INVESTMENT OPPORTUNITY IN LOWELL. This well-maintained two-family offers excellent flexibility with separate utilities, updated bathrooms and flooring, and ample off-street parking. Recent improvements include newer siding, fencing, and deck, along with gas heating. Unit 2 features a furnace replaced in 2022, while the hot water heaters were replaced in 2023 and 2021. Both units offer three bedrooms, creating strong rental appeal. Current tenants are paying below-market rents, providing an opportunity for a future owner to increase rental income. DON’T MISS THE OPPORTUNITY TO ADD THIS VERSATILE LOWELL TWO-FAMILY TO YOUR PORTFOLIO.
For sale
$649,900
81 Liberty St, Lowell, MA 01851
6beds
1,956sqft
2 Family - 2 Units Up/Down
Built in 1940
-- sqft lot
$649,600 Zestimate®
$332/sqft
$-- HOA
What's special
Gas heatingNewer sidingUpdated bathroomsAmple off-street parking
- 8 days
- 959
- 74
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Team Lillian Montalto 978-475-1400,
Lillian Montalto Signature Properties 978-475-1400,
Caroline Healey 978-806-1474
Source: MLS PIN,MLS#: 73584341
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Forced Air, Natural Gas
Cooling
- Window Unit(s)
Appliances
- Included: Range, Dishwasher, Refrigerator
- Laundry: Washer Hookup
Features
- Bathroom with Shower Stall, Bathroom With Tub, Living Room, Kitchen, Laundry Room, Mudroom
- Flooring: Tile, Laminate
- Windows: Screens
- Basement: Interior Entry,Concrete,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,956
- Total interior livable area: 1,956 sqft
- Finished area above ground: 1,956
Property
Parking
- Total spaces: 6
- Parking features: Paved Drive, Off Street
- Uncovered spaces: 6
Features
- Patio & porch: Deck
- Exterior features: Rain Gutters
- Fencing: Fenced/Enclosed,Fenced
Lot
- Size: 6,098 Square Feet
- Features: Corner Lot, Level
Details
- Parcel number: M:0123 B:3590 L:0081,3183750
- Zoning: USF
- Other equipment: Satellite Dish
Construction
Type & style
- Home type: MultiFamily
- Property subtype: 2 Family - 2 Units Up/Down
Materials
- Frame
- Foundation: Stone
- Roof: Shingle
Condition
- Year built: 1940
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: for Gas Range, Washer Hookup
Green energy
- Energy generation: Solar
Community & HOA
Community
- Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, T-Station, University
Location
- Region: Lowell
Financial & listing details
- Price per square foot: $332/sqft
- Tax assessed value: $586,800
- Annual tax amount: $6,660
- Date on market: 9/30/2026
- Total actual rent: 3300
Estimated market value
$649,600
$617,000 - $682,000
$2,597/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/30/2026 | Listed for sale | $649,900+64.1%$332/sqft |
Source: MLS PIN #73584341 Report a problem | ||
| 4/2/2020 | Sold | $396,000+0.6%$202/sqft |
Source: Public Record Report a problem | ||
| 1/21/2020 | Pending sale | $393,500$201/sqft |
Source: Doherty Properties #72578476 Report a problem | ||
| 12/13/2019 | Price change | $393,500-1.1%$201/sqft |
Source: Doherty Properties #72578476 Report a problem | ||
| 10/26/2019 | Price change | $398,000-2.9%$203/sqft |
Source: Doherty Properties #72578476 Report a problem | ||
| 10/10/2019 | Listed for sale | $409,999+10.2%$210/sqft |
Source: Doherty Properties #72578476 Report a problem | ||
| 12/24/2017 | Listing removed | $372,000$190/sqft |
Source: ERA Key Realty Services #72256700 Report a problem | ||
| 12/8/2017 | Price change | $372,000-1.1%$190/sqft |
Source: ERA Key Realty Services #72256700 Report a problem | ||
| 12/6/2017 | Price change | $376,000-0.5%$192/sqft |
Source: ERA Key Realty Services #72256700 Report a problem | ||
| 11/18/2017 | Listed for sale | $378,000+23.9%$193/sqft |
Source: ERA Key Realty Services #72256700 Report a problem | ||
| 4/27/2005 | Sold | $305,000+29.8%$156/sqft |
Source: Public Record Report a problem | ||
| 10/30/2002 | Sold | $235,000+883.3%$120/sqft |
Source: Public Record Report a problem | ||
| 11/15/1995 | Sold | $23,900-46.3%$12/sqft |
Source: Public Record Report a problem | ||
| 4/27/1995 | Sold | $44,500-67.7%$23/sqft |
Source: Public Record Report a problem | ||
| 8/23/1988 | Sold | $137,900$71/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,288 +8.3% | $547,700 +12.3% |
| 2024 | $5,807 +7.5% | $487,600 +12.1% |
| 2023 | $5,401 +39.2% | $434,900 +50.8% |
| 2022 | $3,881 | $288,300 |
| 2021 | $3,881 +7.1% | $288,300 +6.3% |
| 2020 | $3,625 +3.4% | $271,300 +8.6% |
| 2019 | $3,507 +7.1% | $249,800 +9.8% |
| 2018 | $3,274 +3.9% | $227,500 +7.7% |
| 2017 | $3,151 -2.7% | $211,200 -1.1% |
| 2016 | $3,237 | $213,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Lower Highlands
Nearby schools
Schools provided by the listing agent
- Elementary: Abraham Lincoln
- Middle: Laura Lee Day School
- High: Lowell High
Source: MLS PIN. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





