For sale

$699,000

513 Cumberland Cove Rd, Monterey, TN 38574

4beds

4,803sqft

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Single Family Residence

Built in 2004

4 Acres Lot

$666,900 Zestimate^®

$146/sqft

$13/mo HOA

What's special

Panoramic mountain viewsRv garageCozy fireplaceBluff viewStainless steel appliancesSpacious open-concept layoutGenerous walk-in-closet

**** Now offered below appraised value!**** Approximately 228 feet of BLUFF VIEW ****YOUR DREAM MOUNTAIN RETREAT AWAITS IN CUMBERLAND COVE! 4 Bedrooms | 2.5 Bathrooms | Panoramic Mountain Views | Finished Basement | 4-Car Garage | RV garage . Nestled in the heart of breathtaking natural beauty, this home is your ultimate retreat from the everyday hustle. With panoramic mountain views gracing nearly every room, this property offers peace, tranquility and unforgettable scenery. Step inside: *Spacious open-concept layout with soaring VAULTED CEILING * COZY Fireplace serves as the heart of the living area, perfect for chilly evenings * Chef's dream kitchen designed for both style and function featuring stainless steel appliances * Private MASTER SUITE with in-suite bathroom and GENEROUS walk-in-closet * Separate office space designed with expansive windows with panoramic views to inspire your best work.

52 days

350

39

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
Partial bathrooms: 1

Primary bedroom

Level: Lower
Area: 417.08
Dimensions: 25.67 x 16.25

Bedroom 2

Level: Lower
Area: 243
Dimensions: 13.5 x 18

Bedroom 3

Level: Lower
Area: 250.5
Dimensions: 13.92 x 18

Bedroom 4

Level: Lower
Area: 266.22
Dimensions: 17.08 x 15.58

Dining room

Level: Main
Area: 156.33
Dimensions: 11.17 x 14

Family room

Level: Main
Area: 308.13
Dimensions: 21.75 x 14.17

Kitchen

Level: Main
Area: 174.17
Dimensions: 19 x 9.17

Living room

Level: Main
Area: 497.19
Dimensions: 27.75 x 17.92

Heating

Natural Gas, Wood, Heat Pump

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Oven, Disposal, Refrigerator, Electric Range, Microwave, Range Hood, Freezer, Gas Water Heater
Laundry: Lower Level

Features

Wet Bar, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Central Vacuum
Windows: Blinds, Other
Basement: Full,Block,Walk-Out Access,Finished
Number of fireplaces: 2
Fireplace features: Two, Gas Log, Living Room

Interior area

Total structure area: 4,803
Total interior livable area: 4,803 sqft

Video & virtual tour

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Property

Parking

Total spaces: 4
Parking features: Driveway, RV Access/Parking, Garage Door Opener, Attached, Main Level, RV Garage
Has attached garage: Yes
Covered spaces: 4
Has uncovered spaces: Yes

Features

Levels: Two
Patio & porch: Porch, Covered, Deck
Exterior features: Other
Has spa: Yes
Spa features: Bath
Has view: Yes
View description: No Water Frontage View Description
Water view: No Water Frontage View Description
Waterfront features: No Water Frontage View Description

Lot

Size: 4 Acres
Dimensions: 228 x 947 x 154 x 1018
Features: Irregular Lot, Wooded, Views, Other

Details

Additional structures: Outbuilding
Parcel number: 325.00

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Frame
Roof: Metal

Condition

Year built: 2004

Utilities & green energy

Electric: Circuit Breakers
Gas: Natural Gas
Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Cumberland Cove

HOA

Has HOA: Yes
Amenities included: Clubhouse
HOA fee: $152 annually

Location

Region: Monterey

Financial & listing details

Price per square foot: $146/sqft
Tax assessed value: $584,800
Annual tax amount: $3,888
Date on market: 5/8/2026

Estimated market value

$666,900

$634,000 - $700,000

$3,091/mo

Price history

Date	Event	Price
5/8/2026	Listed for sale	$699,000-12.1%$146/sqft
Source: UCMLS #244235 Report a problem
12/31/2025	Listing removed	$795,000$166/sqft
Source: UCMLS #236490 Report a problem
9/15/2025	Price change	$795,000-9.5%$166/sqft
Source: East Tennessee Realtors #1300649 Report a problem
7/1/2025	Price change	$878,300-4.2%$183/sqft
Source: UCMLS #236490 Report a problem
5/12/2025	Listed for sale	$916,500+147.4%$191/sqft
Source: UCMLS #236490 Report a problem
4/12/2007	Sold	$370,512$77/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,889	$146,200
2024	$3,889	$146,200
2023	$3,889 +7.6%	$146,200
2022	$3,614	$146,200
2021	--	$146,200 +25.5%
2020	$3,409	$116,500
2019	$3,409 +14.3%	$116,500 +6.6%
2018	$2,983 -6.6%	$109,275 -6.6%
2017	$3,194	$117,000
2016	$3,194 -26.3%	$117,000 -24.3%
2015	$4,334 +34.4%	$154,500 +34.4%
2014	$3,225	$114,962
2013	$3,225 -0.2%	$114,962
2012	$3,230 +6.2%	$114,962
2011	$3,041	$114,962
2010	--	$114,962 +9.4%
2009	$2,890	$105,092
2008	$2,890 +7%	$105,092
2007	$2,701 +4.9%	$105,092
2006	$2,575 +7%	$105,092 +13.7%
2005	$2,407 +1408.5%	$92,469 +1408.5%
2004	$160 +4.9%	$6,130
2002	$152	$6,130
2001	--	$6,130 -75%
2000	--	$24,520

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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