
| 2009 | $1,129 +7.3% | $84,864 |
| 2008 | $1,052 | $84,864 |
| 2007 | $1,052 -24.4% | $84,864 |
| 2006 | $1,392 +44.2% | $84,864 +44.2% |
| 2005 | $965 +697.8% | $58,838 +697.8% |
| 2004 | $121 +13.9% | $7,375 |
| 2002 | $106 | $7,375 |
| 2001 | -- | $7,375 -77.7% |
| 2000 | -- | $33,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 38574
Nearby schools
GreatSchools rating
- 4/10Pleasant Hill Elementary SchoolGrades: PK-8Distance: 9.7 mi
- 4/10Cumberland County High SchoolGrades: 9-12Distance: 12.9 mi
Schools provided by the listing agent
- Elementary: Pleasant Hill Elementary
- Middle: North Cumberland Elementary
- High: Cumberland County High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Cumberland County
- Monterey
- 38574
- 78 Emerald Pl
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